Compare card earning rates, fees and benefit qualifications.
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.
167 cards ranked by value per dollar · Rankings aren't paid placement · How we rank
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Why this card
Capital One
Why this card
Why this card
Annual fee $795. Other listed credits: Exclusive Tables Dining Credit (up to $150/6mo); StubHub & viagogo Credit (up to $300/yr); Apple TV and Apple Music Subscriptions (up to $27/mo); DoorDash DashPass & Credits (up to $35/mo); Peloton Credits & Bonus Points (up to $10/mo). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Why this card
Eligible car rentals must be booked through aadvantagecars.com.
Why this card
Coverage is primary and provides reimbursement up to
Why this card
No annual fee
Capital One
Why this card
Capital One
Why this card
No annual fee
Why this card
No annual fee
Why this card
Book eligible rental cars through Capital One Travel using this card; purchases outside the portal earn 1.5%.
No annual fee
Why this card
No annual fee
Why this card
No annual fee
Chase
Why this card
No annual fee. Other listed credits: DoorDash (up to $10/qtr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Capital One
Why this card
Why this card
Bank of America
Why this card
No annual fee
Bonus rate on first $2,500/quarterly, then base rate
Why this card
No annual fee
American Express
Why this card
When you use your Eligible Card to reserve and pay for the Entire Rental and
No annual fee. Other listed credits: $84 Disney Streaming Credit (up to $7/mo). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Bonus rate on first $6,000/annual, then base rate
U.S. Bank
Why this card
No annual fee. Other listed credits: $20 annual statement credit (up to $20/yr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Why this card
5% applies only if department stores is one of the two 5% categories you choose each quarter; the $2,000 quarterly limit is combined across both chosen categories.
No annual fee
Bonus rate on first $2,000/quarterly, then base rate
Cardless
Why this card
Wells Fargo
Why this card
American Express
Why this card
Annual fee $150. Other listed credits: Hilton Property Statement Credits (up to $200/yr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
American Express
Why this card
Annual fee $550. Other listed credits: $100 Waldorf Astoria and Conrad Credit (up to $100/stay). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Wells Fargo
Why this card
No annual fee
U.S. Bank
Why this card
Annual fee $450. Other listed credits: Get to the gate faster (up to $120/4yr); Save at checkout (up to $25). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
BMO
Why this card
Covers damage, theft, and up to $500 in loss-of-use charges.
Annual fee $150. Other listed credits: Get the Trusted Traveler fee credit (up to $100/4yr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Bonus rate on first $3,000/quarterly, then base rate
Why this card
No annual fee
Why this card
No annual fee
Why this card
No annual fee
For this search, our top pick is the Citi Strata Premier, which earns 10x ThankYou Points on car rentals, worth about 17.0¢ per dollar at our 1.7¢ valuation when bought through the card's portal. It has a $95 annual fee. If you'd rather not pay a fee, the Citi Strata earns 5x ThankYou Points on car rentals, worth about 8.5¢ per dollar at our 1.7¢ valuation when bought through the card's portal. The Capital One Venture Rewards and Capital One VentureOne Rewards both earn 5x Capital One Miles on car rentals; the Capital One VentureOne Rewards comes out ahead after fees at your spend.
