Why this card

1. 1.8x on Flights booked through the required portal — points worth 1.8¢ each ($362.02/yr on $6,000 spend)
2. 2.Annual Travel Credit (up to $300/yr); The Edit by Chase Travel Hotel Credit (up to $500/yr); Air Canada Maple Leaf Lounge Access; Global Entry or TSA PreCheck Credit (up to $120/4yr); Lyft Monthly Credit (up to $10/mo); Priority Pass Select Membership; Roadside Assistance; Chase Sapphire Lounge by The Club; Travel and Emergency Assistance Services; Reserve Travel Designer — not counted in estimated value or ranking; eligible use has not been established
3. 3.One-time benefit — Select Hotels Credit (2026)

Annual fee $795. Other listed credits: Exclusive Tables Dining Credit (up to $150/6mo); StubHub & viagogo Credit (up to $300/yr); Apple TV and Apple Music Subscriptions (up to $27/mo); DoorDash DashPass & Credits (up to $35/mo); Peloton Credits & Bonus Points (up to $10/mo). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.

Why this card

1. 1.10x on Hotels & Lodging booked through the required portal — points worth 1.7¢ each ($305.49/yr on $6,000 spend)
2. 2.Annual Hotel Savings Benefit (up to $100/yr) — not counted in estimated value or ranking; eligible use has not been established

Why this card

1. 1.10x on Hotels & Lodging booked through the required portal — points worth 1.3¢ each ($308.33/yr on $6,000 spend)
2. 2.Lifestyle Collection; Capital One Lounge Access; Global Entry or TSA PreCheck Credit (up to $120/4yr); Priority Pass Lounge Access; $300 Annual Capital One Travel Credit (up to $300/yr) — not counted in estimated value or ranking; eligible use has not been established
3. 3.Up to 1.4¢/pt via British Airways Club

Why this card

1. 1.5x on Flights booked through the required portal — points worth 1.8¢ each ($253.15/yr on $6,000 spend)
2. 2.Global Entry, TSA PreCheck or NEXUS Credit (up to $120/4yr); $100 Annual Hotel Credit (up to $100/yr) — not counted in estimated value or ranking; eligible use has not been established

Why this card

1. 1.5x on Hotels & Lodging booked through the required portal — points worth 1.3¢ each ($200.23/yr on $6,000 spend)
2. 2.Capital One Lounge Discounted Access; Emergency Card Replacement & Cash Advance; Global Entry or TSA PreCheck Credit (up to $120/4yr); Hertz Five Star Status; Capital One Travel Price Protection; 24-Hour Travel Assistance Services — not counted in estimated value or ranking; eligible use has not been established
3. 3.Up to 1.4¢/pt via British Airways Club

Why this card

1. 1.5x on Hotels & Lodging booked through the required portal — points worth 1.7¢ each ($196.25/yr on $6,000 spend)

No annual fee

Why this card

1. 1.5x on Hotels & Lodging booked direct — points worth 1.4¢ each ($180.18/yr on $6,000 spend)
2. 2.$50 annual statement credit (up to $50/yr); Travel and Emergency Services Assistance — not counted in estimated value or ranking; eligible use has not been established
3. 3.Up to 1.6¢/pt via Choice Privileges

Why this card

1. 1.5x on Hotels & Lodging booked through the required portal — points worth 1.5¢ each ($161.82/yr on $6,000 spend)
2. 2.Global Assist Hotline; The Hotel Collection; $120 Uber Cash (up to $10/mo) — not counted in estimated value or ranking; eligible use has not been established

Annual fee $325. Other listed credits: $120 Dining Credit (up to $10/mo); $84 Dunkin' Credit (up to $7/mo); $100 Resy Credit (up to $50/6mo). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.

Why this card

1. 1.5% cash back on Flights booked through the required portal ($160.56/yr on $6,000 spend)
2. 2.Travel and Emergency Assistance Services — not counted in estimated value or ranking; eligible use has not been established

No annual fee

Why this card

1. 1.
   12x on Hotels & Lodging booked through the required portal — points worth 1.0¢ each ($184.74/yr on $6,000 spend).Details

   Eligible car rentals must be booked through aadvantagecars.com. Eligible hotels must be booked through aadvantagehotels.com.

2. 2.Up to $500 Back on American Airlines Vacations Purchases (up to $500/yr); Admirals Club Membership; First Checked Bag Free; Global Entry or TSA PreCheck Credit (up to $120/4yr); Up to $100 Back on Inflight and Eligible Admirals Club Purchases (up to $100/yr); Up to $180 in Lyft Credits (up to $180/yr); Up to $120 Back on Eligible Avis® and Budget car rentals (up to $120) — not counted in estimated value or ranking; eligible use has not been established

Why this card

1. 1.5% cash back on Hotels & Lodging booked through the required portal ($154.02/yr on $6,000 spend)

No annual fee

Why this card

1. 1.5x on Hotels & Lodging booked through the required portal — points worth 1.3¢ each ($152.78/yr on $6,000 spend)
2. 2.Up to 1.4¢/pt via British Airways Club

No annual fee

Why this card

1. 1.5% cash back on Flights booked through the required portal ($140.64/yr on $6,000 spend)
2. 2.Travel and Emergency Assistance Services — not counted in estimated value or ranking; eligible use has not been established

No annual fee. Other listed credits: DoorDash (up to $10/qtr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.

Why this card

1. 1.
   5% cash back on Hotels & Lodging booked through the required portal ($129.69/yr on $6,000 spend).Details

   Book eligible rental cars through Capital One Travel using this card; purchases outside the portal earn 1.5%. Book eligible hotels through Capital One Travel using this card; purchases outside the portal earn 1.5%.

No annual fee

Why this card

1. 1.2x on Travel — points worth 2.0¢ each ($127.56/yr on $6,000 spend)
2. 2.$100 of Bilt Travel Hotel credit (up to $100) — not counted in estimated value or ranking; eligible use has not been established

Why this card

1. 1.
   3% cash back on Travel booked through the required portal ($119.24/yr on $6,000 spend).Details

   Must book through the SoFi Travel portal (operated by Expedia)

2. 2.Lyft Credits — not counted in estimated value or ranking; eligible use has not been established

No annual fee

Why this card

1. 1.5x on Flights booked direct — points worth 0.6¢ each ($123.12/yr on $6,000 spend)
2. 2.$100 Airline Statement Credit (up to $100/yr; requires $250 eligible spend within 12 months); Up to $100 Annual IHG Food and Beverage Rewards (up to $25/qtr); Global Entry, TSA PreCheck or NEXUS Statement Credit (up to $120/4yr); Up to $50 United TravelBank Cash Each Year (up to $25/6mo) — not counted in estimated value or ranking; eligible use has not been established

Why this card

1. 1.3x on Transit & Rideshare — points worth 1.4¢ each ($112.58/yr on $6,000 spend)
2. 2.Roadside Dispatch; Travel and Emergency Assistance Services; Visa Signature Luxury Hotel Collection — not counted in estimated value or ranking; eligible use has not been established
3. 3.Up to 1.6¢/pt via Choice Privileges

No annual fee

Why this card

1. 1.5x on Hotels & Lodging booked through the required portal — points worth 1.0¢ each ($105.36/yr on $6,000 spend)
2. 2.TSA PreCheck or Global Entry Credit (up to $100/4yr); GigSky Mobile Data (Visa Signature); Visa Signature Travel & Emergency Assistance — not counted in estimated value or ranking; eligible use has not been established

No annual fee

Why this card

1. 1.5% cash back on Hotels & Lodging booked through the required portal ($105.36/yr on $6,000 spend)

Why this card

1. 1.
   5% cash back on Transit & Rideshare ($102.12/yr on $6,000 spend).Details

   5% applies only if department stores is one of the two 5% categories you choose each quarter; the $2,000 quarterly limit is combined across both chosen categories. 5% applies only if ground transportation is one of the two 5% categories you choose each quarter; the $2,000 quarterly limit is combined across both chosen categories.

No annual fee

Why this card

1. 1.3% cash back on Flights ($100.32/yr on $6,000 spend)

No annual fee

Why this card

1. 1.3% cash back on Online Shopping ($96.36/yr on $6,000 spend)

No annual fee

Why this card

1. 1.5x on Flights — points worth 1.5¢ each ($188.28/yr on $6,000 spend)
2. 2.$250 Airbnb Experiences Credit (up to $250/yr); Airline Fee Credit (up to $200/yr); CLEAR Plus Credit (up to $219/yr); $600 Lodging Credit (FHR / Hotel Collection / Airbnb Luxe) (up to $600/yr); Global Entry or TSA PreCheck Credit (up to $120/4yr); Lululemon Credit (up to $300/yr); Uber Credit (up to $200/yr); Uber One Membership Credit (up to $120/yr); Walmart+ Membership Credit (up to $155/yr); Amex Offers; Premium Global Assist Hotline; Platinum Travel Service — not counted in estimated value or ranking; eligible use has not been established

Annual fee $895. Other listed credits: Digital Entertainment Credit (up to $300/yr); Equinox Credit (up to $300/yr); Oura Ring Credit (up to $200/yr); Resy Restaurant Credit (up to $400/yr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.

Why this card

1. 1.2x on Travel — points worth 1.0¢ each ($91.89/yr on $6,000 spend)
2. 2.Annual Airline Incidental Credit (up to $100/yr); Global Entry or TSA PreCheck Credit (up to $100); Visa Signature Luxury Hotel Collection — not counted in estimated value or ranking; eligible use has not been established

Annual fee $95. Other listed credits: Airport Security Statement Credits (up to $100). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.

Why this card

1. 1.3x on Travel booked through the required portal — points worth 1.0¢ each ($91.13/yr on $6,000 spend)

No annual fee

Why this card

1. 1.3x on Travel booked through the required portal — points worth 1.0¢ each ($91.13/yr on $6,000 spend)

No annual fee

Why this card

1. 1.3% cash back on Online Shopping ($81.60/yr on $6,000 spend)
2. 2.Amex Offers; Global Assist Hotline — not counted in estimated value or ranking; eligible use has not been established

No annual fee. Other listed credits: $84 Disney Streaming Credit (up to $7/mo). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.

Why this card

1. 1.3x on Travel — points worth 0.9¢ each ($83.23/yr on $6,000 spend)
2. 2.Global Entry or TSA PreCheck Credit; Priority Pass Select Membership — not counted in estimated value or ranking; eligible use has not been established

Annual fee $95. Other listed credits: $100 annual credit (up to $100/yr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.

Why this card

1. 1.4% cash back on Flights booked through the required portal ($80.64/yr on $6,000 spend)

No annual fee. Other listed credits: $20 annual statement credit (up to $20/yr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.