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© Copyright 2026 CardRewards. All Rights Reserved.

About
  • Blog
  • Contact
Product
  • Documentation
Legal
  • Terms of Service
  • Privacy Policy
  • Cookie Policy
Blue Cash Everyday Card from American Express

Here you can add a description about your company or product

© Copyright 2026 CardRewards. All Rights Reserved.

About
  • Blog
  • Contact
Product
  • Documentation
Legal
  • Terms of Service
  • Privacy Policy
  • Cookie Policy

Results from

$6,000

Scoring mode

Options

Point valuation

Booking

Rewards

Programs

Networks

Refine results

Do you shop at Costco?

No annual fee only?

Avoid Amex network?

Already have a premium card?

Resolved as:Grocery Stores
card_name
95%
Not right? Try:
118 matches1657ms
Best Match

Blue Cash Everyday Card from American Express

Amex · No annual fee

Name match
95% confidence
View full details

Compare with— Grocery Stores cards

Bilt Obsidian Card
1

Bilt Obsidian Card

Cardless

3x Bilt Rewards on Grocery Stores
3x × 2.0¢/pt = 6.0¢ per dollar

Why this card

  1. 1.3x on Supermarkets — points worth 2.0¢ each ($360/yr on $6,000 spend)
MASTERCARD
Core Rate
6.0¢
per dollar on grocery stores
$95/yr
Annual rewards$360
\u2212 Annual fee$95
Net annual value$265

Bonus rate on first $25,000/annual, then base rate

American Express Gold Card
2

American Express Gold Card

Amex

4x Membership Rewards on Grocery Stores
4x × 1.8¢/pt = 7.2¢ per dollar

Why this card

  1. 1.4x on Supermarkets — points worth 1.8¢ each ($432/yr on $6,000 spend)

$212 in credits offset the $325 fee

AMEX
Core Rate
7.2¢
per dollar on grocery stores
$325/yr($212 in credits)
Annual rewards$432
+ Credits$212
\u2212 Annual fee$325
Net annual value$319

Bonus rate on first $25,000/annual, then base rate

Citi Custom Cash Card
3

Citi Custom Cash Card

Citi

5% cash back on Grocery Stores

Why this card

  1. 1.5% cash back on Supermarkets ($300/yr on $6,000 spend)

No annual fee

Your spend ($6,000) is 100% of the $6,000 annual cap

MASTERCARD
Core Rate
5.0¢
per dollar on grocery stores
No annual fee($30 in credits)
Annual rewards$300
+ Credits$30
Net annual value$330

Bonus rate on first $500/monthly, then base rate

NHL® Discover It®
4

NHL® Discover It®

Discover

5x points on Grocery Stores

Why this card

  1. 1.5x on Supermarkets ($300/yr on $6,000 spend)

No annual fee

Your spend ($6,000) is 100% of the $6,000 annual cap

DISCOVER
Core Rate
5.0¢
per dollar on grocery stores
No annual fee
Annual rewards$300
Net annual value$300

Bonus rate on first $1,500/quarterly, then base rate

Blue Cash Preferred Card from American Express
5

Blue Cash Preferred Card from American Express

Amex

6x Cashback on Grocery Stores
6x × 1.0¢/pt = 6.0¢ per dollar

Why this card

  1. 1.6x on Supermarkets — points worth 1.0¢ each ($360/yr on $6,000 spend)

$120 in credits fully offsets the $95 fee

Your spend ($6,000) is 100% of the $6,000 annual cap

AMEX
Core Rate
6.0¢
per dollar on grocery stores
$95/yr (Y1 waived)($120 in credits)
Annual rewards$360
+ Credits$120
\u2212 Annual fee$95
Net annual value$385

Bonus rate on first $6,000/annual, then base rate

No image
6

SoFi Smart Card

Sofi

5x points on Grocery Stores

Why this card

  1. 1.5x on Supermarkets ($300/yr on $6,000 spend)

No annual fee

MASTERCARD
Core Rate
5.0¢
per dollar on grocery stores
No annual fee
Annual rewards$300
Net annual value$300
Discover it Student Cash Back
7

Discover it Student Cash Back

Discover

5% cash back on Grocery Stores

Why this card

  1. 1.5% cash back on Supermarkets ($300/yr on $6,000 spend)

No annual fee

Your spend ($6,000) is 100% of the $6,000 annual cap

Promotional rate — may be time-limited

Enrollment or activation may be required for this rate

DISCOVER
Promotional
5.0¢
per dollar on grocery stores
No annual fee
Annual rewards$300
Net annual value$300

Bonus rate on first $1,500/quarterly, then base rate

No image
8

Verizon Visa Card

Synchrony

4% cash back on Grocery Stores

Why this card

  1. 1.4% cash back on Supermarkets ($240/yr on $6,000 spend)

No annual fee

VISA
Core Rate
4.0¢
per dollar on grocery stores
No annual fee($8 in credits)
Annual rewards$240
+ Credits$8
Net annual value$248
No image
9

Wyndham Rewards Earner Plus Card

Barclays

4x Wyndham Rewards on Grocery Stores
4x × 1.0¢/pt = 4.0¢ per dollar

Why this card

  1. 1.4x on Supermarkets — points worth 1.0¢ each ($240/yr on $6,000 spend)

$8 in credits offset the $75 fee

VISA
Core Rate
4.0¢
per dollar on grocery stores
$75/yr($8 in credits)
Annual rewards$240
+ Credits$8
\u2212 Annual fee$75
Net annual value$173
Amex EveryDay® Preferred
10

Amex EveryDay® Preferred

Amex

3x Membership Rewards on Grocery Stores
3x × 1.8¢/pt = 5.4¢ per dollar

Why this card

  1. 1.3x on Supermarkets — points worth 1.8¢ each ($324/yr on $6,000 spend)

Your spend ($6,000) is 100% of the $6,000 annual cap

AMEX
Core Rate
5.4¢
per dollar on grocery stores
$95/yr
Annual rewards$324
\u2212 Annual fee$95
Net annual value$229

Bonus rate on first $6,000/annual, then base rate

West Elm Key Rewards Visa
11

West Elm Key Rewards Visa

Capital One

4x points on Grocery Stores

Why this card

  1. 1.4x on Supermarkets ($240/yr on $6,000 spend)

No annual fee

VISA
Core Rate
4.0¢
per dollar on grocery stores
No annual fee($8 in credits)
Annual rewards$240
+ Credits$8
Net annual value$248
Citi Strata Premier Card
12

Citi Strata Premier Card

Citi

3x ThankYou Points on Grocery Stores
3x × 1.5¢/pt = 4.5¢ per dollar

Why this card

  1. 1.3x on Supermarkets — points worth 1.5¢ each ($270/yr on $6,000 spend)
  2. 2.$30/yr Instacart+ Savings

$50 in credits offset the $95 fee

MASTERCARD
Core Rate
4.5¢
per dollar on grocery stores
$95/yr($50 in credits)
Annual rewards$270
+ Credits$50
\u2212 Annual fee$95
Net annual value$225
BMO Premium Rewards Mastercard®
13

BMO Premium Rewards Mastercard®

Bmo

4x points on Grocery Stores

Why this card

  1. 1.4x on Supermarkets ($240/yr on $6,000 spend)

Your spend ($6,000) is 75% of the $8,000 annual cap

MASTERCARD
Core Rate
4.0¢
per dollar on grocery stores
$95/yr
Annual rewards$240
\u2212 Annual fee$95
Net annual value$145

Bonus rate on first $2,000/quarterly, then base rate

No image
14

Capital One Venture X Rewards Credit Card

Capital One

2x Venture Miles on Grocery Stores
2x × 1.9¢/pt = 3.1¢ per dollar

Why this card

    $315 in credits offset the $395 fee

    VISA
    3.1¢
    per dollar on grocery stores
    $395/yr($315 in credits)
    Annual rewards$188.70
    + Credits$315
    \u2212 Annual fee$395
    Net annual value$108.70
    Gemini Credit Card
    15

    Gemini Credit Card

    Genesis Fs

    3x Cashback on Grocery Stores
    3x × 1.0¢/pt = 3.0¢ per dollar

    Why this card

    1. 1.3x on Supermarkets — points worth 1.0¢ each ($180/yr on $6,000 spend)
    2. 2.$30/yr Instacart+ Savings

    No annual fee

    MASTERCARD
    Core Rate
    3.0¢
    per dollar on grocery stores
    No annual fee
    Annual rewards$180
    Net annual value$180
    Discover it Cash Back
    16

    Discover it Cash Back

    Discover

    5x Cashback on Grocery Stores
    5x × 1.0¢/pt = 5.0¢ per dollar

    Why this card

    1. 1.5x on Supermarkets — points worth 1.0¢ each ($300/yr on $6,000 spend)

    No annual fee

    Your spend ($6,000) is 100% of the $6,000 annual cap

    Promotional rate — may be time-limited

    DISCOVER
    Promotional
    5.0¢
    per dollar on grocery stores
    No annual fee
    Annual rewards$300
    Net annual value$300

    Bonus rate on first $1,500/quarterly, then base rate

    Rakuten American Express Card
    17

    Rakuten American Express Card

    First Electronic Bank

    2% cash back on Grocery Stores

    Convertible Cash Back — 2.0–4.0¢/$

    This card's 2% cash back can be redeemed as cash (2.0¢/$) or converted to Amex Membership Rewards (4.0¢/$) or Bilt Rewards (3.4¢/$).

    Why this card

    1. 1.2% cash back on Supermarkets ($188/yr on $6,000 spend)
    2. 2.Cash back converts at 1.6¢ avg — 1.6× cash value

    No annual fee

    AMEX
    Convertible
    Core Rate
    2.0–4.0¢
    per dollar on grocery stores
    depending on redemption
    No annual fee
    Annual rewards$188
    Net annual value$188
    Marriott Bonvoy Bountiful Credit Card
    18

    Marriott Bonvoy Bountiful Credit Card

    Chase

    4x Marriott Bonvoy on Grocery Stores
    4x × 0.7¢/pt = 2.8¢ per dollar

    Why this card

    1. 1.4x on Supermarkets — points worth 0.7¢ each ($168/yr on $6,000 spend)

    $119 in credits offset the $250 fee

    VISA
    Core Rate
    2.8¢
    per dollar on grocery stores
    $250/yr($119 in credits)
    Annual rewards$168
    + Credits$119
    \u2212 Annual fee$250
    Net annual value$37

    Bonus rate on first $15,000/annual, then base rate

    Navy Federal More Rewards® Card
    19

    Navy Federal More Rewards® Card

    Navy Federal

    3x Navy Federal Nrewards on Grocery Stores
    3x × 1.0¢/pt = 3.0¢ per dollar

    Why this card

    1. 1.3x on Supermarkets — points worth 1.0¢ each ($180/yr on $6,000 spend)

    No annual fee

    VISA
    Core Rate
    3.0¢
    per dollar on grocery stores
    No annual fee($8 in credits)
    Annual rewards$180
    + Credits$8
    Net annual value$188
    No image
    20

    TD Cash Credit Card

    Td Bank

    3x Cashback on Grocery Stores
    3x × 1.0¢/pt = 3.0¢ per dollar

    Why this card

    1. 1.3x on Supermarkets — points worth 1.0¢ each ($180/yr on $6,000 spend)

    No annual fee

    VISA
    Core Rate
    3.0¢
    per dollar on grocery stores
    No annual fee($8 in credits)
    Annual rewards$180
    + Credits$8
    Net annual value$188
    No image
    21

    Navy Federal More Rewards American Express®

    Navy Federal

    3x points on Grocery Stores

    Why this card

    1. 1.3x on Supermarkets ($180/yr on $6,000 spend)

    No annual fee

    AMEX
    Core Rate
    3.0¢
    per dollar on grocery stores
    No annual fee
    Annual rewards$180
    Net annual value$180
    No image
    22

    One Key+ Card

    Wells Fargo

    3% cash back on Grocery Stores

    Why this card

    1. 1.3% cash back on Supermarkets ($180/yr on $6,000 spend)

    No annual fee

    MASTERCARD
    Core Rate
    3.0¢
    per dollar on grocery stores
    No annual fee
    Annual rewards$180
    Net annual value$180
    Citi Strata Credit Card
    23

    Citi Strata Credit Card

    Citi

    3x ThankYou Points on Grocery Stores
    3x × 1.5¢/pt = 4.5¢ per dollar

    Why this card

    1. 1.3x on Supermarkets — points worth 1.5¢ each ($270/yr on $6,000 spend)

    No annual fee

    MASTERCARD
    Core Rate
    4.5¢
    per dollar on grocery stores
    No annual fee($162.50 in credits)
    Annual rewards$270
    + Credits$162.50
    Net annual value$432.50
    Birch Lane Mastercard
    24

    Birch Lane Mastercard

    Citi

    3% cash back on Grocery Stores

    Why this card

    1. 1.3% cash back on Supermarkets ($180/yr on $6,000 spend)
    2. 2.$40/yr $40 Off First Order
    3. 3.Free Shipping on Eligible Purchases

    No annual fee

    MASTERCARD
    Core Rate
    3.0¢
    per dollar on grocery stores
    No annual fee
    Annual rewards$180
    Net annual value$180
    Hilton Honors American Express Surpass Card
    25

    Hilton Honors American Express Surpass Card

    Amex

    6x Hilton Honors on Grocery Stores
    6x × 0.5¢/pt = 3.0¢ per dollar

    Why this card

    1. 1.6x on Supermarkets — points worth 0.5¢ each ($180/yr on $6,000 spend)

    $100 in credits offset the $150 fee

    AMEX
    Core Rate
    3.0¢
    per dollar on grocery stores
    $150/yr($100 in credits)
    Annual rewards$180
    + Credits$100
    \u2212 Annual fee$150
    Net annual value$130
    Aeroplan® Card
    26

    Aeroplan® Card

    Chase

    3x Air Canada Aeroplan on Grocery Stores
    3x × 1.0¢/pt = 3.0¢ per dollar

    Why this card

    1. 1.3x on Supermarkets — points worth 1.0¢ each ($180/yr on $6,000 spend)

    $15 in credits offset the $95 fee

    MASTERCARD
    Core Rate
    3.0¢
    per dollar on grocery stores
    $95/yr($15 in credits)
    Annual rewards$180
    + Credits$15
    \u2212 Annual fee$95
    Net annual value$100
    Choice Privileges Select Mastercard
    27

    Choice Privileges Select Mastercard

    Wells Fargo

    5x Choice Privileges on Grocery Stores
    5x × 0.6¢/pt = 3.0¢ per dollar

    Why this card

    1. 1.5x on Supermarkets — points worth 0.6¢ each ($180/yr on $6,000 spend)

    $15 in credits offset the $95 fee

    MASTERCARD
    Core Rate
    3.0¢
    per dollar on grocery stores
    $95/yr($15 in credits)
    Annual rewards$180
    + Credits$15
    \u2212 Annual fee$95
    Net annual value$100
    Savor Rewards from Capital One
    28

    Savor Rewards from Capital One

    Capital One

    3x Cashback on Grocery Stores
    3x × 1.0¢/pt = 3.0¢ per dollar

    Why this card

    1. 1.3x on Supermarkets — points worth 1.0¢ each ($180/yr on $6,000 spend)

    No annual fee

    MASTERCARD
    Core Rate
    3.0¢
    per dollar on grocery stores
    No annual fee($119.88 in credits)
    Annual rewards$180
    + Credits$119.88
    Net annual value$299.88
    The Key Rewards Visa
    29

    The Key Rewards Visa

    Capital One

    4x points on Grocery Stores

    Why this card

    1. 1.4x on Supermarkets ($240/yr on $6,000 spend)

    No annual fee

    VISA
    Core Rate
    4.0¢
    per dollar on grocery stores
    No annual fee($8 in credits)
    Annual rewards$240
    + Credits$8
    Net annual value$248

    Results from

    $6,000

    Scoring mode

    Options

    Point valuation

    Booking

    Rewards

    Programs

    Networks

    Refine results

    Do you shop at Costco?

    No annual fee only?

    Avoid Amex network?

    Already have a premium card?

    Resolved as:Grocery Stores
    card_name
    95%
    Not right? Try:
    118 matches1657ms
    Best Match

    Blue Cash Everyday Card from American Express

    Amex · No annual fee

    Name match
    95% confidence
    View full details

    Compare with— Grocery Stores cards

    Bilt Obsidian Card
    1

    Bilt Obsidian Card

    Cardless

    3x Bilt Rewards on Grocery Stores
    3x × 2.0¢/pt = 6.0¢ per dollar

    Why this card

    1. 1.3x on Supermarkets — points worth 2.0¢ each ($360/yr on $6,000 spend)
    MASTERCARD
    Core Rate
    6.0¢
    per dollar on grocery stores
    $95/yr
    Annual rewards$360
    \u2212 Annual fee$95
    Net annual value$265

    Bonus rate on first $25,000/annual, then base rate

    American Express Gold Card
    2

    American Express Gold Card

    Amex

    4x Membership Rewards on Grocery Stores
    4x × 1.8¢/pt = 7.2¢ per dollar

    Why this card

    1. 1.4x on Supermarkets — points worth 1.8¢ each ($432/yr on $6,000 spend)

    $212 in credits offset the $325 fee

    AMEX
    Core Rate
    7.2¢
    per dollar on grocery stores
    $325/yr($212 in credits)
    Annual rewards$432
    + Credits$212
    \u2212 Annual fee$325
    Net annual value$319

    Bonus rate on first $25,000/annual, then base rate

    Citi Custom Cash Card
    3

    Citi Custom Cash Card

    Citi

    5% cash back on Grocery Stores

    Why this card

    1. 1.5% cash back on Supermarkets ($300/yr on $6,000 spend)

    No annual fee

    Your spend ($6,000) is 100% of the $6,000 annual cap

    MASTERCARD
    Core Rate
    5.0¢
    per dollar on grocery stores
    No annual fee($30 in credits)
    Annual rewards$300
    + Credits$30
    Net annual value$330

    Bonus rate on first $500/monthly, then base rate

    NHL® Discover It®
    4

    NHL® Discover It®

    Discover

    5x points on Grocery Stores

    Why this card

    1. 1.5x on Supermarkets ($300/yr on $6,000 spend)

    No annual fee

    Your spend ($6,000) is 100% of the $6,000 annual cap

    DISCOVER
    Core Rate
    5.0¢
    per dollar on grocery stores
    No annual fee
    Annual rewards$300
    Net annual value$300

    Bonus rate on first $1,500/quarterly, then base rate

    Blue Cash Preferred Card from American Express
    5

    Blue Cash Preferred Card from American Express

    Amex

    6x Cashback on Grocery Stores
    6x × 1.0¢/pt = 6.0¢ per dollar

    Why this card

    1. 1.6x on Supermarkets — points worth 1.0¢ each ($360/yr on $6,000 spend)

    $120 in credits fully offsets the $95 fee

    Your spend ($6,000) is 100% of the $6,000 annual cap

    AMEX
    Core Rate
    6.0¢
    per dollar on grocery stores
    $95/yr (Y1 waived)($120 in credits)
    Annual rewards$360
    + Credits$120
    \u2212 Annual fee$95
    Net annual value$385

    Bonus rate on first $6,000/annual, then base rate

    No image
    6

    SoFi Smart Card

    Sofi

    5x points on Grocery Stores

    Why this card

    1. 1.5x on Supermarkets ($300/yr on $6,000 spend)

    No annual fee

    MASTERCARD
    Core Rate
    5.0¢
    per dollar on grocery stores
    No annual fee
    Annual rewards$300
    Net annual value$300
    Discover it Student Cash Back
    7

    Discover it Student Cash Back

    Discover

    5% cash back on Grocery Stores

    Why this card

    1. 1.5% cash back on Supermarkets ($300/yr on $6,000 spend)

    No annual fee

    Your spend ($6,000) is 100% of the $6,000 annual cap

    Promotional rate — may be time-limited

    Enrollment or activation may be required for this rate

    DISCOVER
    Promotional
    5.0¢
    per dollar on grocery stores
    No annual fee
    Annual rewards$300
    Net annual value$300

    Bonus rate on first $1,500/quarterly, then base rate

    No image
    8

    Verizon Visa Card

    Synchrony

    4% cash back on Grocery Stores

    Why this card

    1. 1.4% cash back on Supermarkets ($240/yr on $6,000 spend)

    No annual fee

    VISA
    Core Rate
    4.0¢
    per dollar on grocery stores
    No annual fee($8 in credits)
    Annual rewards$240
    + Credits$8
    Net annual value$248
    No image
    9

    Wyndham Rewards Earner Plus Card

    Barclays

    4x Wyndham Rewards on Grocery Stores
    4x × 1.0¢/pt = 4.0¢ per dollar

    Why this card

    1. 1.4x on Supermarkets — points worth 1.0¢ each ($240/yr on $6,000 spend)

    $8 in credits offset the $75 fee

    VISA
    Core Rate
    4.0¢
    per dollar on grocery stores
    $75/yr($8 in credits)
    Annual rewards$240
    + Credits$8
    \u2212 Annual fee$75
    Net annual value$173
    Amex EveryDay® Preferred
    10

    Amex EveryDay® Preferred

    Amex

    3x Membership Rewards on Grocery Stores
    3x × 1.8¢/pt = 5.4¢ per dollar

    Why this card

    1. 1.3x on Supermarkets — points worth 1.8¢ each ($324/yr on $6,000 spend)

    Your spend ($6,000) is 100% of the $6,000 annual cap

    AMEX
    Core Rate
    5.4¢
    per dollar on grocery stores
    $95/yr
    Annual rewards$324
    \u2212 Annual fee$95
    Net annual value$229

    Bonus rate on first $6,000/annual, then base rate

    West Elm Key Rewards Visa
    11

    West Elm Key Rewards Visa

    Capital One

    4x points on Grocery Stores

    Why this card

    1. 1.4x on Supermarkets ($240/yr on $6,000 spend)

    No annual fee

    VISA
    Core Rate
    4.0¢
    per dollar on grocery stores
    No annual fee($8 in credits)
    Annual rewards$240
    + Credits$8
    Net annual value$248
    Citi Strata Premier Card
    12

    Citi Strata Premier Card

    Citi

    3x ThankYou Points on Grocery Stores
    3x × 1.5¢/pt = 4.5¢ per dollar

    Why this card

    1. 1.3x on Supermarkets — points worth 1.5¢ each ($270/yr on $6,000 spend)
    2. 2.$30/yr Instacart+ Savings

    $50 in credits offset the $95 fee

    MASTERCARD
    Core Rate
    4.5¢
    per dollar on grocery stores
    $95/yr($50 in credits)
    Annual rewards$270
    + Credits$50
    \u2212 Annual fee$95
    Net annual value$225
    BMO Premium Rewards Mastercard®
    13

    BMO Premium Rewards Mastercard®

    Bmo

    4x points on Grocery Stores

    Why this card

    1. 1.4x on Supermarkets ($240/yr on $6,000 spend)

    Your spend ($6,000) is 75% of the $8,000 annual cap

    MASTERCARD
    Core Rate
    4.0¢
    per dollar on grocery stores
    $95/yr
    Annual rewards$240
    \u2212 Annual fee$95
    Net annual value$145

    Bonus rate on first $2,000/quarterly, then base rate

    No image
    14

    Capital One Venture X Rewards Credit Card

    Capital One

    2x Venture Miles on Grocery Stores
    2x × 1.9¢/pt = 3.1¢ per dollar

    Why this card

      $315 in credits offset the $395 fee

      VISA
      3.1¢
      per dollar on grocery stores
      $395/yr($315 in credits)
      Annual rewards$188.70
      + Credits$315
      \u2212 Annual fee$395
      Net annual value$108.70
      Gemini Credit Card
      15

      Gemini Credit Card

      Genesis Fs

      3x Cashback on Grocery Stores
      3x × 1.0¢/pt = 3.0¢ per dollar

      Why this card

      1. 1.3x on Supermarkets — points worth 1.0¢ each ($180/yr on $6,000 spend)
      2. 2.$30/yr Instacart+ Savings

      No annual fee

      MASTERCARD
      Core Rate
      3.0¢
      per dollar on grocery stores
      No annual fee
      Annual rewards$180
      Net annual value$180
      Discover it Cash Back
      16

      Discover it Cash Back

      Discover

      5x Cashback on Grocery Stores
      5x × 1.0¢/pt = 5.0¢ per dollar

      Why this card

      1. 1.5x on Supermarkets — points worth 1.0¢ each ($300/yr on $6,000 spend)

      No annual fee

      Your spend ($6,000) is 100% of the $6,000 annual cap

      Promotional rate — may be time-limited

      DISCOVER
      Promotional
      5.0¢
      per dollar on grocery stores
      No annual fee
      Annual rewards$300
      Net annual value$300

      Bonus rate on first $1,500/quarterly, then base rate

      Rakuten American Express Card
      17

      Rakuten American Express Card

      First Electronic Bank

      2% cash back on Grocery Stores

      Convertible Cash Back — 2.0–4.0¢/$

      This card's 2% cash back can be redeemed as cash (2.0¢/$) or converted to Amex Membership Rewards (4.0¢/$) or Bilt Rewards (3.4¢/$).

      Why this card

      1. 1.2% cash back on Supermarkets ($188/yr on $6,000 spend)
      2. 2.Cash back converts at 1.6¢ avg — 1.6× cash value

      No annual fee

      AMEX
      Convertible
      Core Rate
      2.0–4.0¢
      per dollar on grocery stores
      depending on redemption
      No annual fee
      Annual rewards$188
      Net annual value$188
      Marriott Bonvoy Bountiful Credit Card
      18

      Marriott Bonvoy Bountiful Credit Card

      Chase

      4x Marriott Bonvoy on Grocery Stores
      4x × 0.7¢/pt = 2.8¢ per dollar

      Why this card

      1. 1.4x on Supermarkets — points worth 0.7¢ each ($168/yr on $6,000 spend)

      $119 in credits offset the $250 fee

      VISA
      Core Rate
      2.8¢
      per dollar on grocery stores
      $250/yr($119 in credits)
      Annual rewards$168
      + Credits$119
      \u2212 Annual fee$250
      Net annual value$37

      Bonus rate on first $15,000/annual, then base rate

      Navy Federal More Rewards® Card
      19

      Navy Federal More Rewards® Card

      Navy Federal

      3x Navy Federal Nrewards on Grocery Stores
      3x × 1.0¢/pt = 3.0¢ per dollar

      Why this card

      1. 1.3x on Supermarkets — points worth 1.0¢ each ($180/yr on $6,000 spend)

      No annual fee

      VISA
      Core Rate
      3.0¢
      per dollar on grocery stores
      No annual fee($8 in credits)
      Annual rewards$180
      + Credits$8
      Net annual value$188
      No image
      20

      TD Cash Credit Card

      Td Bank

      3x Cashback on Grocery Stores
      3x × 1.0¢/pt = 3.0¢ per dollar

      Why this card

      1. 1.3x on Supermarkets — points worth 1.0¢ each ($180/yr on $6,000 spend)

      No annual fee

      VISA
      Core Rate
      3.0¢
      per dollar on grocery stores
      No annual fee($8 in credits)
      Annual rewards$180
      + Credits$8
      Net annual value$188
      No image
      21

      Navy Federal More Rewards American Express®

      Navy Federal

      3x points on Grocery Stores

      Why this card

      1. 1.3x on Supermarkets ($180/yr on $6,000 spend)

      No annual fee

      AMEX
      Core Rate
      3.0¢
      per dollar on grocery stores
      No annual fee
      Annual rewards$180
      Net annual value$180
      No image
      22

      One Key+ Card

      Wells Fargo

      3% cash back on Grocery Stores

      Why this card

      1. 1.3% cash back on Supermarkets ($180/yr on $6,000 spend)

      No annual fee

      MASTERCARD
      Core Rate
      3.0¢
      per dollar on grocery stores
      No annual fee
      Annual rewards$180
      Net annual value$180
      Citi Strata Credit Card
      23

      Citi Strata Credit Card

      Citi

      3x ThankYou Points on Grocery Stores
      3x × 1.5¢/pt = 4.5¢ per dollar

      Why this card

      1. 1.3x on Supermarkets — points worth 1.5¢ each ($270/yr on $6,000 spend)

      No annual fee

      MASTERCARD
      Core Rate
      4.5¢
      per dollar on grocery stores
      No annual fee($162.50 in credits)
      Annual rewards$270
      + Credits$162.50
      Net annual value$432.50
      Birch Lane Mastercard
      24

      Birch Lane Mastercard

      Citi

      3% cash back on Grocery Stores

      Why this card

      1. 1.3% cash back on Supermarkets ($180/yr on $6,000 spend)
      2. 2.$40/yr $40 Off First Order
      3. 3.Free Shipping on Eligible Purchases

      No annual fee

      MASTERCARD
      Core Rate
      3.0¢
      per dollar on grocery stores
      No annual fee
      Annual rewards$180
      Net annual value$180
      Hilton Honors American Express Surpass Card
      25

      Hilton Honors American Express Surpass Card

      Amex

      6x Hilton Honors on Grocery Stores
      6x × 0.5¢/pt = 3.0¢ per dollar

      Why this card

      1. 1.6x on Supermarkets — points worth 0.5¢ each ($180/yr on $6,000 spend)

      $100 in credits offset the $150 fee

      AMEX
      Core Rate
      3.0¢
      per dollar on grocery stores
      $150/yr($100 in credits)
      Annual rewards$180
      + Credits$100
      \u2212 Annual fee$150
      Net annual value$130
      Aeroplan® Card
      26

      Aeroplan® Card

      Chase

      3x Air Canada Aeroplan on Grocery Stores
      3x × 1.0¢/pt = 3.0¢ per dollar

      Why this card

      1. 1.3x on Supermarkets — points worth 1.0¢ each ($180/yr on $6,000 spend)

      $15 in credits offset the $95 fee

      MASTERCARD
      Core Rate
      3.0¢
      per dollar on grocery stores
      $95/yr($15 in credits)
      Annual rewards$180
      + Credits$15
      \u2212 Annual fee$95
      Net annual value$100
      Choice Privileges Select Mastercard
      27

      Choice Privileges Select Mastercard

      Wells Fargo

      5x Choice Privileges on Grocery Stores
      5x × 0.6¢/pt = 3.0¢ per dollar

      Why this card

      1. 1.5x on Supermarkets — points worth 0.6¢ each ($180/yr on $6,000 spend)

      $15 in credits offset the $95 fee

      MASTERCARD
      Core Rate
      3.0¢
      per dollar on grocery stores
      $95/yr($15 in credits)
      Annual rewards$180
      + Credits$15
      \u2212 Annual fee$95
      Net annual value$100
      Savor Rewards from Capital One
      28

      Savor Rewards from Capital One

      Capital One

      3x Cashback on Grocery Stores
      3x × 1.0¢/pt = 3.0¢ per dollar

      Why this card

      1. 1.3x on Supermarkets — points worth 1.0¢ each ($180/yr on $6,000 spend)

      No annual fee

      MASTERCARD
      Core Rate
      3.0¢
      per dollar on grocery stores
      No annual fee($119.88 in credits)
      Annual rewards$180
      + Credits$119.88
      Net annual value$299.88
      The Key Rewards Visa
      29

      The Key Rewards Visa

      Capital One

      4x points on Grocery Stores

      Why this card

      1. 1.4x on Supermarkets ($240/yr on $6,000 spend)

      No annual fee

      VISA
      Core Rate
      4.0¢
      per dollar on grocery stores
      No annual fee($8 in credits)
      Annual rewards$240
      + Credits$8
      Net annual value$248

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      Blue Cash Everyday Card from American Express

      Amex · No annual fee

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      Compare with— Grocery Stores cards

      Bilt Obsidian Card
      1

      Bilt Obsidian Card

      Cardless

      3x Bilt Rewards on Grocery Stores
      3x × 2.0¢/pt = 6.0¢ per dollar

      Why this card

      1. 1.3x on Supermarkets — points worth 2.0¢ each ($360/yr on $6,000 spend)
      MASTERCARD
      Core Rate
      6.0¢
      per dollar on grocery stores
      $95/yr
      Annual rewards$360
      \u2212 Annual fee$95
      Net annual value$265

      Bonus rate on first $25,000/annual, then base rate

      American Express Gold Card
      2

      American Express Gold Card

      Amex

      4x Membership Rewards on Grocery Stores
      4x × 1.8¢/pt = 7.2¢ per dollar

      Why this card

      1. 1.4x on Supermarkets — points worth 1.8¢ each ($432/yr on $6,000 spend)

      $212 in credits offset the $325 fee

      AMEX
      Core Rate
      7.2¢
      per dollar on grocery stores
      $325/yr($212 in credits)
      Annual rewards$432
      + Credits$212
      \u2212 Annual fee$325
      Net annual value$319

      Bonus rate on first $25,000/annual, then base rate

      Citi Custom Cash Card
      3

      Citi Custom Cash Card

      Citi

      5% cash back on Grocery Stores

      Why this card

      1. 1.5% cash back on Supermarkets ($300/yr on $6,000 spend)

      No annual fee

      Your spend ($6,000) is 100% of the $6,000 annual cap

      MASTERCARD
      Core Rate
      5.0¢
      per dollar on grocery stores
      No annual fee($30 in credits)
      Annual rewards$300
      + Credits$30
      Net annual value$330

      Bonus rate on first $500/monthly, then base rate

      NHL® Discover It®
      4

      NHL® Discover It®

      Discover

      5x points on Grocery Stores

      Why this card

      1. 1.5x on Supermarkets ($300/yr on $6,000 spend)

      No annual fee

      Your spend ($6,000) is 100% of the $6,000 annual cap

      DISCOVER
      Core Rate
      5.0¢
      per dollar on grocery stores
      No annual fee
      Annual rewards$300
      Net annual value$300

      Bonus rate on first $1,500/quarterly, then base rate

      Blue Cash Preferred Card from American Express
      5

      Blue Cash Preferred Card from American Express

      Amex

      6x Cashback on Grocery Stores
      6x × 1.0¢/pt = 6.0¢ per dollar

      Why this card

      1. 1.6x on Supermarkets — points worth 1.0¢ each ($360/yr on $6,000 spend)

      $120 in credits fully offsets the $95 fee

      Your spend ($6,000) is 100% of the $6,000 annual cap

      AMEX
      Core Rate
      6.0¢
      per dollar on grocery stores
      $95/yr (Y1 waived)($120 in credits)
      Annual rewards$360
      + Credits$120
      \u2212 Annual fee$95
      Net annual value$385

      Bonus rate on first $6,000/annual, then base rate

      No image
      6

      SoFi Smart Card

      Sofi

      5x points on Grocery Stores

      Why this card

      1. 1.5x on Supermarkets ($300/yr on $6,000 spend)

      No annual fee

      MASTERCARD
      Core Rate
      5.0¢
      per dollar on grocery stores
      No annual fee
      Annual rewards$300
      Net annual value$300
      Discover it Student Cash Back
      7

      Discover it Student Cash Back

      Discover

      5% cash back on Grocery Stores

      Why this card

      1. 1.5% cash back on Supermarkets ($300/yr on $6,000 spend)

      No annual fee

      Your spend ($6,000) is 100% of the $6,000 annual cap

      Promotional rate — may be time-limited

      Enrollment or activation may be required for this rate

      DISCOVER
      Promotional
      5.0¢
      per dollar on grocery stores
      No annual fee
      Annual rewards$300
      Net annual value$300

      Bonus rate on first $1,500/quarterly, then base rate

      No image
      8

      Verizon Visa Card

      Synchrony

      4% cash back on Grocery Stores

      Why this card

      1. 1.4% cash back on Supermarkets ($240/yr on $6,000 spend)

      No annual fee

      VISA
      Core Rate
      4.0¢
      per dollar on grocery stores
      No annual fee($8 in credits)
      Annual rewards$240
      + Credits$8
      Net annual value$248
      No image
      9

      Wyndham Rewards Earner Plus Card

      Barclays

      4x Wyndham Rewards on Grocery Stores
      4x × 1.0¢/pt = 4.0¢ per dollar

      Why this card

      1. 1.4x on Supermarkets — points worth 1.0¢ each ($240/yr on $6,000 spend)

      $8 in credits offset the $75 fee

      VISA
      Core Rate
      4.0¢
      per dollar on grocery stores
      $75/yr($8 in credits)
      Annual rewards$240
      + Credits$8
      \u2212 Annual fee$75
      Net annual value$173
      Amex EveryDay® Preferred
      10

      Amex EveryDay® Preferred

      Amex

      3x Membership Rewards on Grocery Stores
      3x × 1.8¢/pt = 5.4¢ per dollar

      Why this card

      1. 1.3x on Supermarkets — points worth 1.8¢ each ($324/yr on $6,000 spend)

      Your spend ($6,000) is 100% of the $6,000 annual cap

      AMEX
      Core Rate
      5.4¢
      per dollar on grocery stores
      $95/yr
      Annual rewards$324
      \u2212 Annual fee$95
      Net annual value$229

      Bonus rate on first $6,000/annual, then base rate

      West Elm Key Rewards Visa
      11

      West Elm Key Rewards Visa

      Capital One

      4x points on Grocery Stores

      Why this card

      1. 1.4x on Supermarkets ($240/yr on $6,000 spend)

      No annual fee

      VISA
      Core Rate
      4.0¢
      per dollar on grocery stores
      No annual fee($8 in credits)
      Annual rewards$240
      + Credits$8
      Net annual value$248
      Citi Strata Premier Card
      12

      Citi Strata Premier Card

      Citi

      3x ThankYou Points on Grocery Stores
      3x × 1.5¢/pt = 4.5¢ per dollar

      Why this card

      1. 1.3x on Supermarkets — points worth 1.5¢ each ($270/yr on $6,000 spend)
      2. 2.$30/yr Instacart+ Savings

      $50 in credits offset the $95 fee

      MASTERCARD
      Core Rate
      4.5¢
      per dollar on grocery stores
      $95/yr($50 in credits)
      Annual rewards$270
      + Credits$50
      \u2212 Annual fee$95
      Net annual value$225
      BMO Premium Rewards Mastercard®
      13

      BMO Premium Rewards Mastercard®

      Bmo

      4x points on Grocery Stores

      Why this card

      1. 1.4x on Supermarkets ($240/yr on $6,000 spend)

      Your spend ($6,000) is 75% of the $8,000 annual cap

      MASTERCARD
      Core Rate
      4.0¢
      per dollar on grocery stores
      $95/yr
      Annual rewards$240
      \u2212 Annual fee$95
      Net annual value$145

      Bonus rate on first $2,000/quarterly, then base rate

      No image
      14

      Capital One Venture X Rewards Credit Card

      Capital One

      2x Venture Miles on Grocery Stores
      2x × 1.9¢/pt = 3.1¢ per dollar

      Why this card

        $315 in credits offset the $395 fee

        VISA
        3.1¢
        per dollar on grocery stores
        $395/yr($315 in credits)
        Annual rewards$188.70
        + Credits$315
        \u2212 Annual fee$395
        Net annual value$108.70
        Gemini Credit Card
        15

        Gemini Credit Card

        Genesis Fs

        3x Cashback on Grocery Stores
        3x × 1.0¢/pt = 3.0¢ per dollar

        Why this card

        1. 1.3x on Supermarkets — points worth 1.0¢ each ($180/yr on $6,000 spend)
        2. 2.$30/yr Instacart+ Savings

        No annual fee

        MASTERCARD
        Core Rate
        3.0¢
        per dollar on grocery stores
        No annual fee
        Annual rewards$180
        Net annual value$180
        Discover it Cash Back
        16

        Discover it Cash Back

        Discover

        5x Cashback on Grocery Stores
        5x × 1.0¢/pt = 5.0¢ per dollar

        Why this card

        1. 1.5x on Supermarkets — points worth 1.0¢ each ($300/yr on $6,000 spend)

        No annual fee

        Your spend ($6,000) is 100% of the $6,000 annual cap

        Promotional rate — may be time-limited

        DISCOVER
        Promotional
        5.0¢
        per dollar on grocery stores
        No annual fee
        Annual rewards$300
        Net annual value$300

        Bonus rate on first $1,500/quarterly, then base rate

        Rakuten American Express Card
        17

        Rakuten American Express Card

        First Electronic Bank

        2% cash back on Grocery Stores

        Convertible Cash Back — 2.0–4.0¢/$

        This card's 2% cash back can be redeemed as cash (2.0¢/$) or converted to Amex Membership Rewards (4.0¢/$) or Bilt Rewards (3.4¢/$).

        Why this card

        1. 1.2% cash back on Supermarkets ($188/yr on $6,000 spend)
        2. 2.Cash back converts at 1.6¢ avg — 1.6× cash value

        No annual fee

        AMEX
        Convertible
        Core Rate
        2.0–4.0¢
        per dollar on grocery stores
        depending on redemption
        No annual fee
        Annual rewards$188
        Net annual value$188
        Marriott Bonvoy Bountiful Credit Card
        18

        Marriott Bonvoy Bountiful Credit Card

        Chase

        4x Marriott Bonvoy on Grocery Stores
        4x × 0.7¢/pt = 2.8¢ per dollar

        Why this card

        1. 1.4x on Supermarkets — points worth 0.7¢ each ($168/yr on $6,000 spend)

        $119 in credits offset the $250 fee

        VISA
        Core Rate
        2.8¢
        per dollar on grocery stores
        $250/yr($119 in credits)
        Annual rewards$168
        + Credits$119
        \u2212 Annual fee$250
        Net annual value$37

        Bonus rate on first $15,000/annual, then base rate

        Navy Federal More Rewards® Card
        19

        Navy Federal More Rewards® Card

        Navy Federal

        3x Navy Federal Nrewards on Grocery Stores
        3x × 1.0¢/pt = 3.0¢ per dollar

        Why this card

        1. 1.3x on Supermarkets — points worth 1.0¢ each ($180/yr on $6,000 spend)

        No annual fee

        VISA
        Core Rate
        3.0¢
        per dollar on grocery stores
        No annual fee($8 in credits)
        Annual rewards$180
        + Credits$8
        Net annual value$188
        No image
        20

        TD Cash Credit Card

        Td Bank

        3x Cashback on Grocery Stores
        3x × 1.0¢/pt = 3.0¢ per dollar

        Why this card

        1. 1.3x on Supermarkets — points worth 1.0¢ each ($180/yr on $6,000 spend)

        No annual fee

        VISA
        Core Rate
        3.0¢
        per dollar on grocery stores
        No annual fee($8 in credits)
        Annual rewards$180
        + Credits$8
        Net annual value$188
        No image
        21

        Navy Federal More Rewards American Express®

        Navy Federal

        3x points on Grocery Stores

        Why this card

        1. 1.3x on Supermarkets ($180/yr on $6,000 spend)

        No annual fee

        AMEX
        Core Rate
        3.0¢
        per dollar on grocery stores
        No annual fee
        Annual rewards$180
        Net annual value$180
        No image
        22

        One Key+ Card

        Wells Fargo

        3% cash back on Grocery Stores

        Why this card

        1. 1.3% cash back on Supermarkets ($180/yr on $6,000 spend)

        No annual fee

        MASTERCARD
        Core Rate
        3.0¢
        per dollar on grocery stores
        No annual fee
        Annual rewards$180
        Net annual value$180
        Citi Strata Credit Card
        23

        Citi Strata Credit Card

        Citi

        3x ThankYou Points on Grocery Stores
        3x × 1.5¢/pt = 4.5¢ per dollar

        Why this card

        1. 1.3x on Supermarkets — points worth 1.5¢ each ($270/yr on $6,000 spend)

        No annual fee

        MASTERCARD
        Core Rate
        4.5¢
        per dollar on grocery stores
        No annual fee($162.50 in credits)
        Annual rewards$270
        + Credits$162.50
        Net annual value$432.50
        Birch Lane Mastercard
        24

        Birch Lane Mastercard

        Citi

        3% cash back on Grocery Stores

        Why this card

        1. 1.3% cash back on Supermarkets ($180/yr on $6,000 spend)
        2. 2.$40/yr $40 Off First Order
        3. 3.Free Shipping on Eligible Purchases

        No annual fee

        MASTERCARD
        Core Rate
        3.0¢
        per dollar on grocery stores
        No annual fee
        Annual rewards$180
        Net annual value$180
        Hilton Honors American Express Surpass Card
        25

        Hilton Honors American Express Surpass Card

        Amex

        6x Hilton Honors on Grocery Stores
        6x × 0.5¢/pt = 3.0¢ per dollar

        Why this card

        1. 1.6x on Supermarkets — points worth 0.5¢ each ($180/yr on $6,000 spend)

        $100 in credits offset the $150 fee

        AMEX
        Core Rate
        3.0¢
        per dollar on grocery stores
        $150/yr($100 in credits)
        Annual rewards$180
        + Credits$100
        \u2212 Annual fee$150
        Net annual value$130
        Aeroplan® Card
        26

        Aeroplan® Card

        Chase

        3x Air Canada Aeroplan on Grocery Stores
        3x × 1.0¢/pt = 3.0¢ per dollar

        Why this card

        1. 1.3x on Supermarkets — points worth 1.0¢ each ($180/yr on $6,000 spend)

        $15 in credits offset the $95 fee

        MASTERCARD
        Core Rate
        3.0¢
        per dollar on grocery stores
        $95/yr($15 in credits)
        Annual rewards$180
        + Credits$15
        \u2212 Annual fee$95
        Net annual value$100
        Choice Privileges Select Mastercard
        27

        Choice Privileges Select Mastercard

        Wells Fargo

        5x Choice Privileges on Grocery Stores
        5x × 0.6¢/pt = 3.0¢ per dollar

        Why this card

        1. 1.5x on Supermarkets — points worth 0.6¢ each ($180/yr on $6,000 spend)

        $15 in credits offset the $95 fee

        MASTERCARD
        Core Rate
        3.0¢
        per dollar on grocery stores
        $95/yr($15 in credits)
        Annual rewards$180
        + Credits$15
        \u2212 Annual fee$95
        Net annual value$100
        Savor Rewards from Capital One
        28

        Savor Rewards from Capital One

        Capital One

        3x Cashback on Grocery Stores
        3x × 1.0¢/pt = 3.0¢ per dollar

        Why this card

        1. 1.3x on Supermarkets — points worth 1.0¢ each ($180/yr on $6,000 spend)

        No annual fee

        MASTERCARD
        Core Rate
        3.0¢
        per dollar on grocery stores
        No annual fee($119.88 in credits)
        Annual rewards$180
        + Credits$119.88
        Net annual value$299.88
        The Key Rewards Visa
        29

        The Key Rewards Visa

        Capital One

        4x points on Grocery Stores

        Why this card

        1. 1.4x on Supermarkets ($240/yr on $6,000 spend)

        No annual fee

        VISA
        Core Rate
        4.0¢
        per dollar on grocery stores
        No annual fee($8 in credits)
        Annual rewards$240
        + Credits$8
        Net annual value$248