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Best Credit Cards for Andy's Auto Sport

Ranked by real value with filters for fees, issuers, rewards, and transfer programs.

CardRewards.ai helps you find the best credit card for your spending with data-driven recommendations, side-by-side comparisons, and expert analysis.

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Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.

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Best Credit Cards for Andy's Auto Sport

Ranked by real value with filters for fees, issuers, rewards, and transfer programs.

Resolved as:ShoppingMerchant: Andy's Auto SportCached
84%
Shopping is a broad category. Many cards offer bonuses for specific retailers or subcategories like online shopping, department stores, or wholesale clubs.
Not right? Try:
116 matches1343ms

Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank

1

Capital One Venture X Rewards Credit Card

Capital One

2x Venture Miles on Shopping
2x × 1.9¢/pt = 3.7¢ per dollar

Why this card

  1. 1.Primary Auto Rental Collision Damage Waiver

$315 in credits offset the $395 fee

VISA
3.7¢
per dollar on shopping
$395/yr($315 in credits)
Annual rewards$222
+ Credits$315
− Annual fee$395
Net annual value$142
2

Bilt Palladium Card

Cardless

2x Bilt Rewards on Shopping
2x × 2.2¢/pt = 4.4¢ per dollar

Why this card

  1. 1.$100/yr $200 of Bilt Cash

$200 in credits offset the $495 fee

MASTERCARD
4.4¢
per dollar on shopping
$495/yr($200 in credits)
Annual rewards$264.00
+ Credits$200
− Annual fee$495
Net annual value-$31.00
Susan G. Komen® Customized Cash Rewards
3

Susan G. Komen® Customized Cash Rewards

Bank Of America

3% cash back on Shopping

Why this card

  1. 1.3% cash back on Shopping ($156/yr on $6,000 spend)
  2. 2.Auto Rental Collision Damage Waiver

No annual fee

VISACore Rate
2.6¢
per dollar on shopping
No annual fee
Annual rewards$156
Net annual value$156

Bonus rate on first $2,500/quarterly, then base rate

4

The Platinum Card from American Express

Amex

1x Membership Rewards on Shopping
1x × 1.5¢/pt = 1.5¢ per dollar

Why this card

  1. 1.$150/yr Lululemon Credit
  2. 2.$78/yr Walmart+ Membership Credit
  3. 3.$20/yr Saks Fifth Avenue Credit
  4. 4.Amex Offers

$1,149.50 in credits fully offsets the $895 fee

AMEX
1.5¢
per dollar on shopping
$895/yr($1,149.50 in credits)
Annual rewards$90
+ Credits$1,149.50
− Annual fee$895
Net annual value$344.50
Chase Sapphire Preferred Card
5

Chase Sapphire Preferred Card

Chase

1x Ultimate Rewards on Shopping
1x × 1.8¢/pt = 1.8¢ per dollar

Why this card

  1. 1.Auto Rental Coverage
  2. 2.Auto Rental Collision Damage Waiver

$134 in credits fully offsets the $95 fee

VISA
1.8¢
per dollar on shopping
$95/yr($134 in credits)
Annual rewards$108
+ Credits$134
− Annual fee$95
Net annual value$147
Citi Strata Elite℠ Card
6

Citi Strata Elite℠ Card

Citi

1.5x ThankYou Points on Shopping
1.5x × 1.6¢/pt = 2.4¢ per dollar

Why this card

    $762.50 in credits fully offsets the $595 fee

    MASTERCARD
    2.4¢
    per dollar on shopping
    $595/yr($762.50 in credits)
    Annual rewards$144
    + Credits$762.50
    − Annual fee$595
    Net annual value$311.50
    U.S. Bank Smartly Visa Signature Card
    7

    U.S. Bank Smartly Visa Signature Card

    Usbank

    2% cash back on Shopping

    Why this card

    1. 1.Auto Rental Collision Damage Waiver

    No annual fee

    VISA
    2.0¢
    per dollar on shopping
    No annual fee
    Annual rewards$120
    Net annual value$120
    Bank of America Customized Cash Rewards Credit Card
    8

    Bank of America Customized Cash Rewards Credit Card

    Bank Of America

    3% cash back on Shopping

    Why this card

    1. 1.3% cash back on Shopping ($156/yr on $6,000 spend)
    2. 2.Auto Rental Collision Damage Waiver

    No annual fee

    VISACore Rate
    2.6¢
    per dollar on shopping
    No annual fee
    Annual rewards$156
    Net annual value$156

    Bonus rate on first $2,500/quarterly, then base rate

    9

    One Key+ Card

    Wells Fargo

    2% cash back on Shopping

    Why this card

    1. 1.Auto Rental Collision Damage Waiver
    MASTERCARD
    2.0¢
    per dollar on shopping
    $99/yr
    Annual rewards$120
    − Annual fee$99
    Net annual value$21
    Capital One VentureOne Rewards Credit Card
    10

    Capital One VentureOne Rewards Credit Card

    Capital One

    1.25x Venture Miles on Shopping
    1.25x × 1.9¢/pt = 2.3¢ per dollar

    Why this card

      No annual fee

      MASTERCARD
      2.3¢
      per dollar on shopping
      No annual fee
      Annual rewards$138.75
      Net annual value$138.75
      Fidelity Rewards Visa Signature Card
      11

      Fidelity Rewards Visa Signature Card

      Elan Financial

      2% cash back on Shopping

      Why this card

      1. 1.Auto Rental Collision Damage Waiver

      No annual fee

      VISA
      2.0¢
      per dollar on shopping
      No annual fee
      Annual rewards$120
      Net annual value$120
      12

      TD Double Up Credit Card

      Td Bank

      2% cash back on Shopping

      Why this card

      1. 1.Auto Rental Collision Damage Waiver

      No annual fee

      VISA
      2.0¢
      per dollar on shopping
      No annual fee
      Annual rewards$120
      Net annual value$120
      Blue Cash Everyday Card from American Express
      13

      Blue Cash Everyday Card from American Express

      Amex

      3% cash back on Shopping

      Why this card

      1. 1.3% cash back on Shopping ($114/yr on $6,000 spend)
      2. 2.Amex Offers

      No annual fee

      AMEXCore Rate
      1.9¢
      per dollar on shopping
      No annual fee($42 in credits)
      Annual rewards$114
      + Credits$42
      Net annual value$156

      Bonus rate on first $6,000/annual, then base rate

      Wells Fargo Active Cash Card
      14

      Wells Fargo Active Cash Card

      Wells Fargo

      2% cash back on Shopping
      Up to 3.2¢/$ (1.6¢/pt)via Choice Privileges

      Why this card

      1. 1.Auto Rental Collision Damage Waiver
      2. 2.My Wells Fargo Deals
      3. 3.Up to 1.6¢/pt via Choice Privileges

      No annual fee

      VISA
      2.0¢
      per dollar on shopping
      No annual fee
      Annual rewards$120
      Net annual value$120
      15

      SoFi Credit Card

      Sofi

      2% cash back on Shopping

      Why this card

        No annual fee

        MASTERCARD
        2.0¢
        per dollar on shopping
        No annual fee
        Annual rewards$120
        Net annual value$120
        Navy Federal Visa cashRewards Card
        16

        Navy Federal Visa cashRewards Card

        Navy Federal

        1.5% cash back on Shopping

        Why this card

        1. 1.Auto Rental Collision Damage Waiver
        2. 2.Auto Rental Collision Damage Waiver

        No annual fee

        VISA
        1.5¢
        per dollar on shopping
        No annual fee
        Annual rewards$90
        Net annual value$90
        Bilt Blue Card
        17

        Bilt Blue Card

        Cardless

        1x Bilt Rewards on Shopping
        1x × 2.2¢/pt = 2.2¢ per dollar

        Why this card

          No annual fee

          MASTERCARD
          2.2¢
          per dollar on shopping
          No annual fee
          Annual rewards$132.00
          Net annual value$132.00
          Bank of America® Customized Cash Rewards for Students
          18

          Bank of America® Customized Cash Rewards for Students

          Bank Of America

          3% cash back on Shopping

          Why this card

          1. 1.3% cash back on Shopping ($144/yr on $6,000 spend)
          2. 2.Auto Rental Collision Damage Waiver

          No annual fee

          VISACore Rate
          2.4¢
          per dollar on shopping
          No annual fee
          Annual rewards$144
          Net annual value$144

          Bonus rate on first $2,500/quarterly, then base rate

          U.S. Bank Cash+® Visa Signature® Card
          19

          U.S. Bank Cash+® Visa Signature® Card

          Usbank

          5% cash back on Shopping

          Why this card

          1. 1.5% cash back on Shopping ($108/yr on $6,000 spend)

          No annual fee

          VISACore Rate
          1.8¢
          per dollar on shopping
          No annual fee
          Annual rewards$108
          Net annual value$108

          Bonus rate on first $2,000/quarterly, then base rate

          Bilt Obsidian Card
          20

          Bilt Obsidian Card

          Cardless

          1x Bilt Rewards on Shopping
          1x × 2.2¢/pt = 2.2¢ per dollar

          Why this card

            $20 in credits offset the $95 fee

            MASTERCARD
            2.2¢
            per dollar on shopping
            $95/yr($20 in credits)
            Annual rewards$132.00
            + Credits$20
            − Annual fee$95
            Net annual value$57.00
            Rakuten American Express Card
            21

            Rakuten American Express Card

            First Electronic Bank

            1% cash back on Shopping

            Convertible Cash Back — 1.0–2.0¢/$

            This card's 1% cash back can be redeemed as cash (1.0¢/$) or converted to Amex Membership Rewards (2.0¢/$) or Bilt Rewards (1.7¢/$).

            Why this card

            1. 1.Cash back converts at 1.6¢ avg — 1.6× cash value

            No annual fee

            AMEXConvertible
            1.0–2.0¢
            per dollar on shopping
            depending on redemption
            No annual fee
            Annual rewards$94
            Net annual value$94
            Chase Sapphire Reserve
            22

            Chase Sapphire Reserve

            Chase

            1x Ultimate Rewards on Shopping
            1x × 1.8¢/pt = 1.8¢ per dollar

            Why this card

              $960 in credits fully offsets the $795 fee

              VISA
              1.8¢
              per dollar on shopping
              $795/yr($960 in credits)
              Annual rewards$108
              + Credits$960
              − Annual fee$795
              Net annual value$273
              Synchrony Premier Mastercard
              23

              Synchrony Premier Mastercard

              Synchrony

              2% cash back on Shopping

              Why this card

                No annual fee

                MASTERCARD
                2.0¢
                per dollar on shopping
                No annual fee
                Annual rewards$120
                Net annual value$120
                BJ's One+™ Mastercard®
                24

                BJ's One+™ Mastercard®

                Capital One

                2% cash back on Shopping

                Why this card

                  No annual fee

                  MASTERCARD
                  2.0¢
                  per dollar on shopping
                  No annual fee
                  Annual rewards$120
                  Net annual value$120
                  Citi Double Cash Card
                  25

                  Citi Double Cash Card

                  Citi

                  2% cash back on Shopping

                  Why this card

                    No annual fee

                    MASTERCARD
                    2.0¢
                    per dollar on shopping
                    No annual fee
                    Annual rewards$120
                    Net annual value$120
                    Choice Privileges Select Mastercard
                    26

                    Choice Privileges Select Mastercard

                    Wells Fargo

                    5x Choice Privileges on Shopping
                    5x × 0.8¢/pt = 4.0¢ per dollar

                    Why this card

                    1. 1.5x on Shopping — points worth 0.8¢ each ($105.60/yr on $6,000 spend)

                    $15 in credits offset the $95 fee

                    MASTERCARDCore Rate
                    1.8¢
                    per dollar on shopping
                    $95/yr($15 in credits)
                    Annual rewards$105.60
                    + Credits$15
                    − Annual fee$95
                    Net annual value$25.60
                    Bank of America® Customized Cash Rewards Secured
                    27

                    Bank of America® Customized Cash Rewards Secured

                    Bank Of America

                    3% cash back on Shopping

                    Why this card

                    1. 1.3% cash back on Shopping ($144/yr on $6,000 spend)

                    No annual fee

                    VISACore Rate
                    2.4¢
                    per dollar on shopping
                    No annual fee
                    Annual rewards$144
                    Net annual value$144

                    Bonus rate on first $2,500/quarterly, then base rate

                    28

                    PenFed Pathfinder Rewards Visa Signature Card

                    Penfed

                    1.5x Penfed Honors Advantage on Shopping
                    1.5x × 0.9¢/pt = 1.3¢ per dollar

                    Why this card

                    1. 1.Auto Rental Collision Damage Waiver

                    $50 in credits offset the $95 fee

                    VISA
                    1.3¢
                    per dollar on shopping
                    $95/yr($50 in credits)
                    Annual rewards$80.10
                    + Credits$50
                    − Annual fee$95
                    Net annual value$35.10
                    Discover it® Miles
                    29

                    Discover it® Miles

                    Discover

                    1.5x Cashback on Shopping
                    1.5x × 1.0¢/pt = 1.5¢ per dollar

                    Why this card

                      No annual fee

                      DISCOVER
                      1.5¢
                      per dollar on shopping
                      No annual fee
                      Annual rewards$90
                      Net annual value$90
                      Marriott Bonvoy Bountiful Credit Card
                      30

                      Marriott Bonvoy Bountiful Credit Card

                      Chase

                      2x Marriott Bonvoy on Shopping
                      2x × 0.7¢/pt = 1.4¢ per dollar

                      Why this card

                      1. 1.Auto Rental Collision Damage Waiver

                      $135 in credits offset the $250 fee

                      VISA
                      1.4¢
                      per dollar on shopping
                      $250/yr($135 in credits)
                      Annual rewards$84
                      + Credits$135
                      − Annual fee$250
                      Net annual value-$31