El Bar NYC
up to8%Bars & Breweries · $$ · Chelsea
American Express Gold Card + Bilt Dining
Bilt Dining pays Bilt Points at these restaurants on top of whatever your card earns. Join once, link a card, and pay with it — values below are what each card earns here. Top neighborhoods: Queens (108), Bergen (93), and Essex (74).
1,765 restaurants
Bars & Breweries · $$ · Chelsea
American Express Gold Card + Bilt Dining
Mexican · $$ · Elizabeth
American Express Gold Card + Bilt Dining
Mexican · $$$ · East Harlem
American Express Gold Card + Bilt Dining
$$ · Cobble Hill
American Express Gold Card + Bilt Dining
American · $$ · Midtown East
American Express Gold Card + Bilt Dining
Mexican · $$ · Williamsburg
American Express Gold Card + Bilt Dining
Mexican · $$ · Hell's Kitchen
American Express Gold Card + Bilt Dining
American · $$ · Hamilton Heights
American Express Gold Card + Bilt Dining
Cocktail bar · $$ · Gramercy Park
American Express Gold Card + Bilt Dining
American · $$ · Upper East Side
American Express Gold Card + Bilt Dining
Mexican · $$ · Greenpoint
American Express Gold Card + Bilt Dining
American · $$ · Downtown Brooklyn
American Express Gold Card + Bilt Dining
Seafood · $$ · Governors Island
American Express Gold Card + Bilt Dining
Gastropub · $$ · Koreatown
American Express Gold Card + Bilt Dining
German · $$$$ · Queens
American Express Gold Card + Bilt Dining
American · $$ · Astoria Heights
American Express Gold Card + Bilt Dining
Spanish · $$$ · Hudson Yards
American Express Gold Card + Bilt Dining
American · $$ · Financial District
American Express Gold Card + Bilt Dining
Italian · $$ · Midtown East
American Express Gold Card + Bilt Dining
Italian · $$$$ · Theater District
American Express Gold Card + Bilt Dining
Ranked by what each card earns across this city's restaurants at our point valuations, counting the dining program that pays most at each one. Card credits aren't counted. Bilt Dining (1,765 restaurants) and Rakuten Dining (1,429) are the most widespread dining programs here, out of 1,765 restaurants. American Express Gold Card tops the list here on its own dining rate — ≈$6.00 on a $100 dinner before any program.

American Express Gold Card
$325 annual fee
≈$6.00 on a $100 dinner
Perks at 356 restaurants hereCard details
Chase Sapphire Reserve
$795 annual fee
≈$5.40 on a $100 dinner
Perks at 4 restaurants hereCard details
Chase Sapphire Preferred Card
$95 annual fee
≈$5.40 on a $100 dinner
Card detailsDining programs pay on top of your card. Join one, link a card, and every meal at a participating restaurant earns twice.
Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses Some opening hours, phone numbers, websites and cuisines are © OpenStreetMap contributors (ODbL 1.0). OpenStreetMap copyright
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.