bp rewards Visa® vs DoorDash Rewards Mastercard®

Both cards cost $0/yr. The bp rewards Visa® leads on gas stations; the DoorDash Rewards Mastercard® on dining.

Card data as of November 13, 2026.

Overview

Annual fee
bp rewards Visa®
$0
DoorDash Rewards Mastercard®
$0
Welcome offerCurrent public offer
bp rewards Visa®
—
DoorDash Rewards Mastercard®
—
Rewards
bp rewards Visa®
Cash back
DoorDash Rewards Mastercard®
Cash back
Foreign transaction fee
bp rewards Visa®
3%
DoorDash Rewards Mastercard®
None
Lowest
Network
bp rewards Visa®
Visa
DoorDash Rewards Mastercard®
Mastercard World Elite

Earn ratesPer $1 spent

Gas Stations
bp rewards Visa®
4%
Highest
DoorDash Rewards Mastercard®
1%
Dining
bp rewards Visa®
3%
DoorDash Rewards Mastercard®
3%
Grocery Stores
bp rewards Visa®
3%
Highest
DoorDash Rewards Mastercard®
2%
Everything else
bp rewards Visa®
1%
DoorDash Rewards Mastercard®
1%

Statement creditsAs the issuer states them · — means none on record

Dining & delivery
bp rewards Visa®
—
DoorDash Rewards Mastercard®
  • Free DashPass for 1st year ($96 value) · $96 one-time
  • $96 anniversary bonus
  • 10% off 1 grocery order monthly · $15 monthly

Perks & access— means none on record

Other perks
bp rewards Visa®
  • 15¢ off per gallon at bp and Amoco
  • 30¢ off/gallon for first 60 days
  • Stack savings with earnify™ app
  • $0 annual fee
  • Free access to your FICO score
DoorDash Rewards Mastercard®
  • 24/7 personal concierge at your service
  • Curated experiences in 40+ destinations
  • No foreign transaction fees worldwide
  • Chase Offers

Protections & insuranceLimits where published · — means none on record

Trip insurance
bp rewards Visa®
—
DoorDash Rewards Mastercard®
  • Trip Cancellation and Interruption · up to $1,500
Rental car
bp rewards Visa®
—
DoorDash Rewards Mastercard®
  • Auto Rental Coverage
Purchase & returns
bp rewards Visa®
  • Zero Liability on unauthorized charges
DoorDash Rewards Mastercard®
  • Purchase Protection · up to $500
Extended warranty
bp rewards Visa®
—
DoorDash Rewards Mastercard®
  • Extended Warranty Protection
Cell phone
bp rewards Visa®
—
DoorDash Rewards Mastercard®
  • Up to $800 per claim
Other protections
bp rewards Visa®
  • 24/7 lost/stolen card assistance worldwide
DoorDash Rewards Mastercard®
  • 24/7 fraud monitoring
Add a 3rd or 4th card to this comparison →

Category-by-Category Winner

The bp rewards Visa® wins in 2 of 2 categories. The DoorDash Rewards Mastercard® leads in 0.

W

Gas Stations

bp rewards Visa® earns 4X vs 1X

W

Grocery Stores

bp rewards Visa® earns 3X vs 2X

Year One vs Ongoing Value

Modeled net value (bonus categories at unconditional rates, caps applied). Spend mix: dining 15%, groceries 15%, gas 10%, travel 10%, everything else 50%. Statement credits use the same recurring usable estimates as each card's detail page; first-year-only credits count in year one only. Welcome offers valued at each card's program rate shown on this page.

Modeled value is close across spend levels — especially once statement credits are counted.

Scenariobp rewards Visa®DoorDash Rewards Mastercard®Ongoing winnerYear-one winner
Light spender: $1,000/month
Rewards: $228
Credits (our usable estimate): $0
− Annual fee ($0)
Ongoing: $228
Year one: $228
Rewards: $174
Credits (our usable estimate): $163
− Annual fee ($0)
Ongoing: $337
Year one: $428
DoorDash Rewards Mastercard®DoorDash Rewards Mastercard®
Heavy spender: $4,000/month
Rewards: $912
Credits (our usable estimate): $0
− Annual fee ($0)
Ongoing: $912
Year one: $912
Rewards: $696
Credits (our usable estimate): $163
− Annual fee ($0)
Ongoing: $859
Year one: $950
Close — depends on how much of the credits you useClose — depends on how much of the credits you use

The Bottom Line

Modeled value is close across spend levels — especially once statement credits are counted.

Frequently Asked Questions

Which card earns more rewards, the bp rewards Visa® or DoorDash Rewards Mastercard®?
Both cards earn 1X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
What benefits does the bp rewards Visa® have that the DoorDash Rewards Mastercard® doesn't?
The bp rewards Visa® focuses on earn rates, while the DoorDash Rewards Mastercard® offers cell phone protection.
Should I get the bp rewards Visa® or the DoorDash Rewards Mastercard®?
Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.