CardRewardsEditorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: May 2026.
Discover network cards with the best dining earn rates.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
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All 8 cards ranked by effective value per dollar.
| Card | Dining Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| Discover it® MilesDiscover | 1.5x Cashback | 1.5¢/$ | $0 | — | discover |
| Discover it® Chrome Gas & RestaurantDiscover | 2x points | 2.0¢/$ | $0 | — | discover |
| Discover it® ChromeDiscover | 2x Cashback | 2.0¢/$ | $0 | — | discover |
| Discover it® Secured Credit CardDiscover | 2% cash back | 2.0¢/$ | $0 | — | discover |
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →Discover network cards with the best dining earn rates.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Discover
All 8 cards ranked by effective value per dollar.
| Card | Dining Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| Discover it® MilesDiscover | 1.5x Cashback | 1.5¢/$ | $0 | — | discover |
| Discover it® Chrome Gas & RestaurantDiscover | 2x points | 2.0¢/$ | $0 | — | discover |
| Discover it® ChromeDiscover | 2x Cashback | 2.0¢/$ | $0 | — | discover |
| Discover it® Secured Credit CardDiscover | 2% cash back | 2.0¢/$ | $0 | — | discover |
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →Discover network cards with the best dining earn rates.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Discover
All 8 cards ranked by effective value per dollar.
| Card | Dining Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| Discover it® MilesDiscover | 1.5x Cashback | 1.5¢/$ | $0 | — | discover |
| Discover it® Chrome Gas & RestaurantDiscover | 2x points | 2.0¢/$ | $0 | — | discover |
| Discover it® ChromeDiscover | 2x Cashback | 2.0¢/$ | $0 | — | discover |
| Discover it® Secured Credit CardDiscover | 2% cash back | 2.0¢/$ | $0 | — | discover |
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →Discover
Discover
| Discover it® Student ChromeDiscover | 2x points | 2.0¢/$ | $0 | — | discover |
| Discover it Balance TransferDiscover | 1% cash back | 1.0¢/$ | $0 | — | discover |
| Discover it Cash BackDiscover | 1% cash back | 1.0¢/$ | $0 | — | discover |
| Discover it Student Cash BackDiscover | 1% cash back | 1.0¢/$ | $0 | — | discover |
Discover
Discover
| Discover it® Student ChromeDiscover | 2x points | 2.0¢/$ | $0 | — | discover |
| Discover it Balance TransferDiscover | 1% cash back | 1.0¢/$ | $0 | — | discover |
| Discover it Cash BackDiscover | 1% cash back | 1.0¢/$ | $0 | — | discover |
| Discover it Student Cash BackDiscover | 1% cash back | 1.0¢/$ | $0 | — | discover |
Discover
Discover
| Discover it® Student ChromeDiscover | 2x points | 2.0¢/$ | $0 | — | discover |
| Discover it Balance TransferDiscover | 1% cash back | 1.0¢/$ | $0 | — | discover |
| Discover it Cash BackDiscover | 1% cash back | 1.0¢/$ | $0 | — | discover |
| Discover it Student Cash BackDiscover | 1% cash back | 1.0¢/$ | $0 | — | discover |