Cons

• −Discover network has more limited merchant acceptance than Visa/Mastercard
• −Miles are worth 1 cent each - no transfer partners for outsized value
• −No travel protections like trip delay insurance or lost luggage coverage
• −No airport lounge access or TSA PreCheck credit
• −After first year, 1.5x is lower than premium travel cards offer

Cons

• −Discover network has more limited merchant acceptance than Visa/Mastercard
• −Miles are worth 1 cent each - no transfer partners for outsized value
• −No travel protections like trip delay insurance or lost luggage coverage
• −No airport lounge access or TSA PreCheck credit
• −After first year, 1.5x is lower than premium travel cards offer

Cons

• −Discover network has more limited merchant acceptance than Visa/Mastercard
• −Miles are worth 1 cent each - no transfer partners for outsized value
• −No travel protections like trip delay insurance or lost luggage coverage
• −No airport lounge access or TSA PreCheck credit
• −After first year, 1.5x is lower than premium travel cards offer