Which card earns more rewards, the Discover it® Chrome or Discover it® Miles?

Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

Should I get the Discover it® Chrome or the Discover it® Miles?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Discover it® Chrome or Discover it® Miles?

Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

Should I get the Discover it® Chrome or the Discover it® Miles?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Discover it® Chrome or Discover it® Miles?

Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

Should I get the Discover it® Chrome or the Discover it® Miles?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

CardRewards

Editorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: May 2026.

CardRewards

Discover it® Chrome vs Discover it® Miles

Both cards cost $0/yr. The Discover it® Chrome is better for gas stations, while the Discover it® Miles wins on everyday spending. Here's how they compare.

Discover it® Chrome

Discover

Discover it® Miles

Discover

Fees & Welcome Offer

Annual Fee

Welcome Bonus

—

35,000 points

Earn Rates

Category	Discover it® Chrome	Discover it® Miles
Dining	2X	1X
Gas Stations	2X	1X
All Other Purchases	1X	1X

Benefits & Features

Network

DISCOVER

Key Benefits

None

Pros & Cons

Pros

+No annual fee
+Consistent 2% cash back at gas stations without category activation
+Cashback Match doubles all rewards earned in the first year
+No foreign transaction fees
+Free FICO credit score access

+No annual fee
+Simple 1.5x miles on all purchases with no category tracking
+Miles Match doubles all miles earned in the first year (effectively 3x)
+Flexible redemption - miles can be redeemed for any travel purchase
+No foreign transaction fees

Cons

−Only 1% back on non-gas purchases
−Discover network has more limited merchant acceptance than Visa/Mastercard
−Lower earning rate than Discover it Cash Back during its 5% gas station quarters

Category-by-Category Winner

The Discover it® Chrome wins in 2 of 2 categories. The Discover it® Miles leads in 0.

Gas Stations

Discover it® Chrome earns 2X vs 1X

Dining

Discover it® Chrome earns 2X vs 1X

Which Card Is Right for You?

Get the Discover it® Chrome if you:

+Spend $300+/month on restaurants and dining out

Frequently Asked Questions

Which card earns more rewards, the Discover it® Chrome or Discover it® Miles?: Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
Should I get the Discover it® Chrome or the Discover it® Miles?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

Discover it® Chrome — Full Review All Discover Cards

Discover it® Miles — Full Review All Discover Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Discover cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.

Discover it® Chrome vs Discover it® Miles

Both cards cost $0/yr. The Discover it® Chrome is better for gas stations, while the Discover it® Miles wins on everyday spending. Here's how they compare.

Discover it® Chrome

Discover

Discover it® Miles

Discover

Fees & Welcome Offer

Annual Fee

Welcome Bonus

—

35,000 points

Earn Rates

Category	Discover it® Chrome	Discover it® Miles
Dining	2X	1X
Gas Stations	2X	1X
All Other Purchases	1X	1X

Benefits & Features

Network

DISCOVER

Key Benefits

None

Pros & Cons

Pros

+No annual fee
+Consistent 2% cash back at gas stations without category activation
+Cashback Match doubles all rewards earned in the first year
+No foreign transaction fees
+Free FICO credit score access

+No annual fee
+Simple 1.5x miles on all purchases with no category tracking
+Miles Match doubles all miles earned in the first year (effectively 3x)
+Flexible redemption - miles can be redeemed for any travel purchase
+No foreign transaction fees

Cons

−Only 1% back on non-gas purchases
−Discover network has more limited merchant acceptance than Visa/Mastercard
−Lower earning rate than Discover it Cash Back during its 5% gas station quarters

Category-by-Category Winner

The Discover it® Chrome wins in 2 of 2 categories. The Discover it® Miles leads in 0.

Gas Stations

Discover it® Chrome earns 2X vs 1X

Dining

Discover it® Chrome earns 2X vs 1X

Which Card Is Right for You?

Get the Discover it® Chrome if you:

+Spend $300+/month on restaurants and dining out

Frequently Asked Questions

Which card earns more rewards, the Discover it® Chrome or Discover it® Miles?: Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
Should I get the Discover it® Chrome or the Discover it® Miles?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

Discover it® Chrome — Full Review All Discover Cards

Discover it® Miles — Full Review All Discover Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Discover cards

Discover it® Chrome vs Discover it® Miles

Both cards cost $0/yr. The Discover it® Chrome is better for gas stations, while the Discover it® Miles wins on everyday spending. Here's how they compare.

Discover it® Chrome

Discover

Discover it® Miles

Discover

Fees & Welcome Offer

Annual Fee

Welcome Bonus

—

35,000 points

Earn Rates

Category	Discover it® Chrome	Discover it® Miles
Dining	2X	1X
Gas Stations	2X	1X
All Other Purchases	1X	1X

Benefits & Features

Network

DISCOVER

Key Benefits

None

Pros & Cons

Pros

+No annual fee
+Consistent 2% cash back at gas stations without category activation
+Cashback Match doubles all rewards earned in the first year
+No foreign transaction fees
+Free FICO credit score access

+No annual fee
+Simple 1.5x miles on all purchases with no category tracking
+Miles Match doubles all miles earned in the first year (effectively 3x)
+Flexible redemption - miles can be redeemed for any travel purchase
+No foreign transaction fees

Cons

−Only 1% back on non-gas purchases
−Discover network has more limited merchant acceptance than Visa/Mastercard
−Lower earning rate than Discover it Cash Back during its 5% gas station quarters

Category-by-Category Winner

The Discover it® Chrome wins in 2 of 2 categories. The Discover it® Miles leads in 0.

Gas Stations

Discover it® Chrome earns 2X vs 1X

Dining

Discover it® Chrome earns 2X vs 1X

Which Card Is Right for You?

Get the Discover it® Chrome if you:

+Spend $300+/month on restaurants and dining out

Frequently Asked Questions

Which card earns more rewards, the Discover it® Chrome or Discover it® Miles?: Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
Should I get the Discover it® Chrome or the Discover it® Miles?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

Discover it® Chrome — Full Review All Discover Cards

Discover it® Miles — Full Review All Discover Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Discover cards