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Wells Fargo
Citi
Citi
All 10 cards ranked by effective value per dollar.
| Card | Transit Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| Wells Fargo Attune Credit CardWells Fargo | 4x Wells Fargo Rewards | 6.0¢/$ | $0 | — | mastercard |
| Citi Strata Credit CardCiti | 3x ThankYou Points | 4.5¢/$ | $0 | — | mastercard |
| Citi Strata Elite℠ CardCiti | 1.5x ThankYou Points | 1.9¢/$ | $595 | $597.50 | mastercard |
| Citi Custom Cash CardCiti | 5% cash back | 5.0¢/$ | $0 | — | mastercard |
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →Wells Fargo
Citi
Citi
All 10 cards ranked by effective value per dollar.
| Card | Transit Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| Wells Fargo Attune Credit CardWells Fargo | 4x Wells Fargo Rewards | 6.0¢/$ | $0 | — | mastercard |
| Citi Strata Credit CardCiti | 3x ThankYou Points | 4.5¢/$ | $0 | — | mastercard |
| Citi Strata Elite℠ CardCiti | 1.5x ThankYou Points | 1.9¢/$ | $595 | $597.50 | mastercard |
| Citi Custom Cash CardCiti | 5% cash back | 5.0¢/$ | $0 | — | mastercard |
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →Wells Fargo
Citi
Citi
All 10 cards ranked by effective value per dollar.
| Card | Transit Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| Wells Fargo Attune Credit CardWells Fargo | 4x Wells Fargo Rewards | 6.0¢/$ | $0 | — | mastercard |
| Citi Strata Credit CardCiti | 3x ThankYou Points | 4.5¢/$ | $0 | — | mastercard |
| Citi Strata Elite℠ CardCiti | 1.5x ThankYou Points | 1.9¢/$ | $595 | $597.50 | mastercard |
| Citi Custom Cash CardCiti | 5% cash back | 5.0¢/$ | $0 | — | mastercard |
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →| Amtrak Guest Rewards® Preferred Mastercard®Fnbo | 2x points | 2.0¢/$ | $99 | — | mastercard |
| Citi / AAdvantage Globe MastercardCiti | 2x American Aadvantage | 2.0¢/$ | $350 | $100 | mastercard |
| Capital One VentureOne Rewards Credit CardCapital One | 1.25x Venture Miles | 2.0¢/$ | $0 | — | mastercard |
| One Key+ CardWells Fargo | 2% cash back | 1.7¢/$ | $0 | — | mastercard |
| Bilt Obsidian CardCardless | 1x Bilt Rewards | 1.7¢/$ | $95 | — | mastercard |
| Synchrony Premier MastercardSynchrony | 2% cash back | 1.7¢/$ | $0 | — | mastercard |
| Amtrak Guest Rewards® Preferred Mastercard®Fnbo | 2x points | 2.0¢/$ | $99 | — | mastercard |
| Citi / AAdvantage Globe MastercardCiti | 2x American Aadvantage | 2.0¢/$ | $350 | $100 | mastercard |
| Capital One VentureOne Rewards Credit CardCapital One | 1.25x Venture Miles | 2.0¢/$ | $0 | — | mastercard |
| One Key+ CardWells Fargo | 2% cash back | 1.7¢/$ | $0 | — | mastercard |
| Bilt Obsidian CardCardless | 1x Bilt Rewards | 1.7¢/$ | $95 | — | mastercard |
| Synchrony Premier MastercardSynchrony | 2% cash back | 1.7¢/$ | $0 | — | mastercard |
| Amtrak Guest Rewards® Preferred Mastercard®Fnbo | 2x points | 2.0¢/$ | $99 | — | mastercard |
| Citi / AAdvantage Globe MastercardCiti | 2x American Aadvantage | 2.0¢/$ | $350 | $100 | mastercard |
| Capital One VentureOne Rewards Credit CardCapital One | 1.25x Venture Miles | 2.0¢/$ | $0 | — | mastercard |
| One Key+ CardWells Fargo | 2% cash back | 1.7¢/$ | $0 | — | mastercard |
| Bilt Obsidian CardCardless | 1x Bilt Rewards | 1.7¢/$ | $95 | — | mastercard |
| Synchrony Premier MastercardSynchrony | 2% cash back | 1.7¢/$ | $0 | — | mastercard |
