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Bank of America Premium Rewards Credit Card

Bank of America Premium Rewards Credit Card Base Earning Rate

$95/yr annual fee. One base earning rate benefit, with what each is worth and the limits that apply.

Annual fee
$95/yr
Benefit
1

1.5X Points on All Other Purchases

1.5x points

Earn unlimited 1.5 points per dollar on all purchases outside travel and dining with BofA Rewards boost available

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.