Apparel & Accessories merchants: where each card earns

Browse 1,030 merchants and sub-categories, then see which cards earn the most at each brand.

1,030 merchantsBy CardRewards.ai EditorialData as of November 13, 2026

Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank

Apparel & Accessories groups 1,030 merchants — including the brands most readers ask about. Browse sub-categories and brands first; Athleta Encore Mastercard® is the current top pick at 3.0¢ per dollar, with no annual fee.

Top 5 cards for Apparel & Accessories

  1. 1
    Athleta Encore Mastercard®
    Athleta Encore Mastercard®Barclays3x points on Apparel & Fashion · no annual fee
  2. 2
    Bilt Palladium Card
    Bilt Palladium CardCardless2x Bilt Rewards on everything · $495 annual fee
  3. 3
    Capital One Venture Rewards Credit Card
    Capital One Venture Rewards Credit CardCapital One2x Capital One Miles on everything · $95 annual fee
  4. 4
    Fidelity Rewards Visa Signature Card
    Fidelity Rewards Visa Signature CardElan Financial2% cash back on everything · no annual fee
  5. 5
    Citi Double Cash Card
    Citi Double Cash CardCiti2% cash back on everything · no annual fee

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Top brands across Apparel & Accessories

Other categories like Apparel & Accessories

Frequently asked

What credit card has the highest cash back on apparel & accessories?
Athleta Encore Mastercard® ranks #1 in our scoring for apparel & accessories at 3.0¢ per dollar — no annual fee. The ranking factors in earn rate, welcome offer value, and redemption flexibility, net of the fee.
How are these cards ranked?
Effective value per dollar — earn rate × points value (cents per point), plus amortized welcome offer value and credit offsets, net of the annual fee. Numbers reflect typical redemptions, not best-case outliers.
What's the most popular sub-category under Apparel & Accessories?
Activewear — 0 merchants. Drill in for category-specific recommendations.

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Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.