Business merchants: where each card earns
Browse 52 merchants and sub-categories, then see which cards earn the most at each brand.
52 merchantsBy CardRewards.ai EditorialData as of November 13, 2026
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Business covers 52 merchants across 5 sub-categories — from headline brands to specialty retailers. Use the directory below to jump into a sub-category or open a brand page for earn-rate context. Ink Business Cash® Credit Card is our top-scoring card for business spend at 3.0¢ per dollar, with no annual fee; we show one highlight here and link to the full category ranking when one exists.
Top 5 cards for Business
- 1Ink Business Cash® Credit CardChase5% cash back on Office Supplies · no annual fee
- 2Blue Business Plus Credit Card from American ExpressAmerican Express2x Membership Rewards on everything · no annual fee
- 3Capital One Venture X BusinessCapital One2x Capital One Miles on everything · $395 annual fee
- 4BMO Business Platinum RewardsBMO4x points on Office Supplies · no annual fee
- 5Ink Business Preferred® Credit CardChase3x Ultimate Rewards on Telecom · $95 annual fee
Browse by sub-category
Top brands across Business
Frequently asked
- What credit card has the highest cash back on business?
- Ink Business Cash® Credit Card ranks #1 in our scoring for business at 3.0¢ per dollar — no annual fee. The ranking factors in earn rate, welcome offer value, and redemption flexibility, net of the fee.
- How are these cards ranked?
- Effective value per dollar — earn rate × points value (cents per point), plus amortized welcome offer value and credit offsets, net of the annual fee. Numbers reflect typical redemptions, not best-case outliers.
- What's the most popular sub-category under Business?
- Advertising — 0 merchants. Drill in for category-specific recommendations.
Want to filter by spend amount, network, or fee preference?
Open in full search with filters →