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car rentals

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© Copyright 2026 CardRewards. All Rights Reserved.

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  • Blog
  • Contact
Product
  • Documentation
Legal
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Results from

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1

Capital One Venture X Rewards Credit Card

Capital One

10x Venture Miles on Car Rentals via Portal
10x × 1.9¢/pt = 18.5¢ per dollar

Why this card

  1. 1.10x on Car Rentals — points worth 1.9¢ each ($1,110/yr on $6,000 spend)
  2. 2.$240/yr $300 Annual Capital One Travel Credit
  3. 3.Priority Pass Lounge Access
  4. 4.Capital One Lounge Access
  5. 5.Partner Lounge Network
VISA
Core Rate
18.5¢
per dollar on car rentals
$395/yr
Annual rewards$1,110
\u2212 Annual fee$395
Net annual value$715
Citi Strata Premier Card
2

Citi Strata Premier Card

Citi

10x ThankYou Points on Car Rentals via Portal
10x × 1.5¢/pt = 15.0¢ per dollar

Why this card

  1. 1.10x on Car Rentals — points worth 1.5¢ each ($900/yr on $6,000 spend)
  2. 2.$60/yr Annual Hotel Savings Benefit
  3. 3.Priority Pass Select Lounge Access
  4. 4.$20/yr Lyft Credits
  5. 5.Travel Protection Benefits
MASTERCARD
Core Rate
15.0¢
per dollar on car rentals
$95/yr
Annual rewards$900
\u2212 Annual fee$95
Net annual value$805
Capital One Venture Rewards Credit Card
3

Capital One Venture Rewards Credit Card

Capital One

5x Venture Miles on Car Rentals via Portal
5x × 1.9¢/pt = 9.3¢ per dollar

Why this card

  1. 1.5x on Car Rentals — points worth 1.9¢ each ($555/yr on $6,000 spend)
  2. 2.$150/yr $250 Capital One Travel Credit (First Year)
  3. 3.$72/yr Global Entry or TSA PreCheck Credit
  4. 4.$20/yr Lyft Credits
  5. 5.Hertz Five Star Status
MASTERCARD
Core Rate
9.3¢
per dollar on car rentals
$95/yr
Annual rewards$555
\u2212 Annual fee$95
Net annual value$460
Capital One VentureOne Rewards Credit Card
4

Capital One VentureOne Rewards Credit Card

Capital One

5x Venture Miles on Car Rentals via Portal
5x × 1.9¢/pt = 9.3¢ per dollar

Why this card

  1. 1.5x on Car Rentals — points worth 1.9¢ each ($555/yr on $6,000 spend)

No annual fee

MASTERCARD
Core Rate
9.3¢
per dollar on car rentals
No annual fee
Annual rewards$555
Net annual value$555
Hilton Honors American Express Aspire Card
5

Hilton Honors American Express Aspire Card

Amex

7x Hilton Honors on Car Rentals
7x × 0.5¢/pt = 3.5¢ per dollar

Why this card

  1. 1.7x on Car Rentals — points worth 0.5¢ each ($210/yr on $6,000 spend)
  2. 2.$240/yr Hilton Resort Statement Credit
  3. 3.Free Night Reward After $30,000 Spend
  4. 4.Annual Free Night Reward
  5. 5.Second Free Night Reward After $60,000 Spend
AMEX
Core Rate
3.5¢
per dollar on car rentals
$550/yr($100 in credits)
Annual rewards$210
+ Credits$100
\u2212 Annual fee$550
Net annual value-$240
U.S. Bank Shield Visa Card
6

U.S. Bank Shield Visa Card

Usbank

4% cash back on Car Rentals via Portal

Why this card

  1. 1.4% cash back on Car Rentals ($240/yr on $6,000 spend)

No annual fee

VISA
Core Rate
4.0¢
per dollar on car rentals
No annual fee($10 in credits)
Annual rewards$240
+ Credits$10
Net annual value$250
Savor Rewards from Capital One
7

Savor Rewards from Capital One

Capital One

5% cash back on Car Rentals via Portal

Why this card

  1. 1.5% cash back on Car Rentals ($300/yr on $6,000 spend)
  2. 2.Priority Pass Select Lounge Access
  3. 3.$20/yr Lyft Credits
  4. 4.Hertz Five Star Status
  5. 5.24-Hour Travel Assistance Services

No annual fee

MASTERCARD
Core Rate
5.0¢
per dollar on car rentals
No annual fee($119.88 in credits)
Annual rewards$300
+ Credits$119.88
Net annual value$419.88
The AARP® Travel Rewards Mastercard®
8

The AARP® Travel Rewards Mastercard®

Barclays

3x points on Car Rentals

Why this card

  1. 1.3x on Car Rentals ($180/yr on $6,000 spend)

No annual fee

MASTERCARD
Core Rate
3.0¢
per dollar on car rentals
No annual fee
Annual rewards$180
Net annual value$180
Chase Sapphire Preferred Card
9

Chase Sapphire Preferred Card

Chase

1x Ultimate Rewards on Car Rentals
1x × 1.8¢/pt = 1.5¢ per dollar

Why this card

  1. 1.$25/yr $50 Annual Hotel Credit
  2. 2.Auto Rental Collision Damage Waiver
  3. 3.Auto Rental Coverage
  4. 4.Complimentary 4th night at Ennismore Hotel properties
  5. 5.Visa Signature Rental Car Privileges

$60 in credits offset the $95 fee

VISA
1.5¢
per dollar on car rentals
$95/yr($60 in credits)
Annual rewards$91.80
+ Credits$60
\u2212 Annual fee$95
Net annual value$56.80
No image
10

One Key+ Card

Wells Fargo

2% cash back on Car Rentals

Why this card

  1. 1.Priority Pass Select Lounge Access
  2. 2.$20/yr Lyft Credits
  3. 3.Auto Rental Collision Damage Waiver
  4. 4.Common Carrier Travel Accident Insurance

No annual fee

MASTERCARD
1.7¢
per dollar on car rentals
No annual fee
Annual rewards$102
Net annual value$102
Citi Strata Elite℠ Card
11

Citi Strata Elite℠ Card

Citi

1.5x ThankYou Points on Car Rentals
1.5x × 1.5¢/pt = 1.9¢ per dollar

Why this card

  1. 1.$150/yr Up to $300 Annual Hotel Benefit
  2. 2.Priority Pass™ Select membership
  3. 3.Priority Pass Select Lounge Access
  4. 4.$20/yr Lyft Credits
  5. 5.American Airlines Admirals Club® Lounge Access Passes

$597.50 in credits fully offsets the $595 fee

MASTERCARD
1.9¢
per dollar on car rentals
$595/yr($597.50 in credits)
Annual rewards$114.75
+ Credits$597.50
\u2212 Annual fee$595
Net annual value$117.25
No image
12

TAP Miles&Go American Express®

Cardless

2x Tap Miles And Go on Car Rentals

Why this card

  1. 1.2x on Car Rentals ($120/yr on $6,000 spend)
  2. 2.Lounge passes
AMEX
Core Rate
2.0¢
per dollar on car rentals
$79/yr
Annual rewards$120
\u2212 Annual fee$79
Net annual value$41
Fidelity Rewards Visa Signature Card
13

Fidelity Rewards Visa Signature Card

Elan Financial

2% cash back on Car Rentals

Why this card

  1. 1.Travel Accident Insurance
  2. 2.Auto Rental Collision Damage Waiver
  3. 3.Visa Signature Rental Car Privileges
  4. 4.$5/yr Booking.com Travel Credits
  5. 5.GigSky Mobile Data (Visa Signature)

No annual fee

VISA
1.7¢
per dollar on car rentals
No annual fee
Annual rewards$102
Net annual value$102
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14

BMO Escape

Bmo

2x points on Car Rentals

Why this card

  1. 1.2x on Car Rentals ($120/yr on $6,000 spend)
  2. 2.PriorityPass Airport Lounge Access
  3. 3.$25/yr Unwind with a $240 hotel credit
  4. 4.MasterRental Car Rental Coverage

$12.50 in credits offset the $150 fee

MASTERCARD
Core Rate
2.0¢
per dollar on car rentals
$150/yr($12.50 in credits)
Annual rewards$120
+ Credits$12.50
\u2212 Annual fee$150
Net annual value-$17.50

Bonus rate on first $3,000/quarterly, then base rate

Bilt Obsidian Card
15

Bilt Obsidian Card

Cardless

1x Bilt Rewards on Car Rentals
1x × 2.0¢/pt = 1.7¢ per dollar

Why this card

  1. 1.$20/yr Lyft Credits
  2. 2.MasterRental Coverage
MASTERCARD
1.7¢
per dollar on car rentals
$95/yr
Annual rewards$102
\u2212 Annual fee$95
Net annual value$7
No image
16

The Platinum Card from American Express

Amex

1x Membership Rewards on Car Rentals
1x × 1.8¢/pt = 1.5¢ per dollar

Why this card

  1. 1.$300/yr Fine Hotels + Resorts / Hotel Collection Credit
  2. 2.$120/yr Uber Credit
  3. 3.$100/yr Airline Fee Credit
  4. 4.$60/yr Uber One Membership Credit
  5. 5.$125/yr CLEAR Plus Credit

$697.50 in credits offset the $895 fee

AMEX
1.5¢
per dollar on car rentals
$895/yr($697.50 in credits)
Annual rewards$91.80
+ Credits$697.50
\u2212 Annual fee$895
Net annual value-$105.70
Bank of America® Unlimited Cash Rewards for Students
17

Bank of America® Unlimited Cash Rewards for Students

Bank Of America

2% cash back on Car Rentals

Why this card

  1. 1.Auto Rental Collision Damage Waiver
  2. 2.Visa Signature Rental Car Privileges
  3. 3.$5/yr Booking.com Travel Credits
  4. 4.GigSky Mobile Data (Visa Signature)

No annual fee

VISA
1.7¢
per dollar on car rentals
No annual fee
Annual rewards$102
Net annual value$102
No image
18

TD Double Up Credit Card

Td Bank

2% cash back on Car Rentals

Why this card

  1. 1.Auto Rental Collision Damage Waiver
  2. 2.Visa Signature Rental Car Privileges
  3. 3.$5/yr Booking.com Travel Credits
  4. 4.GigSky Mobile Data (Visa Signature)

No annual fee

VISA
1.7¢
per dollar on car rentals
No annual fee
Annual rewards$102
Net annual value$102
U.S. Bank Smartly Visa Signature Card
19

U.S. Bank Smartly Visa Signature Card

Usbank

2% cash back on Car Rentals

Why this card

  1. 1.Auto Rental Collision Damage Waiver
  2. 2.Visa Signature Rental Car Privileges
  3. 3.$5/yr Booking.com Travel Credits
  4. 4.GigSky Mobile Data (Visa Signature)

No annual fee

VISA
1.7¢
per dollar on car rentals
No annual fee
Annual rewards$102
Net annual value$102
No image
20

Verizon Visa Card

Synchrony

2% cash back on Car Rentals

Why this card

  1. 1.Auto Rental Collision Damage Waiver
  2. 2.Visa Signature Rental Car Privileges
  3. 3.$5/yr Booking.com Travel Credits
  4. 4.GigSky Mobile Data (Visa Signature)

No annual fee

VISA
1.7¢
per dollar on car rentals
No annual fee
Annual rewards$102
Net annual value$102
Navy Federal Flagship Rewards® Card
21

Navy Federal Flagship Rewards® Card

Navy Federal

2x Navy Federal Nrewards on Car Rentals
2x × 1.0¢/pt = 1.7¢ per dollar

Why this card

  1. 1.Auto Rental Collision Damage Waiver
  2. 2.Visa Signature Rental Car Privileges
  3. 3.$5/yr Booking.com Travel Credits
  4. 4.GigSky Mobile Data (Visa Signature)

No annual fee

VISA
1.7¢
per dollar on car rentals
No annual fee
Annual rewards$102
Net annual value$102
PayPal Cashback Mastercard
22

PayPal Cashback Mastercard

Synchrony

1.5% cash back on Car Rentals

Why this card

  1. 1.Priority Pass Select Lounge Access
  2. 2.$20/yr Lyft Credits

No annual fee

MASTERCARD
1.3¢
per dollar on car rentals
No annual fee
Annual rewards$76.50
Net annual value$76.50
No image
23

SKYPASS Select Visa Signature®

Usbank

2x Skypass on Car Rentals
2x × 1.0¢/pt = 2.0¢ per dollar

Why this card

  1. 1.2x on Car Rentals — points worth 1.0¢ each ($120/yr on $6,000 spend)
  2. 2.Auto Rental Collision Damage Waiver
  3. 3.Auto Rental Collision Damage Waiver
  4. 4.$25/yr $200 travel credit
  5. 5.Visa Signature Rental Car Privileges
VISA
Core Rate
2.0¢
per dollar on car rentals
$450/yr
Annual rewards$120
\u2212 Annual fee$450
Net annual value-$330
Wells Fargo Active Cash Card
24

Wells Fargo Active Cash Card

Wells Fargo

2% cash back on Car Rentals

Why this card

  1. 1.Visa Signature Rental Car Privileges
  2. 2.$5/yr Booking.com Travel Credits
  3. 3.GigSky Mobile Data (Visa Signature)

No annual fee

VISA
1.7¢
per dollar on car rentals
No annual fee
Annual rewards$102
Net annual value$102
Bank of America Unlimited Cash Rewards Credit Card
25

Bank of America Unlimited Cash Rewards Credit Card

Bank Of America

2% cash back on Car Rentals

Why this card

  1. 1.Auto Rental Collision Damage Waiver
  2. 2.Visa Signature Rental Car Privileges
  3. 3.$5/yr Booking.com Travel Credits
  4. 4.GigSky Mobile Data (Visa Signature)

No annual fee

VISA
1.7¢
per dollar on car rentals
No annual fee
Annual rewards$102
Net annual value$102
No image
26

Bilt Palladium Card

Cardless

1x Bilt Rewards on Car Rentals
1x × 2.0¢/pt = 1.7¢ per dollar

Why this card

  1. 1.$200/yr $400 Bilt Travel Hotel credit
  2. 2.Priority Pass Select Lounge Access
  3. 3.$20/yr Lyft Credits
  4. 4.MasterRental Coverage
  5. 5.Priority Pass Airport Lounge Access

$100 in credits offset the $495 fee

MASTERCARD
1.7¢
per dollar on car rentals
$495/yr($100 in credits)
Annual rewards$102
+ Credits$100
\u2212 Annual fee$495
Net annual value-$293
Bilt Blue Card
27

Bilt Blue Card

Cardless

1x Bilt Rewards on Car Rentals
1x × 2.0¢/pt = 1.7¢ per dollar

Why this card

  1. 1.MasterRental Coverage

No annual fee

MASTERCARD
1.7¢
per dollar on car rentals
No annual fee
Annual rewards$102
Net annual value$102
Capital One Quicksilver Cash Rewards Credit Card
28

Capital One Quicksilver Cash Rewards Credit Card

Capital One

1.5% cash back on Car Rentals

Why this card

  1. 1.Priority Pass Select Lounge Access
  2. 2.$36/yr Complimentary Uber One Membership (6 Months)
  3. 3.$20/yr Lyft Credits
  4. 4.24/7 Travel Assistance Services

No annual fee

MASTERCARD
1.3¢
per dollar on car rentals
No annual fee
Annual rewards$76.50
Net annual value$76.50
Citi Strata Credit Card
29

Citi Strata Credit Card

Citi

1x ThankYou Points on Car Rentals
1x × 1.5¢/pt = 1.3¢ per dollar

Why this card

  1. 1.Airport Lounge Access
  2. 2.$50/yr $300 Annual Travel Credit
  3. 3.$50/yr Global Entry or TSA PreCheck Credit

No annual fee

MASTERCARD
1.3¢
per dollar on car rentals
No annual fee
Annual rewards$76.50
Net annual value$76.50
Rakuten American Express Card
30

Rakuten American Express Card

First Electronic Bank

1% cash back on Car Rentals

Convertible Cash Back — 1.0–2.0¢/$

This card's 1% cash back can be redeemed as cash (1.0¢/$) or converted to Amex Membership Rewards (2.0¢/$) or Bilt Rewards (1.7¢/$).

Why this card

  1. 1.Cash back converts at 1.6¢ avg — 1.6× cash value

No annual fee

AMEX
Convertible
1.0–2.0¢
per dollar on car rentals
depending on redemption
No annual fee
Annual rewards$79.90
Net annual value$79.90

Results from

$6,000

Scoring mode

Options

Point valuation

Booking

Rewards

Programs

Networks

Refine results

No annual fee only?

Avoid Amex network?

Already have a premium card?

Resolved as:Car Rentals
Cached
95%
Not right? Try:
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1

Capital One Venture X Rewards Credit Card

Capital One

10x Venture Miles on Car Rentals via Portal
10x × 1.9¢/pt = 18.5¢ per dollar

Why this card

  1. 1.10x on Car Rentals — points worth 1.9¢ each ($1,110/yr on $6,000 spend)
  2. 2.$240/yr $300 Annual Capital One Travel Credit
  3. 3.Priority Pass Lounge Access
  4. 4.Capital One Lounge Access
  5. 5.Partner Lounge Network
VISA
Core Rate
18.5¢
per dollar on car rentals
$395/yr
Annual rewards$1,110
\u2212 Annual fee$395
Net annual value$715
Citi Strata Premier Card
2

Citi Strata Premier Card

Citi

10x ThankYou Points on Car Rentals via Portal
10x × 1.5¢/pt = 15.0¢ per dollar

Why this card

  1. 1.10x on Car Rentals — points worth 1.5¢ each ($900/yr on $6,000 spend)
  2. 2.$60/yr Annual Hotel Savings Benefit
  3. 3.Priority Pass Select Lounge Access
  4. 4.$20/yr Lyft Credits
  5. 5.Travel Protection Benefits
MASTERCARD
Core Rate
15.0¢
per dollar on car rentals
$95/yr
Annual rewards$900
\u2212 Annual fee$95
Net annual value$805
Capital One Venture Rewards Credit Card
3

Capital One Venture Rewards Credit Card

Capital One

5x Venture Miles on Car Rentals via Portal
5x × 1.9¢/pt = 9.3¢ per dollar

Why this card

  1. 1.5x on Car Rentals — points worth 1.9¢ each ($555/yr on $6,000 spend)
  2. 2.$150/yr $250 Capital One Travel Credit (First Year)
  3. 3.$72/yr Global Entry or TSA PreCheck Credit
  4. 4.$20/yr Lyft Credits
  5. 5.Hertz Five Star Status
MASTERCARD
Core Rate
9.3¢
per dollar on car rentals
$95/yr
Annual rewards$555
\u2212 Annual fee$95
Net annual value$460
Capital One VentureOne Rewards Credit Card
4

Capital One VentureOne Rewards Credit Card

Capital One

5x Venture Miles on Car Rentals via Portal
5x × 1.9¢/pt = 9.3¢ per dollar

Why this card

  1. 1.5x on Car Rentals — points worth 1.9¢ each ($555/yr on $6,000 spend)

No annual fee

MASTERCARD
Core Rate
9.3¢
per dollar on car rentals
No annual fee
Annual rewards$555
Net annual value$555
Hilton Honors American Express Aspire Card
5

Hilton Honors American Express Aspire Card

Amex

7x Hilton Honors on Car Rentals
7x × 0.5¢/pt = 3.5¢ per dollar

Why this card

  1. 1.7x on Car Rentals — points worth 0.5¢ each ($210/yr on $6,000 spend)
  2. 2.$240/yr Hilton Resort Statement Credit
  3. 3.Free Night Reward After $30,000 Spend
  4. 4.Annual Free Night Reward
  5. 5.Second Free Night Reward After $60,000 Spend
AMEX
Core Rate
3.5¢
per dollar on car rentals
$550/yr($100 in credits)
Annual rewards$210
+ Credits$100
\u2212 Annual fee$550
Net annual value-$240
U.S. Bank Shield Visa Card
6

U.S. Bank Shield Visa Card

Usbank

4% cash back on Car Rentals via Portal

Why this card

  1. 1.4% cash back on Car Rentals ($240/yr on $6,000 spend)

No annual fee

VISA
Core Rate
4.0¢
per dollar on car rentals
No annual fee($10 in credits)
Annual rewards$240
+ Credits$10
Net annual value$250
Savor Rewards from Capital One
7

Savor Rewards from Capital One

Capital One

5% cash back on Car Rentals via Portal

Why this card

  1. 1.5% cash back on Car Rentals ($300/yr on $6,000 spend)
  2. 2.Priority Pass Select Lounge Access
  3. 3.$20/yr Lyft Credits
  4. 4.Hertz Five Star Status
  5. 5.24-Hour Travel Assistance Services

No annual fee

MASTERCARD
Core Rate
5.0¢
per dollar on car rentals
No annual fee($119.88 in credits)
Annual rewards$300
+ Credits$119.88
Net annual value$419.88
The AARP® Travel Rewards Mastercard®
8

The AARP® Travel Rewards Mastercard®

Barclays

3x points on Car Rentals

Why this card

  1. 1.3x on Car Rentals ($180/yr on $6,000 spend)

No annual fee

MASTERCARD
Core Rate
3.0¢
per dollar on car rentals
No annual fee
Annual rewards$180
Net annual value$180
Chase Sapphire Preferred Card
9

Chase Sapphire Preferred Card

Chase

1x Ultimate Rewards on Car Rentals
1x × 1.8¢/pt = 1.5¢ per dollar

Why this card

  1. 1.$25/yr $50 Annual Hotel Credit
  2. 2.Auto Rental Collision Damage Waiver
  3. 3.Auto Rental Coverage
  4. 4.Complimentary 4th night at Ennismore Hotel properties
  5. 5.Visa Signature Rental Car Privileges

$60 in credits offset the $95 fee

VISA
1.5¢
per dollar on car rentals
$95/yr($60 in credits)
Annual rewards$91.80
+ Credits$60
\u2212 Annual fee$95
Net annual value$56.80
No image
10

One Key+ Card

Wells Fargo

2% cash back on Car Rentals

Why this card

  1. 1.Priority Pass Select Lounge Access
  2. 2.$20/yr Lyft Credits
  3. 3.Auto Rental Collision Damage Waiver
  4. 4.Common Carrier Travel Accident Insurance

No annual fee

MASTERCARD
1.7¢
per dollar on car rentals
No annual fee
Annual rewards$102
Net annual value$102
Citi Strata Elite℠ Card
11

Citi Strata Elite℠ Card

Citi

1.5x ThankYou Points on Car Rentals
1.5x × 1.5¢/pt = 1.9¢ per dollar

Why this card

  1. 1.$150/yr Up to $300 Annual Hotel Benefit
  2. 2.Priority Pass™ Select membership
  3. 3.Priority Pass Select Lounge Access
  4. 4.$20/yr Lyft Credits
  5. 5.American Airlines Admirals Club® Lounge Access Passes

$597.50 in credits fully offsets the $595 fee

MASTERCARD
1.9¢
per dollar on car rentals
$595/yr($597.50 in credits)
Annual rewards$114.75
+ Credits$597.50
\u2212 Annual fee$595
Net annual value$117.25
No image
12

TAP Miles&Go American Express®

Cardless

2x Tap Miles And Go on Car Rentals

Why this card

  1. 1.2x on Car Rentals ($120/yr on $6,000 spend)
  2. 2.Lounge passes
AMEX
Core Rate
2.0¢
per dollar on car rentals
$79/yr
Annual rewards$120
\u2212 Annual fee$79
Net annual value$41
Fidelity Rewards Visa Signature Card
13

Fidelity Rewards Visa Signature Card

Elan Financial

2% cash back on Car Rentals

Why this card

  1. 1.Travel Accident Insurance
  2. 2.Auto Rental Collision Damage Waiver
  3. 3.Visa Signature Rental Car Privileges
  4. 4.$5/yr Booking.com Travel Credits
  5. 5.GigSky Mobile Data (Visa Signature)

No annual fee

VISA
1.7¢
per dollar on car rentals
No annual fee
Annual rewards$102
Net annual value$102
No image
14

BMO Escape

Bmo

2x points on Car Rentals

Why this card

  1. 1.2x on Car Rentals ($120/yr on $6,000 spend)
  2. 2.PriorityPass Airport Lounge Access
  3. 3.$25/yr Unwind with a $240 hotel credit
  4. 4.MasterRental Car Rental Coverage

$12.50 in credits offset the $150 fee

MASTERCARD
Core Rate
2.0¢
per dollar on car rentals
$150/yr($12.50 in credits)
Annual rewards$120
+ Credits$12.50
\u2212 Annual fee$150
Net annual value-$17.50

Bonus rate on first $3,000/quarterly, then base rate

Bilt Obsidian Card
15

Bilt Obsidian Card

Cardless

1x Bilt Rewards on Car Rentals
1x × 2.0¢/pt = 1.7¢ per dollar

Why this card

  1. 1.$20/yr Lyft Credits
  2. 2.MasterRental Coverage
MASTERCARD
1.7¢
per dollar on car rentals
$95/yr
Annual rewards$102
\u2212 Annual fee$95
Net annual value$7
No image
16

The Platinum Card from American Express

Amex

1x Membership Rewards on Car Rentals
1x × 1.8¢/pt = 1.5¢ per dollar

Why this card

  1. 1.$300/yr Fine Hotels + Resorts / Hotel Collection Credit
  2. 2.$120/yr Uber Credit
  3. 3.$100/yr Airline Fee Credit
  4. 4.$60/yr Uber One Membership Credit
  5. 5.$125/yr CLEAR Plus Credit

$697.50 in credits offset the $895 fee

AMEX
1.5¢
per dollar on car rentals
$895/yr($697.50 in credits)
Annual rewards$91.80
+ Credits$697.50
\u2212 Annual fee$895
Net annual value-$105.70
Bank of America® Unlimited Cash Rewards for Students
17

Bank of America® Unlimited Cash Rewards for Students

Bank Of America

2% cash back on Car Rentals

Why this card

  1. 1.Auto Rental Collision Damage Waiver
  2. 2.Visa Signature Rental Car Privileges
  3. 3.$5/yr Booking.com Travel Credits
  4. 4.GigSky Mobile Data (Visa Signature)

No annual fee

VISA
1.7¢
per dollar on car rentals
No annual fee
Annual rewards$102
Net annual value$102
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18

TD Double Up Credit Card

Td Bank

2% cash back on Car Rentals

Why this card

  1. 1.Auto Rental Collision Damage Waiver
  2. 2.Visa Signature Rental Car Privileges
  3. 3.$5/yr Booking.com Travel Credits
  4. 4.GigSky Mobile Data (Visa Signature)

No annual fee

VISA
1.7¢
per dollar on car rentals
No annual fee
Annual rewards$102
Net annual value$102
U.S. Bank Smartly Visa Signature Card
19

U.S. Bank Smartly Visa Signature Card

Usbank

2% cash back on Car Rentals

Why this card

  1. 1.Auto Rental Collision Damage Waiver
  2. 2.Visa Signature Rental Car Privileges
  3. 3.$5/yr Booking.com Travel Credits
  4. 4.GigSky Mobile Data (Visa Signature)

No annual fee

VISA
1.7¢
per dollar on car rentals
No annual fee
Annual rewards$102
Net annual value$102
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20

Verizon Visa Card

Synchrony

2% cash back on Car Rentals

Why this card

  1. 1.Auto Rental Collision Damage Waiver
  2. 2.Visa Signature Rental Car Privileges
  3. 3.$5/yr Booking.com Travel Credits
  4. 4.GigSky Mobile Data (Visa Signature)

No annual fee

VISA
1.7¢
per dollar on car rentals
No annual fee
Annual rewards$102
Net annual value$102
Navy Federal Flagship Rewards® Card
21

Navy Federal Flagship Rewards® Card

Navy Federal

2x Navy Federal Nrewards on Car Rentals
2x × 1.0¢/pt = 1.7¢ per dollar

Why this card

  1. 1.Auto Rental Collision Damage Waiver
  2. 2.Visa Signature Rental Car Privileges
  3. 3.$5/yr Booking.com Travel Credits
  4. 4.GigSky Mobile Data (Visa Signature)

No annual fee

VISA
1.7¢
per dollar on car rentals
No annual fee
Annual rewards$102
Net annual value$102
PayPal Cashback Mastercard
22

PayPal Cashback Mastercard

Synchrony

1.5% cash back on Car Rentals

Why this card

  1. 1.Priority Pass Select Lounge Access
  2. 2.$20/yr Lyft Credits

No annual fee

MASTERCARD
1.3¢
per dollar on car rentals
No annual fee
Annual rewards$76.50
Net annual value$76.50
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23

SKYPASS Select Visa Signature®

Usbank

2x Skypass on Car Rentals
2x × 1.0¢/pt = 2.0¢ per dollar

Why this card

  1. 1.2x on Car Rentals — points worth 1.0¢ each ($120/yr on $6,000 spend)
  2. 2.Auto Rental Collision Damage Waiver
  3. 3.Auto Rental Collision Damage Waiver
  4. 4.$25/yr $200 travel credit
  5. 5.Visa Signature Rental Car Privileges
VISA
Core Rate
2.0¢
per dollar on car rentals
$450/yr
Annual rewards$120
\u2212 Annual fee$450
Net annual value-$330
Wells Fargo Active Cash Card
24

Wells Fargo Active Cash Card

Wells Fargo

2% cash back on Car Rentals

Why this card

  1. 1.Visa Signature Rental Car Privileges
  2. 2.$5/yr Booking.com Travel Credits
  3. 3.GigSky Mobile Data (Visa Signature)

No annual fee

VISA
1.7¢
per dollar on car rentals
No annual fee
Annual rewards$102
Net annual value$102
Bank of America Unlimited Cash Rewards Credit Card
25

Bank of America Unlimited Cash Rewards Credit Card

Bank Of America

2% cash back on Car Rentals

Why this card

  1. 1.Auto Rental Collision Damage Waiver
  2. 2.Visa Signature Rental Car Privileges
  3. 3.$5/yr Booking.com Travel Credits
  4. 4.GigSky Mobile Data (Visa Signature)

No annual fee

VISA
1.7¢
per dollar on car rentals
No annual fee
Annual rewards$102
Net annual value$102
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26

Bilt Palladium Card

Cardless

1x Bilt Rewards on Car Rentals
1x × 2.0¢/pt = 1.7¢ per dollar

Why this card

  1. 1.$200/yr $400 Bilt Travel Hotel credit
  2. 2.Priority Pass Select Lounge Access
  3. 3.$20/yr Lyft Credits
  4. 4.MasterRental Coverage
  5. 5.Priority Pass Airport Lounge Access

$100 in credits offset the $495 fee

MASTERCARD
1.7¢
per dollar on car rentals
$495/yr($100 in credits)
Annual rewards$102
+ Credits$100
\u2212 Annual fee$495
Net annual value-$293
Bilt Blue Card
27

Bilt Blue Card

Cardless

1x Bilt Rewards on Car Rentals
1x × 2.0¢/pt = 1.7¢ per dollar

Why this card

  1. 1.MasterRental Coverage

No annual fee

MASTERCARD
1.7¢
per dollar on car rentals
No annual fee
Annual rewards$102
Net annual value$102
Capital One Quicksilver Cash Rewards Credit Card
28

Capital One Quicksilver Cash Rewards Credit Card

Capital One

1.5% cash back on Car Rentals

Why this card

  1. 1.Priority Pass Select Lounge Access
  2. 2.$36/yr Complimentary Uber One Membership (6 Months)
  3. 3.$20/yr Lyft Credits
  4. 4.24/7 Travel Assistance Services

No annual fee

MASTERCARD
1.3¢
per dollar on car rentals
No annual fee
Annual rewards$76.50
Net annual value$76.50
Citi Strata Credit Card
29

Citi Strata Credit Card

Citi

1x ThankYou Points on Car Rentals
1x × 1.5¢/pt = 1.3¢ per dollar

Why this card

  1. 1.Airport Lounge Access
  2. 2.$50/yr $300 Annual Travel Credit
  3. 3.$50/yr Global Entry or TSA PreCheck Credit

No annual fee

MASTERCARD
1.3¢
per dollar on car rentals
No annual fee
Annual rewards$76.50
Net annual value$76.50
Rakuten American Express Card
30

Rakuten American Express Card

First Electronic Bank

1% cash back on Car Rentals

Convertible Cash Back — 1.0–2.0¢/$

This card's 1% cash back can be redeemed as cash (1.0¢/$) or converted to Amex Membership Rewards (2.0¢/$) or Bilt Rewards (1.7¢/$).

Why this card

  1. 1.Cash back converts at 1.6¢ avg — 1.6× cash value

No annual fee

AMEX
Convertible
1.0–2.0¢
per dollar on car rentals
depending on redemption
No annual fee
Annual rewards$79.90
Net annual value$79.90

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1

Capital One Venture X Rewards Credit Card

Capital One

10x Venture Miles on Car Rentals via Portal
10x × 1.9¢/pt = 18.5¢ per dollar

Why this card

  1. 1.10x on Car Rentals — points worth 1.9¢ each ($1,110/yr on $6,000 spend)
  2. 2.$240/yr $300 Annual Capital One Travel Credit
  3. 3.Priority Pass Lounge Access
  4. 4.Capital One Lounge Access
  5. 5.Partner Lounge Network
VISA
Core Rate
18.5¢
per dollar on car rentals
$395/yr
Annual rewards$1,110
\u2212 Annual fee$395
Net annual value$715
Citi Strata Premier Card
2

Citi Strata Premier Card

Citi

10x ThankYou Points on Car Rentals via Portal
10x × 1.5¢/pt = 15.0¢ per dollar

Why this card

  1. 1.10x on Car Rentals — points worth 1.5¢ each ($900/yr on $6,000 spend)
  2. 2.$60/yr Annual Hotel Savings Benefit
  3. 3.Priority Pass Select Lounge Access
  4. 4.$20/yr Lyft Credits
  5. 5.Travel Protection Benefits
MASTERCARD
Core Rate
15.0¢
per dollar on car rentals
$95/yr
Annual rewards$900
\u2212 Annual fee$95
Net annual value$805
Capital One Venture Rewards Credit Card
3

Capital One Venture Rewards Credit Card

Capital One

5x Venture Miles on Car Rentals via Portal
5x × 1.9¢/pt = 9.3¢ per dollar

Why this card

  1. 1.5x on Car Rentals — points worth 1.9¢ each ($555/yr on $6,000 spend)
  2. 2.$150/yr $250 Capital One Travel Credit (First Year)
  3. 3.$72/yr Global Entry or TSA PreCheck Credit
  4. 4.$20/yr Lyft Credits
  5. 5.Hertz Five Star Status
MASTERCARD
Core Rate
9.3¢
per dollar on car rentals
$95/yr
Annual rewards$555
\u2212 Annual fee$95
Net annual value$460
Capital One VentureOne Rewards Credit Card
4

Capital One VentureOne Rewards Credit Card

Capital One

5x Venture Miles on Car Rentals via Portal
5x × 1.9¢/pt = 9.3¢ per dollar

Why this card

  1. 1.5x on Car Rentals — points worth 1.9¢ each ($555/yr on $6,000 spend)

No annual fee

MASTERCARD
Core Rate
9.3¢
per dollar on car rentals
No annual fee
Annual rewards$555
Net annual value$555
Hilton Honors American Express Aspire Card
5

Hilton Honors American Express Aspire Card

Amex

7x Hilton Honors on Car Rentals
7x × 0.5¢/pt = 3.5¢ per dollar

Why this card

  1. 1.7x on Car Rentals — points worth 0.5¢ each ($210/yr on $6,000 spend)
  2. 2.$240/yr Hilton Resort Statement Credit
  3. 3.Free Night Reward After $30,000 Spend
  4. 4.Annual Free Night Reward
  5. 5.Second Free Night Reward After $60,000 Spend
AMEX
Core Rate
3.5¢
per dollar on car rentals
$550/yr($100 in credits)
Annual rewards$210
+ Credits$100
\u2212 Annual fee$550
Net annual value-$240
U.S. Bank Shield Visa Card
6

U.S. Bank Shield Visa Card

Usbank

4% cash back on Car Rentals via Portal

Why this card

  1. 1.4% cash back on Car Rentals ($240/yr on $6,000 spend)

No annual fee

VISA
Core Rate
4.0¢
per dollar on car rentals
No annual fee($10 in credits)
Annual rewards$240
+ Credits$10
Net annual value$250
Savor Rewards from Capital One
7

Savor Rewards from Capital One

Capital One

5% cash back on Car Rentals via Portal

Why this card

  1. 1.5% cash back on Car Rentals ($300/yr on $6,000 spend)
  2. 2.Priority Pass Select Lounge Access
  3. 3.$20/yr Lyft Credits
  4. 4.Hertz Five Star Status
  5. 5.24-Hour Travel Assistance Services

No annual fee

MASTERCARD
Core Rate
5.0¢
per dollar on car rentals
No annual fee($119.88 in credits)
Annual rewards$300
+ Credits$119.88
Net annual value$419.88
The AARP® Travel Rewards Mastercard®
8

The AARP® Travel Rewards Mastercard®

Barclays

3x points on Car Rentals

Why this card

  1. 1.3x on Car Rentals ($180/yr on $6,000 spend)

No annual fee

MASTERCARD
Core Rate
3.0¢
per dollar on car rentals
No annual fee
Annual rewards$180
Net annual value$180
Chase Sapphire Preferred Card
9

Chase Sapphire Preferred Card

Chase

1x Ultimate Rewards on Car Rentals
1x × 1.8¢/pt = 1.5¢ per dollar

Why this card

  1. 1.$25/yr $50 Annual Hotel Credit
  2. 2.Auto Rental Collision Damage Waiver
  3. 3.Auto Rental Coverage
  4. 4.Complimentary 4th night at Ennismore Hotel properties
  5. 5.Visa Signature Rental Car Privileges

$60 in credits offset the $95 fee

VISA
1.5¢
per dollar on car rentals
$95/yr($60 in credits)
Annual rewards$91.80
+ Credits$60
\u2212 Annual fee$95
Net annual value$56.80
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10

One Key+ Card

Wells Fargo

2% cash back on Car Rentals

Why this card

  1. 1.Priority Pass Select Lounge Access
  2. 2.$20/yr Lyft Credits
  3. 3.Auto Rental Collision Damage Waiver
  4. 4.Common Carrier Travel Accident Insurance

No annual fee

MASTERCARD
1.7¢
per dollar on car rentals
No annual fee
Annual rewards$102
Net annual value$102
Citi Strata Elite℠ Card
11

Citi Strata Elite℠ Card

Citi

1.5x ThankYou Points on Car Rentals
1.5x × 1.5¢/pt = 1.9¢ per dollar

Why this card

  1. 1.$150/yr Up to $300 Annual Hotel Benefit
  2. 2.Priority Pass™ Select membership
  3. 3.Priority Pass Select Lounge Access
  4. 4.$20/yr Lyft Credits
  5. 5.American Airlines Admirals Club® Lounge Access Passes

$597.50 in credits fully offsets the $595 fee

MASTERCARD
1.9¢
per dollar on car rentals
$595/yr($597.50 in credits)
Annual rewards$114.75
+ Credits$597.50
\u2212 Annual fee$595
Net annual value$117.25
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12

TAP Miles&Go American Express®

Cardless

2x Tap Miles And Go on Car Rentals

Why this card

  1. 1.2x on Car Rentals ($120/yr on $6,000 spend)
  2. 2.Lounge passes
AMEX
Core Rate
2.0¢
per dollar on car rentals
$79/yr
Annual rewards$120
\u2212 Annual fee$79
Net annual value$41
Fidelity Rewards Visa Signature Card
13

Fidelity Rewards Visa Signature Card

Elan Financial

2% cash back on Car Rentals

Why this card

  1. 1.Travel Accident Insurance
  2. 2.Auto Rental Collision Damage Waiver
  3. 3.Visa Signature Rental Car Privileges
  4. 4.$5/yr Booking.com Travel Credits
  5. 5.GigSky Mobile Data (Visa Signature)

No annual fee

VISA
1.7¢
per dollar on car rentals
No annual fee
Annual rewards$102
Net annual value$102
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14

BMO Escape

Bmo

2x points on Car Rentals

Why this card

  1. 1.2x on Car Rentals ($120/yr on $6,000 spend)
  2. 2.PriorityPass Airport Lounge Access
  3. 3.$25/yr Unwind with a $240 hotel credit
  4. 4.MasterRental Car Rental Coverage

$12.50 in credits offset the $150 fee

MASTERCARD
Core Rate
2.0¢
per dollar on car rentals
$150/yr($12.50 in credits)
Annual rewards$120
+ Credits$12.50
\u2212 Annual fee$150
Net annual value-$17.50

Bonus rate on first $3,000/quarterly, then base rate

Bilt Obsidian Card
15

Bilt Obsidian Card

Cardless

1x Bilt Rewards on Car Rentals
1x × 2.0¢/pt = 1.7¢ per dollar

Why this card

  1. 1.$20/yr Lyft Credits
  2. 2.MasterRental Coverage
MASTERCARD
1.7¢
per dollar on car rentals
$95/yr
Annual rewards$102
\u2212 Annual fee$95
Net annual value$7
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16

The Platinum Card from American Express

Amex

1x Membership Rewards on Car Rentals
1x × 1.8¢/pt = 1.5¢ per dollar

Why this card

  1. 1.$300/yr Fine Hotels + Resorts / Hotel Collection Credit
  2. 2.$120/yr Uber Credit
  3. 3.$100/yr Airline Fee Credit
  4. 4.$60/yr Uber One Membership Credit
  5. 5.$125/yr CLEAR Plus Credit

$697.50 in credits offset the $895 fee

AMEX
1.5¢
per dollar on car rentals
$895/yr($697.50 in credits)
Annual rewards$91.80
+ Credits$697.50
\u2212 Annual fee$895
Net annual value-$105.70
Bank of America® Unlimited Cash Rewards for Students
17

Bank of America® Unlimited Cash Rewards for Students

Bank Of America

2% cash back on Car Rentals

Why this card

  1. 1.Auto Rental Collision Damage Waiver
  2. 2.Visa Signature Rental Car Privileges
  3. 3.$5/yr Booking.com Travel Credits
  4. 4.GigSky Mobile Data (Visa Signature)

No annual fee

VISA
1.7¢
per dollar on car rentals
No annual fee
Annual rewards$102
Net annual value$102
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18

TD Double Up Credit Card

Td Bank

2% cash back on Car Rentals

Why this card

  1. 1.Auto Rental Collision Damage Waiver
  2. 2.Visa Signature Rental Car Privileges
  3. 3.$5/yr Booking.com Travel Credits
  4. 4.GigSky Mobile Data (Visa Signature)

No annual fee

VISA
1.7¢
per dollar on car rentals
No annual fee
Annual rewards$102
Net annual value$102
U.S. Bank Smartly Visa Signature Card
19

U.S. Bank Smartly Visa Signature Card

Usbank

2% cash back on Car Rentals

Why this card

  1. 1.Auto Rental Collision Damage Waiver
  2. 2.Visa Signature Rental Car Privileges
  3. 3.$5/yr Booking.com Travel Credits
  4. 4.GigSky Mobile Data (Visa Signature)

No annual fee

VISA
1.7¢
per dollar on car rentals
No annual fee
Annual rewards$102
Net annual value$102
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20

Verizon Visa Card

Synchrony

2% cash back on Car Rentals

Why this card

  1. 1.Auto Rental Collision Damage Waiver
  2. 2.Visa Signature Rental Car Privileges
  3. 3.$5/yr Booking.com Travel Credits
  4. 4.GigSky Mobile Data (Visa Signature)

No annual fee

VISA
1.7¢
per dollar on car rentals
No annual fee
Annual rewards$102
Net annual value$102
Navy Federal Flagship Rewards® Card
21

Navy Federal Flagship Rewards® Card

Navy Federal

2x Navy Federal Nrewards on Car Rentals
2x × 1.0¢/pt = 1.7¢ per dollar

Why this card

  1. 1.Auto Rental Collision Damage Waiver
  2. 2.Visa Signature Rental Car Privileges
  3. 3.$5/yr Booking.com Travel Credits
  4. 4.GigSky Mobile Data (Visa Signature)

No annual fee

VISA
1.7¢
per dollar on car rentals
No annual fee
Annual rewards$102
Net annual value$102
PayPal Cashback Mastercard
22

PayPal Cashback Mastercard

Synchrony

1.5% cash back on Car Rentals

Why this card

  1. 1.Priority Pass Select Lounge Access
  2. 2.$20/yr Lyft Credits

No annual fee

MASTERCARD
1.3¢
per dollar on car rentals
No annual fee
Annual rewards$76.50
Net annual value$76.50
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23

SKYPASS Select Visa Signature®

Usbank

2x Skypass on Car Rentals
2x × 1.0¢/pt = 2.0¢ per dollar

Why this card

  1. 1.2x on Car Rentals — points worth 1.0¢ each ($120/yr on $6,000 spend)
  2. 2.Auto Rental Collision Damage Waiver
  3. 3.Auto Rental Collision Damage Waiver
  4. 4.$25/yr $200 travel credit
  5. 5.Visa Signature Rental Car Privileges
VISA
Core Rate
2.0¢
per dollar on car rentals
$450/yr
Annual rewards$120
\u2212 Annual fee$450
Net annual value-$330
Wells Fargo Active Cash Card
24

Wells Fargo Active Cash Card

Wells Fargo

2% cash back on Car Rentals

Why this card

  1. 1.Visa Signature Rental Car Privileges
  2. 2.$5/yr Booking.com Travel Credits
  3. 3.GigSky Mobile Data (Visa Signature)

No annual fee

VISA
1.7¢
per dollar on car rentals
No annual fee
Annual rewards$102
Net annual value$102
Bank of America Unlimited Cash Rewards Credit Card
25

Bank of America Unlimited Cash Rewards Credit Card

Bank Of America

2% cash back on Car Rentals

Why this card

  1. 1.Auto Rental Collision Damage Waiver
  2. 2.Visa Signature Rental Car Privileges
  3. 3.$5/yr Booking.com Travel Credits
  4. 4.GigSky Mobile Data (Visa Signature)

No annual fee

VISA
1.7¢
per dollar on car rentals
No annual fee
Annual rewards$102
Net annual value$102
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26

Bilt Palladium Card

Cardless

1x Bilt Rewards on Car Rentals
1x × 2.0¢/pt = 1.7¢ per dollar

Why this card

  1. 1.$200/yr $400 Bilt Travel Hotel credit
  2. 2.Priority Pass Select Lounge Access
  3. 3.$20/yr Lyft Credits
  4. 4.MasterRental Coverage
  5. 5.Priority Pass Airport Lounge Access

$100 in credits offset the $495 fee

MASTERCARD
1.7¢
per dollar on car rentals
$495/yr($100 in credits)
Annual rewards$102
+ Credits$100
\u2212 Annual fee$495
Net annual value-$293
Bilt Blue Card
27

Bilt Blue Card

Cardless

1x Bilt Rewards on Car Rentals
1x × 2.0¢/pt = 1.7¢ per dollar

Why this card

  1. 1.MasterRental Coverage

No annual fee

MASTERCARD
1.7¢
per dollar on car rentals
No annual fee
Annual rewards$102
Net annual value$102
Capital One Quicksilver Cash Rewards Credit Card
28

Capital One Quicksilver Cash Rewards Credit Card

Capital One

1.5% cash back on Car Rentals

Why this card

  1. 1.Priority Pass Select Lounge Access
  2. 2.$36/yr Complimentary Uber One Membership (6 Months)
  3. 3.$20/yr Lyft Credits
  4. 4.24/7 Travel Assistance Services

No annual fee

MASTERCARD
1.3¢
per dollar on car rentals
No annual fee
Annual rewards$76.50
Net annual value$76.50
Citi Strata Credit Card
29

Citi Strata Credit Card

Citi

1x ThankYou Points on Car Rentals
1x × 1.5¢/pt = 1.3¢ per dollar

Why this card

  1. 1.Airport Lounge Access
  2. 2.$50/yr $300 Annual Travel Credit
  3. 3.$50/yr Global Entry or TSA PreCheck Credit

No annual fee

MASTERCARD
1.3¢
per dollar on car rentals
No annual fee
Annual rewards$76.50
Net annual value$76.50
Rakuten American Express Card
30

Rakuten American Express Card

First Electronic Bank

1% cash back on Car Rentals

Convertible Cash Back — 1.0–2.0¢/$

This card's 1% cash back can be redeemed as cash (1.0¢/$) or converted to Amex Membership Rewards (2.0¢/$) or Bilt Rewards (1.7¢/$).

Why this card

  1. 1.Cash back converts at 1.6¢ avg — 1.6× cash value

No annual fee

AMEX
Convertible
1.0–2.0¢
per dollar on car rentals
depending on redemption
No annual fee
Annual rewards$79.90
Net annual value$79.90