Compare card earning rates, fees and benefit qualifications.
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.
162 cards ranked by value per dollar · Rankings aren't paid placement · How we rank
Not car rentals?
Why this card
Why this card
Annual fee $795. Other listed credits: Exclusive Tables Dining Credit (up to $150/6mo); StubHub & viagogo Credit (up to $300/yr); Apple TV and Apple Music Subscriptions (up to $27/mo); DoorDash DashPass & Credits (up to $35/mo); Peloton Credits & Bonus Points (up to $10/mo). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Capital One
Why this card
Why this card
Eligible car rentals must be booked through aadvantagecars.com.
Why this card
Coverage is primary and provides reimbursement up to
Why this card
No annual fee
Capital One
Why this card
No annual fee
Why this card
No annual fee
Capital One
Why this card
Chase
Why this card
No annual fee. Other listed credits: DoorDash (up to $10/qtr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Why this card
Book eligible rental cars through Capital One Travel using this card; purchases outside the portal earn 1.5%.
No annual fee
Why this card
No annual fee
Why this card
No annual fee
Capital One
Why this card
U.S. Bank
Why this card
No annual fee. Other listed credits: $20 annual statement credit (up to $20/yr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Why this card
No annual fee
Why this card
American Express
Why this card
Annual fee $550. Other listed credits: $100 Waldorf Astoria and Conrad Credit (up to $100/stay). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Cardless
Why this card
BMO
Why this card
Covers damage, theft, and up to $500 in loss-of-use charges.
Annual fee $150. Other listed credits: Get the Trusted Traveler fee credit (up to $100/4yr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Bonus rate on first $3,000/quarterly, then base rate
U.S. Bank
Why this card
Annual fee $450. Other listed credits: Get to the gate faster (up to $120/4yr); Save at checkout (up to $25). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Cardless
Why this card
Annual fee $495. Other listed credits: $200 of Bilt Cash (up to $200/yr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Elan Financial
Why this card
Coverage type (primary vs secondary) varies by issuer.
No annual fee
Why this card
No annual fee
Synchrony
Why this card
No annual fee
TD Bank
Why this card
No annual fee
Why this card
Smartly Earning Bonus requires a U.S. Bank Smartly Savings account plus a qualifying balance in U.S. Bank Smartly Checking and/or Safe Debit account(s) Total 2.5% with qualifying balance of $10,000-$49,999.99 Total 3% with qualifying balance of $50,000-$99,999.99 Total 4% with qualifying balance of $100,000 or more Bonus applies to first $10,000 in eligible Net Purchases each billing cycle; spend above the cap earns the 2% base
No annual fee
Wells Fargo
Why this card
No annual fee
Why this card
Annual fee $595. Other listed credits: Up to $200 Annual Blacklane® Credit (up to $200/yr); Up to $200 Annual Splurge Credit℠ (up to $200/yr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Cardless
Why this card
No annual fee
For car rentals, our top pick is the Citi Strata Premier, which earns 10x ThankYou Points, worth about 17.0¢ per dollar at our 1.7¢ valuation when bought through the card's portal. It has a $95 annual fee. If you'd rather not pay a fee, the Citi Strata earns 5x ThankYou Points, worth about 8.5¢ per dollar at our 1.7¢ valuation when bought through the card's portal. The Capital One VentureOne Rewards and Capital One Venture Rewards both earn 5x Capital One Miles; the Capital One VentureOne Rewards comes out ahead after fees at your spend.
