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© Copyright 2026 CardRewards. All Rights Reserved.

About
  • Blog
  • Contact
Product
  • Documentation
Legal
  • Terms of Service
  • Privacy Policy
  • Cookie Policy
balance transfer

Here you can add a description about your company or product

© Copyright 2026 CardRewards. All Rights Reserved.

About
  • Blog
  • Contact
Product
  • Documentation
Legal
  • Terms of Service
  • Privacy Policy
  • Cookie Policy

Results from

$6,000

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Options

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No annual fee only?

Avoid Amex network?

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Resolved as:All Other
Concept: Balance Transfer
Cached
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1

Capital One Venture X Rewards Credit Card

Capital One

2x Venture Miles on All Other
2x × 1.9¢/pt = 3.7¢ per dollar

Why this card

    $315 in credits offset the $395 fee

    VISA
    3.7¢
    per dollar on all other
    $395/yr($315 in credits)
    Annual rewards$222
    + Credits$315
    \u2212 Annual fee$395
    Net annual value$142
    No image
    2

    The Platinum Card from American Express

    Amex

    1x Membership Rewards on All Other
    1x × 1.8¢/pt = 1.8¢ per dollar

    Why this card

      $1,422 in credits fully offsets the $895 fee

      AMEX
      1.8¢
      per dollar on all other
      $895/yr($1,422 in credits)
      Annual rewards$108
      + Credits$1,422
      \u2212 Annual fee$895
      Net annual value$635
      Citi Strata Elite℠ Card
      3

      Citi Strata Elite℠ Card

      Citi

      1.5x ThankYou Points on All Other
      1.5x × 1.5¢/pt = 2.3¢ per dollar

      Why this card

        $762.50 in credits fully offsets the $595 fee

        MASTERCARD
        2.3¢
        per dollar on all other
        $595/yr($762.50 in credits)
        Annual rewards$135
        + Credits$762.50
        \u2212 Annual fee$595
        Net annual value$302.50
        Bank of America® Unlimited Cash Rewards for Students
        4

        Bank of America® Unlimited Cash Rewards for Students

        Bank Of America

        2% cash back on All Other

        Why this card

        1. 1.$150/yr 0% Intro APR for 15 Billing Cycles

        No annual fee

        VISA
        2.0¢
        per dollar on all other
        No annual fee($8 in credits)
        Annual rewards$120
        + Credits$8
        Net annual value$128
        Capital One VentureOne Rewards Credit Card
        5

        Capital One VentureOne Rewards Credit Card

        Capital One

        1.25x Venture Miles on All Other
        1.25x × 1.9¢/pt = 2.3¢ per dollar

        Why this card

          No annual fee

          MASTERCARD
          2.3¢
          per dollar on all other
          No annual fee
          Annual rewards$138.75
          Net annual value$138.75
          Chase Sapphire Reserve
          6

          Chase Sapphire Reserve

          Chase

          1x Ultimate Rewards on All Other
          1x × 1.8¢/pt = 1.8¢ per dollar

          Why this card

            $968 in credits fully offsets the $795 fee

            VISA
            1.8¢
            per dollar on all other
            $795/yr($968 in credits)
            Annual rewards$108
            + Credits$968
            \u2212 Annual fee$795
            Net annual value$281
            Bilt Obsidian Card
            7

            Bilt Obsidian Card

            Cardless

            1x Bilt Rewards on All Other
            1x × 2.0¢/pt = 2.0¢ per dollar
            MASTERCARD
            2.0¢
            per dollar on all other
            $95/yr
            Annual rewards$120
            \u2212 Annual fee$95
            Net annual value$25
            Wells Fargo Active Cash Card
            8

            Wells Fargo Active Cash Card

            Wells Fargo

            2% cash back on All Other

            Why this card

              No annual fee

              VISA
              2.0¢
              per dollar on all other
              No annual fee($8 in credits)
              Annual rewards$120
              + Credits$8
              Net annual value$128
              No image
              9

              TD Double Up Credit Card

              Td Bank

              2% cash back on All Other

              Why this card

                No annual fee

                VISA
                2.0¢
                per dollar on all other
                No annual fee($8 in credits)
                Annual rewards$120
                + Credits$8
                Net annual value$128
                Fidelity Rewards Visa Signature Card
                10

                Fidelity Rewards Visa Signature Card

                Elan Financial

                2% cash back on All Other

                Why this card

                  No annual fee

                  VISA
                  2.0¢
                  per dollar on all other
                  No annual fee($8 in credits)
                  Annual rewards$120
                  + Credits$8
                  Net annual value$128
                  Navy Federal Flagship Rewards® Card
                  11

                  Navy Federal Flagship Rewards® Card

                  Navy Federal

                  2x Navy Federal Nrewards on All Other
                  2x × 1.0¢/pt = 2.0¢ per dollar

                  Why this card

                    No annual fee

                    VISA
                    2.0¢
                    per dollar on all other
                    No annual fee($8 in credits)
                    Annual rewards$120
                    + Credits$8
                    Net annual value$128
                    No image
                    12

                    Verizon Visa Card

                    Synchrony

                    2% cash back on All Other

                    Why this card

                      No annual fee

                      VISA
                      2.0¢
                      per dollar on all other
                      No annual fee($8 in credits)
                      Annual rewards$120
                      + Credits$8
                      Net annual value$128
                      U.S. Bank Smartly Visa Signature Card
                      13

                      U.S. Bank Smartly Visa Signature Card

                      Usbank

                      2% cash back on All Other

                      Why this card

                        No annual fee

                        VISA
                        2.0¢
                        per dollar on all other
                        No annual fee($8 in credits)
                        Annual rewards$120
                        + Credits$8
                        Net annual value$128
                        Synchrony Premier Mastercard
                        14

                        Synchrony Premier Mastercard

                        Synchrony

                        2% cash back on All Other

                        Why this card

                          No annual fee

                          MASTERCARD
                          2.0¢
                          per dollar on all other
                          No annual fee
                          Annual rewards$120
                          Net annual value$120
                          No image
                          15

                          One Key+ Card

                          Wells Fargo

                          2% cash back on All Other

                          Why this card

                            No annual fee

                            MASTERCARD
                            2.0¢
                            per dollar on all other
                            No annual fee
                            Annual rewards$120
                            Net annual value$120
                            Bank of America Unlimited Cash Rewards Credit Card
                            16

                            Bank of America Unlimited Cash Rewards Credit Card

                            Bank Of America

                            2% cash back on All Other

                            Why this card

                            1. 1.$40/yr 0% Intro APR for 15 Months
                            2. 2.$30/yr Balance Transfer Capability with Low Intro Fee

                            No annual fee

                            VISA
                            2.0¢
                            per dollar on all other
                            No annual fee($8 in credits)
                            Annual rewards$120
                            + Credits$8
                            Net annual value$128
                            Citi Double Cash Card
                            17

                            Citi Double Cash Card

                            Citi

                            2% cash back on All Other

                            Why this card

                            1. 1.$40/yr 0% Intro APR on Balance Transfers

                            No annual fee

                            MASTERCARD
                            2.0¢
                            per dollar on all other
                            No annual fee
                            Annual rewards$120
                            Net annual value$120
                            No image
                            18

                            SoFi Credit Card

                            Sofi

                            2% cash back on All Other

                            Why this card

                              No annual fee

                              MASTERCARD
                              2.0¢
                              per dollar on all other
                              No annual fee
                              Annual rewards$120
                              Net annual value$120
                              Bilt Blue Card
                              19

                              Bilt Blue Card

                              Cardless

                              1x Bilt Rewards on All Other
                              1x × 2.0¢/pt = 2.0¢ per dollar

                              Why this card

                                No annual fee

                                MASTERCARD
                                2.0¢
                                per dollar on all other
                                No annual fee
                                Annual rewards$120
                                Net annual value$120
                                No image
                                20

                                Jasper Cash Back Mastercard

                                Webbank

                                2% cash back on All Other

                                Why this card

                                  No annual fee

                                  MASTERCARD
                                  2.0¢
                                  per dollar on all other
                                  No annual fee
                                  Annual rewards$120
                                  Net annual value$120
                                  Rakuten American Express Card
                                  21

                                  Rakuten American Express Card

                                  First Electronic Bank

                                  1% cash back on All Other

                                  Convertible Cash Back — 1.0–2.0¢/$

                                  This card's 1% cash back can be redeemed as cash (1.0¢/$) or converted to Amex Membership Rewards (2.0¢/$) or Bilt Rewards (1.7¢/$).

                                  Why this card

                                  1. 1.Cash back converts at 1.6¢ avg — 1.6× cash value

                                  No annual fee

                                  AMEX
                                  Convertible
                                  1.0–2.0¢
                                  per dollar on all other
                                  depending on redemption
                                  No annual fee
                                  Annual rewards$94
                                  Net annual value$94
                                  Chase Sapphire Preferred Card
                                  22

                                  Chase Sapphire Preferred Card

                                  Chase

                                  1x Ultimate Rewards on All Other
                                  1x × 1.8¢/pt = 1.8¢ per dollar

                                  Why this card

                                    $93 in credits offset the $95 fee

                                    VISA
                                    1.8¢
                                    per dollar on all other
                                    $95/yr($93 in credits)
                                    Annual rewards$108
                                    + Credits$93
                                    \u2212 Annual fee$95
                                    Net annual value$106
                                    No image
                                    23

                                    Bilt Palladium Card

                                    Cardless

                                    1x Bilt Rewards on All Other
                                    1x × 2.0¢/pt = 2.0¢ per dollar

                                    Why this card

                                      $300 in credits offset the $495 fee

                                      MASTERCARD
                                      2.0¢
                                      per dollar on all other
                                      $495/yr($300 in credits)
                                      Annual rewards$120
                                      + Credits$300
                                      \u2212 Annual fee$495
                                      Net annual value-$75
                                      Capital One Quicksilver Student Cash Rewards Credit Card
                                      24

                                      Capital One Quicksilver Student Cash Rewards Credit Card

                                      Capital One

                                      1.5% cash back on All Other

                                      Why this card

                                        No annual fee

                                        MASTERCARD
                                        1.5¢
                                        per dollar on all other
                                        No annual fee($119.88 in credits)
                                        Annual rewards$90
                                        + Credits$119.88
                                        Net annual value$209.88
                                        Hilton Honors American Express Card
                                        25

                                        Hilton Honors American Express Card

                                        Amex

                                        3x Hilton Honors on All Other
                                        3x × 0.5¢/pt = 1.5¢ per dollar

                                        Why this card

                                          No annual fee

                                          AMEX
                                          1.5¢
                                          per dollar on all other
                                          No annual fee
                                          Annual rewards$90
                                          Net annual value$90
                                          Discover it® Miles
                                          26

                                          Discover it® Miles

                                          Discover

                                          1.5x Cashback on All Other
                                          1.5x × 1.0¢/pt = 1.5¢ per dollar

                                          Why this card

                                            No annual fee

                                            DISCOVER
                                            1.5¢
                                            per dollar on all other
                                            No annual fee
                                            Annual rewards$90
                                            Net annual value$90
                                            Chase Freedom Unlimited
                                            27

                                            Chase Freedom Unlimited

                                            Chase

                                            1.5% cash back on All Other

                                            Why this card

                                              No annual fee

                                              VISA
                                              1.5¢
                                              per dollar on all other
                                              No annual fee($30 in credits)
                                              Annual rewards$90
                                              + Credits$30
                                              Net annual value$120
                                              Upgrade Visa Card with Cash Rewards
                                              28

                                              Upgrade Visa Card with Cash Rewards

                                              Upgrade

                                              1.5% cash back on All Other

                                              Why this card

                                                No annual fee

                                                VISA
                                                1.5¢
                                                per dollar on all other
                                                No annual fee($8 in credits)
                                                Annual rewards$90
                                                + Credits$8
                                                Net annual value$98
                                                Citi Strata Credit Card
                                                29

                                                Citi Strata Credit Card

                                                Citi

                                                1x ThankYou Points on All Other
                                                1x × 1.5¢/pt = 1.5¢ per dollar

                                                Why this card

                                                  No annual fee

                                                  MASTERCARD
                                                  1.5¢
                                                  per dollar on all other
                                                  No annual fee($162.50 in credits)
                                                  Annual rewards$90
                                                  + Credits$162.50
                                                  Net annual value$252.50
                                                  No image
                                                  30

                                                  Firstcard Secured Credit Builder Card

                                                  Firstcard

                                                  1.5% cash back on All Other

                                                  Why this card

                                                    No annual fee

                                                    VISA
                                                    1.5¢
                                                    per dollar on all other
                                                    No annual fee
                                                    Annual rewards$90
                                                    Net annual value$90

                                                    Results from

                                                    $6,000

                                                    Scoring mode

                                                    Options

                                                    Point valuation

                                                    Booking

                                                    Rewards

                                                    Programs

                                                    Networks

                                                    Refine results

                                                    No annual fee only?

                                                    Avoid Amex network?

                                                    Already have a premium card?

                                                    Resolved as:All Other
                                                    Concept: Balance Transfer
                                                    Cached
                                                    75%
                                                    50 matches334ms
                                                    No image
                                                    1

                                                    Capital One Venture X Rewards Credit Card

                                                    Capital One

                                                    2x Venture Miles on All Other
                                                    2x × 1.9¢/pt = 3.7¢ per dollar

                                                    Why this card

                                                      $315 in credits offset the $395 fee

                                                      VISA
                                                      3.7¢
                                                      per dollar on all other
                                                      $395/yr($315 in credits)
                                                      Annual rewards$222
                                                      + Credits$315
                                                      \u2212 Annual fee$395
                                                      Net annual value$142
                                                      No image
                                                      2

                                                      The Platinum Card from American Express

                                                      Amex

                                                      1x Membership Rewards on All Other
                                                      1x × 1.8¢/pt = 1.8¢ per dollar

                                                      Why this card

                                                        $1,422 in credits fully offsets the $895 fee

                                                        AMEX
                                                        1.8¢
                                                        per dollar on all other
                                                        $895/yr($1,422 in credits)
                                                        Annual rewards$108
                                                        + Credits$1,422
                                                        \u2212 Annual fee$895
                                                        Net annual value$635
                                                        Citi Strata Elite℠ Card
                                                        3

                                                        Citi Strata Elite℠ Card

                                                        Citi

                                                        1.5x ThankYou Points on All Other
                                                        1.5x × 1.5¢/pt = 2.3¢ per dollar

                                                        Why this card

                                                          $762.50 in credits fully offsets the $595 fee

                                                          MASTERCARD
                                                          2.3¢
                                                          per dollar on all other
                                                          $595/yr($762.50 in credits)
                                                          Annual rewards$135
                                                          + Credits$762.50
                                                          \u2212 Annual fee$595
                                                          Net annual value$302.50
                                                          Bank of America® Unlimited Cash Rewards for Students
                                                          4

                                                          Bank of America® Unlimited Cash Rewards for Students

                                                          Bank Of America

                                                          2% cash back on All Other

                                                          Why this card

                                                          1. 1.$150/yr 0% Intro APR for 15 Billing Cycles

                                                          No annual fee

                                                          VISA
                                                          2.0¢
                                                          per dollar on all other
                                                          No annual fee($8 in credits)
                                                          Annual rewards$120
                                                          + Credits$8
                                                          Net annual value$128
                                                          Capital One VentureOne Rewards Credit Card
                                                          5

                                                          Capital One VentureOne Rewards Credit Card

                                                          Capital One

                                                          1.25x Venture Miles on All Other
                                                          1.25x × 1.9¢/pt = 2.3¢ per dollar

                                                          Why this card

                                                            No annual fee

                                                            MASTERCARD
                                                            2.3¢
                                                            per dollar on all other
                                                            No annual fee
                                                            Annual rewards$138.75
                                                            Net annual value$138.75
                                                            Chase Sapphire Reserve
                                                            6

                                                            Chase Sapphire Reserve

                                                            Chase

                                                            1x Ultimate Rewards on All Other
                                                            1x × 1.8¢/pt = 1.8¢ per dollar

                                                            Why this card

                                                              $968 in credits fully offsets the $795 fee

                                                              VISA
                                                              1.8¢
                                                              per dollar on all other
                                                              $795/yr($968 in credits)
                                                              Annual rewards$108
                                                              + Credits$968
                                                              \u2212 Annual fee$795
                                                              Net annual value$281
                                                              Bilt Obsidian Card
                                                              7

                                                              Bilt Obsidian Card

                                                              Cardless

                                                              1x Bilt Rewards on All Other
                                                              1x × 2.0¢/pt = 2.0¢ per dollar
                                                              MASTERCARD
                                                              2.0¢
                                                              per dollar on all other
                                                              $95/yr
                                                              Annual rewards$120
                                                              \u2212 Annual fee$95
                                                              Net annual value$25
                                                              Wells Fargo Active Cash Card
                                                              8

                                                              Wells Fargo Active Cash Card

                                                              Wells Fargo

                                                              2% cash back on All Other

                                                              Why this card

                                                                No annual fee

                                                                VISA
                                                                2.0¢
                                                                per dollar on all other
                                                                No annual fee($8 in credits)
                                                                Annual rewards$120
                                                                + Credits$8
                                                                Net annual value$128
                                                                No image
                                                                9

                                                                TD Double Up Credit Card

                                                                Td Bank

                                                                2% cash back on All Other

                                                                Why this card

                                                                  No annual fee

                                                                  VISA
                                                                  2.0¢
                                                                  per dollar on all other
                                                                  No annual fee($8 in credits)
                                                                  Annual rewards$120
                                                                  + Credits$8
                                                                  Net annual value$128
                                                                  Fidelity Rewards Visa Signature Card
                                                                  10

                                                                  Fidelity Rewards Visa Signature Card

                                                                  Elan Financial

                                                                  2% cash back on All Other

                                                                  Why this card

                                                                    No annual fee

                                                                    VISA
                                                                    2.0¢
                                                                    per dollar on all other
                                                                    No annual fee($8 in credits)
                                                                    Annual rewards$120
                                                                    + Credits$8
                                                                    Net annual value$128
                                                                    Navy Federal Flagship Rewards® Card
                                                                    11

                                                                    Navy Federal Flagship Rewards® Card

                                                                    Navy Federal

                                                                    2x Navy Federal Nrewards on All Other
                                                                    2x × 1.0¢/pt = 2.0¢ per dollar

                                                                    Why this card

                                                                      No annual fee

                                                                      VISA
                                                                      2.0¢
                                                                      per dollar on all other
                                                                      No annual fee($8 in credits)
                                                                      Annual rewards$120
                                                                      + Credits$8
                                                                      Net annual value$128
                                                                      No image
                                                                      12

                                                                      Verizon Visa Card

                                                                      Synchrony

                                                                      2% cash back on All Other

                                                                      Why this card

                                                                        No annual fee

                                                                        VISA
                                                                        2.0¢
                                                                        per dollar on all other
                                                                        No annual fee($8 in credits)
                                                                        Annual rewards$120
                                                                        + Credits$8
                                                                        Net annual value$128
                                                                        U.S. Bank Smartly Visa Signature Card
                                                                        13

                                                                        U.S. Bank Smartly Visa Signature Card

                                                                        Usbank

                                                                        2% cash back on All Other

                                                                        Why this card

                                                                          No annual fee

                                                                          VISA
                                                                          2.0¢
                                                                          per dollar on all other
                                                                          No annual fee($8 in credits)
                                                                          Annual rewards$120
                                                                          + Credits$8
                                                                          Net annual value$128
                                                                          Synchrony Premier Mastercard
                                                                          14

                                                                          Synchrony Premier Mastercard

                                                                          Synchrony

                                                                          2% cash back on All Other

                                                                          Why this card

                                                                            No annual fee

                                                                            MASTERCARD
                                                                            2.0¢
                                                                            per dollar on all other
                                                                            No annual fee
                                                                            Annual rewards$120
                                                                            Net annual value$120
                                                                            No image
                                                                            15

                                                                            One Key+ Card

                                                                            Wells Fargo

                                                                            2% cash back on All Other

                                                                            Why this card

                                                                              No annual fee

                                                                              MASTERCARD
                                                                              2.0¢
                                                                              per dollar on all other
                                                                              No annual fee
                                                                              Annual rewards$120
                                                                              Net annual value$120
                                                                              Bank of America Unlimited Cash Rewards Credit Card
                                                                              16

                                                                              Bank of America Unlimited Cash Rewards Credit Card

                                                                              Bank Of America

                                                                              2% cash back on All Other

                                                                              Why this card

                                                                              1. 1.$40/yr 0% Intro APR for 15 Months
                                                                              2. 2.$30/yr Balance Transfer Capability with Low Intro Fee

                                                                              No annual fee

                                                                              VISA
                                                                              2.0¢
                                                                              per dollar on all other
                                                                              No annual fee($8 in credits)
                                                                              Annual rewards$120
                                                                              + Credits$8
                                                                              Net annual value$128
                                                                              Citi Double Cash Card
                                                                              17

                                                                              Citi Double Cash Card

                                                                              Citi

                                                                              2% cash back on All Other

                                                                              Why this card

                                                                              1. 1.$40/yr 0% Intro APR on Balance Transfers

                                                                              No annual fee

                                                                              MASTERCARD
                                                                              2.0¢
                                                                              per dollar on all other
                                                                              No annual fee
                                                                              Annual rewards$120
                                                                              Net annual value$120
                                                                              No image
                                                                              18

                                                                              SoFi Credit Card

                                                                              Sofi

                                                                              2% cash back on All Other

                                                                              Why this card

                                                                                No annual fee

                                                                                MASTERCARD
                                                                                2.0¢
                                                                                per dollar on all other
                                                                                No annual fee
                                                                                Annual rewards$120
                                                                                Net annual value$120
                                                                                Bilt Blue Card
                                                                                19

                                                                                Bilt Blue Card

                                                                                Cardless

                                                                                1x Bilt Rewards on All Other
                                                                                1x × 2.0¢/pt = 2.0¢ per dollar

                                                                                Why this card

                                                                                  No annual fee

                                                                                  MASTERCARD
                                                                                  2.0¢
                                                                                  per dollar on all other
                                                                                  No annual fee
                                                                                  Annual rewards$120
                                                                                  Net annual value$120
                                                                                  No image
                                                                                  20

                                                                                  Jasper Cash Back Mastercard

                                                                                  Webbank

                                                                                  2% cash back on All Other

                                                                                  Why this card

                                                                                    No annual fee

                                                                                    MASTERCARD
                                                                                    2.0¢
                                                                                    per dollar on all other
                                                                                    No annual fee
                                                                                    Annual rewards$120
                                                                                    Net annual value$120
                                                                                    Rakuten American Express Card
                                                                                    21

                                                                                    Rakuten American Express Card

                                                                                    First Electronic Bank

                                                                                    1% cash back on All Other

                                                                                    Convertible Cash Back — 1.0–2.0¢/$

                                                                                    This card's 1% cash back can be redeemed as cash (1.0¢/$) or converted to Amex Membership Rewards (2.0¢/$) or Bilt Rewards (1.7¢/$).

                                                                                    Why this card

                                                                                    1. 1.Cash back converts at 1.6¢ avg — 1.6× cash value

                                                                                    No annual fee

                                                                                    AMEX
                                                                                    Convertible
                                                                                    1.0–2.0¢
                                                                                    per dollar on all other
                                                                                    depending on redemption
                                                                                    No annual fee
                                                                                    Annual rewards$94
                                                                                    Net annual value$94
                                                                                    Chase Sapphire Preferred Card
                                                                                    22

                                                                                    Chase Sapphire Preferred Card

                                                                                    Chase

                                                                                    1x Ultimate Rewards on All Other
                                                                                    1x × 1.8¢/pt = 1.8¢ per dollar

                                                                                    Why this card

                                                                                      $93 in credits offset the $95 fee

                                                                                      VISA
                                                                                      1.8¢
                                                                                      per dollar on all other
                                                                                      $95/yr($93 in credits)
                                                                                      Annual rewards$108
                                                                                      + Credits$93
                                                                                      \u2212 Annual fee$95
                                                                                      Net annual value$106
                                                                                      No image
                                                                                      23

                                                                                      Bilt Palladium Card

                                                                                      Cardless

                                                                                      1x Bilt Rewards on All Other
                                                                                      1x × 2.0¢/pt = 2.0¢ per dollar

                                                                                      Why this card

                                                                                        $300 in credits offset the $495 fee

                                                                                        MASTERCARD
                                                                                        2.0¢
                                                                                        per dollar on all other
                                                                                        $495/yr($300 in credits)
                                                                                        Annual rewards$120
                                                                                        + Credits$300
                                                                                        \u2212 Annual fee$495
                                                                                        Net annual value-$75
                                                                                        Capital One Quicksilver Student Cash Rewards Credit Card
                                                                                        24

                                                                                        Capital One Quicksilver Student Cash Rewards Credit Card

                                                                                        Capital One

                                                                                        1.5% cash back on All Other

                                                                                        Why this card

                                                                                          No annual fee

                                                                                          MASTERCARD
                                                                                          1.5¢
                                                                                          per dollar on all other
                                                                                          No annual fee($119.88 in credits)
                                                                                          Annual rewards$90
                                                                                          + Credits$119.88
                                                                                          Net annual value$209.88
                                                                                          Hilton Honors American Express Card
                                                                                          25

                                                                                          Hilton Honors American Express Card

                                                                                          Amex

                                                                                          3x Hilton Honors on All Other
                                                                                          3x × 0.5¢/pt = 1.5¢ per dollar

                                                                                          Why this card

                                                                                            No annual fee

                                                                                            AMEX
                                                                                            1.5¢
                                                                                            per dollar on all other
                                                                                            No annual fee
                                                                                            Annual rewards$90
                                                                                            Net annual value$90
                                                                                            Discover it® Miles
                                                                                            26

                                                                                            Discover it® Miles

                                                                                            Discover

                                                                                            1.5x Cashback on All Other
                                                                                            1.5x × 1.0¢/pt = 1.5¢ per dollar

                                                                                            Why this card

                                                                                              No annual fee

                                                                                              DISCOVER
                                                                                              1.5¢
                                                                                              per dollar on all other
                                                                                              No annual fee
                                                                                              Annual rewards$90
                                                                                              Net annual value$90
                                                                                              Chase Freedom Unlimited
                                                                                              27

                                                                                              Chase Freedom Unlimited

                                                                                              Chase

                                                                                              1.5% cash back on All Other

                                                                                              Why this card

                                                                                                No annual fee

                                                                                                VISA
                                                                                                1.5¢
                                                                                                per dollar on all other
                                                                                                No annual fee($30 in credits)
                                                                                                Annual rewards$90
                                                                                                + Credits$30
                                                                                                Net annual value$120
                                                                                                Upgrade Visa Card with Cash Rewards
                                                                                                28

                                                                                                Upgrade Visa Card with Cash Rewards

                                                                                                Upgrade

                                                                                                1.5% cash back on All Other

                                                                                                Why this card

                                                                                                  No annual fee

                                                                                                  VISA
                                                                                                  1.5¢
                                                                                                  per dollar on all other
                                                                                                  No annual fee($8 in credits)
                                                                                                  Annual rewards$90
                                                                                                  + Credits$8
                                                                                                  Net annual value$98
                                                                                                  Citi Strata Credit Card
                                                                                                  29

                                                                                                  Citi Strata Credit Card

                                                                                                  Citi

                                                                                                  1x ThankYou Points on All Other
                                                                                                  1x × 1.5¢/pt = 1.5¢ per dollar

                                                                                                  Why this card

                                                                                                    No annual fee

                                                                                                    MASTERCARD
                                                                                                    1.5¢
                                                                                                    per dollar on all other
                                                                                                    No annual fee($162.50 in credits)
                                                                                                    Annual rewards$90
                                                                                                    + Credits$162.50
                                                                                                    Net annual value$252.50
                                                                                                    No image
                                                                                                    30

                                                                                                    Firstcard Secured Credit Builder Card

                                                                                                    Firstcard

                                                                                                    1.5% cash back on All Other

                                                                                                    Why this card

                                                                                                      No annual fee

                                                                                                      VISA
                                                                                                      1.5¢
                                                                                                      per dollar on all other
                                                                                                      No annual fee
                                                                                                      Annual rewards$90
                                                                                                      Net annual value$90

                                                                                                      Results from

                                                                                                      $6,000

                                                                                                      Scoring mode

                                                                                                      Options

                                                                                                      Point valuation

                                                                                                      Booking

                                                                                                      Rewards

                                                                                                      Programs

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                                                                                                      No annual fee only?

                                                                                                      Avoid Amex network?

                                                                                                      Already have a premium card?

                                                                                                      Resolved as:All Other
                                                                                                      Concept: Balance Transfer
                                                                                                      Cached
                                                                                                      75%
                                                                                                      50 matches334ms
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                                                                                                      1

                                                                                                      Capital One Venture X Rewards Credit Card

                                                                                                      Capital One

                                                                                                      2x Venture Miles on All Other
                                                                                                      2x × 1.9¢/pt = 3.7¢ per dollar

                                                                                                      Why this card

                                                                                                        $315 in credits offset the $395 fee

                                                                                                        VISA
                                                                                                        3.7¢
                                                                                                        per dollar on all other
                                                                                                        $395/yr($315 in credits)
                                                                                                        Annual rewards$222
                                                                                                        + Credits$315
                                                                                                        \u2212 Annual fee$395
                                                                                                        Net annual value$142
                                                                                                        No image
                                                                                                        2

                                                                                                        The Platinum Card from American Express

                                                                                                        Amex

                                                                                                        1x Membership Rewards on All Other
                                                                                                        1x × 1.8¢/pt = 1.8¢ per dollar

                                                                                                        Why this card

                                                                                                          $1,422 in credits fully offsets the $895 fee

                                                                                                          AMEX
                                                                                                          1.8¢
                                                                                                          per dollar on all other
                                                                                                          $895/yr($1,422 in credits)
                                                                                                          Annual rewards$108
                                                                                                          + Credits$1,422
                                                                                                          \u2212 Annual fee$895
                                                                                                          Net annual value$635
                                                                                                          Citi Strata Elite℠ Card
                                                                                                          3

                                                                                                          Citi Strata Elite℠ Card

                                                                                                          Citi

                                                                                                          1.5x ThankYou Points on All Other
                                                                                                          1.5x × 1.5¢/pt = 2.3¢ per dollar

                                                                                                          Why this card

                                                                                                            $762.50 in credits fully offsets the $595 fee

                                                                                                            MASTERCARD
                                                                                                            2.3¢
                                                                                                            per dollar on all other
                                                                                                            $595/yr($762.50 in credits)
                                                                                                            Annual rewards$135
                                                                                                            + Credits$762.50
                                                                                                            \u2212 Annual fee$595
                                                                                                            Net annual value$302.50
                                                                                                            Bank of America® Unlimited Cash Rewards for Students
                                                                                                            4

                                                                                                            Bank of America® Unlimited Cash Rewards for Students

                                                                                                            Bank Of America

                                                                                                            2% cash back on All Other

                                                                                                            Why this card

                                                                                                            1. 1.$150/yr 0% Intro APR for 15 Billing Cycles

                                                                                                            No annual fee

                                                                                                            VISA
                                                                                                            2.0¢
                                                                                                            per dollar on all other
                                                                                                            No annual fee($8 in credits)
                                                                                                            Annual rewards$120
                                                                                                            + Credits$8
                                                                                                            Net annual value$128
                                                                                                            Capital One VentureOne Rewards Credit Card
                                                                                                            5

                                                                                                            Capital One VentureOne Rewards Credit Card

                                                                                                            Capital One

                                                                                                            1.25x Venture Miles on All Other
                                                                                                            1.25x × 1.9¢/pt = 2.3¢ per dollar

                                                                                                            Why this card

                                                                                                              No annual fee

                                                                                                              MASTERCARD
                                                                                                              2.3¢
                                                                                                              per dollar on all other
                                                                                                              No annual fee
                                                                                                              Annual rewards$138.75
                                                                                                              Net annual value$138.75
                                                                                                              Chase Sapphire Reserve
                                                                                                              6

                                                                                                              Chase Sapphire Reserve

                                                                                                              Chase

                                                                                                              1x Ultimate Rewards on All Other
                                                                                                              1x × 1.8¢/pt = 1.8¢ per dollar

                                                                                                              Why this card

                                                                                                                $968 in credits fully offsets the $795 fee

                                                                                                                VISA
                                                                                                                1.8¢
                                                                                                                per dollar on all other
                                                                                                                $795/yr($968 in credits)
                                                                                                                Annual rewards$108
                                                                                                                + Credits$968
                                                                                                                \u2212 Annual fee$795
                                                                                                                Net annual value$281
                                                                                                                Bilt Obsidian Card
                                                                                                                7

                                                                                                                Bilt Obsidian Card

                                                                                                                Cardless

                                                                                                                1x Bilt Rewards on All Other
                                                                                                                1x × 2.0¢/pt = 2.0¢ per dollar
                                                                                                                MASTERCARD
                                                                                                                2.0¢
                                                                                                                per dollar on all other
                                                                                                                $95/yr
                                                                                                                Annual rewards$120
                                                                                                                \u2212 Annual fee$95
                                                                                                                Net annual value$25
                                                                                                                Wells Fargo Active Cash Card
                                                                                                                8

                                                                                                                Wells Fargo Active Cash Card

                                                                                                                Wells Fargo

                                                                                                                2% cash back on All Other

                                                                                                                Why this card

                                                                                                                  No annual fee

                                                                                                                  VISA
                                                                                                                  2.0¢
                                                                                                                  per dollar on all other
                                                                                                                  No annual fee($8 in credits)
                                                                                                                  Annual rewards$120
                                                                                                                  + Credits$8
                                                                                                                  Net annual value$128
                                                                                                                  No image
                                                                                                                  9

                                                                                                                  TD Double Up Credit Card

                                                                                                                  Td Bank

                                                                                                                  2% cash back on All Other

                                                                                                                  Why this card

                                                                                                                    No annual fee

                                                                                                                    VISA
                                                                                                                    2.0¢
                                                                                                                    per dollar on all other
                                                                                                                    No annual fee($8 in credits)
                                                                                                                    Annual rewards$120
                                                                                                                    + Credits$8
                                                                                                                    Net annual value$128
                                                                                                                    Fidelity Rewards Visa Signature Card
                                                                                                                    10

                                                                                                                    Fidelity Rewards Visa Signature Card

                                                                                                                    Elan Financial

                                                                                                                    2% cash back on All Other

                                                                                                                    Why this card

                                                                                                                      No annual fee

                                                                                                                      VISA
                                                                                                                      2.0¢
                                                                                                                      per dollar on all other
                                                                                                                      No annual fee($8 in credits)
                                                                                                                      Annual rewards$120
                                                                                                                      + Credits$8
                                                                                                                      Net annual value$128
                                                                                                                      Navy Federal Flagship Rewards® Card
                                                                                                                      11

                                                                                                                      Navy Federal Flagship Rewards® Card

                                                                                                                      Navy Federal

                                                                                                                      2x Navy Federal Nrewards on All Other
                                                                                                                      2x × 1.0¢/pt = 2.0¢ per dollar

                                                                                                                      Why this card

                                                                                                                        No annual fee

                                                                                                                        VISA
                                                                                                                        2.0¢
                                                                                                                        per dollar on all other
                                                                                                                        No annual fee($8 in credits)
                                                                                                                        Annual rewards$120
                                                                                                                        + Credits$8
                                                                                                                        Net annual value$128
                                                                                                                        No image
                                                                                                                        12

                                                                                                                        Verizon Visa Card

                                                                                                                        Synchrony

                                                                                                                        2% cash back on All Other

                                                                                                                        Why this card

                                                                                                                          No annual fee

                                                                                                                          VISA
                                                                                                                          2.0¢
                                                                                                                          per dollar on all other
                                                                                                                          No annual fee($8 in credits)
                                                                                                                          Annual rewards$120
                                                                                                                          + Credits$8
                                                                                                                          Net annual value$128
                                                                                                                          U.S. Bank Smartly Visa Signature Card
                                                                                                                          13

                                                                                                                          U.S. Bank Smartly Visa Signature Card

                                                                                                                          Usbank

                                                                                                                          2% cash back on All Other

                                                                                                                          Why this card

                                                                                                                            No annual fee

                                                                                                                            VISA
                                                                                                                            2.0¢
                                                                                                                            per dollar on all other
                                                                                                                            No annual fee($8 in credits)
                                                                                                                            Annual rewards$120
                                                                                                                            + Credits$8
                                                                                                                            Net annual value$128
                                                                                                                            Synchrony Premier Mastercard
                                                                                                                            14

                                                                                                                            Synchrony Premier Mastercard

                                                                                                                            Synchrony

                                                                                                                            2% cash back on All Other

                                                                                                                            Why this card

                                                                                                                              No annual fee

                                                                                                                              MASTERCARD
                                                                                                                              2.0¢
                                                                                                                              per dollar on all other
                                                                                                                              No annual fee
                                                                                                                              Annual rewards$120
                                                                                                                              Net annual value$120
                                                                                                                              No image
                                                                                                                              15

                                                                                                                              One Key+ Card

                                                                                                                              Wells Fargo

                                                                                                                              2% cash back on All Other

                                                                                                                              Why this card

                                                                                                                                No annual fee

                                                                                                                                MASTERCARD
                                                                                                                                2.0¢
                                                                                                                                per dollar on all other
                                                                                                                                No annual fee
                                                                                                                                Annual rewards$120
                                                                                                                                Net annual value$120
                                                                                                                                Bank of America Unlimited Cash Rewards Credit Card
                                                                                                                                16

                                                                                                                                Bank of America Unlimited Cash Rewards Credit Card

                                                                                                                                Bank Of America

                                                                                                                                2% cash back on All Other

                                                                                                                                Why this card

                                                                                                                                1. 1.$40/yr 0% Intro APR for 15 Months
                                                                                                                                2. 2.$30/yr Balance Transfer Capability with Low Intro Fee

                                                                                                                                No annual fee

                                                                                                                                VISA
                                                                                                                                2.0¢
                                                                                                                                per dollar on all other
                                                                                                                                No annual fee($8 in credits)
                                                                                                                                Annual rewards$120
                                                                                                                                + Credits$8
                                                                                                                                Net annual value$128
                                                                                                                                Citi Double Cash Card
                                                                                                                                17

                                                                                                                                Citi Double Cash Card

                                                                                                                                Citi

                                                                                                                                2% cash back on All Other

                                                                                                                                Why this card

                                                                                                                                1. 1.$40/yr 0% Intro APR on Balance Transfers

                                                                                                                                No annual fee

                                                                                                                                MASTERCARD
                                                                                                                                2.0¢
                                                                                                                                per dollar on all other
                                                                                                                                No annual fee
                                                                                                                                Annual rewards$120
                                                                                                                                Net annual value$120
                                                                                                                                No image
                                                                                                                                18

                                                                                                                                SoFi Credit Card

                                                                                                                                Sofi

                                                                                                                                2% cash back on All Other

                                                                                                                                Why this card

                                                                                                                                  No annual fee

                                                                                                                                  MASTERCARD
                                                                                                                                  2.0¢
                                                                                                                                  per dollar on all other
                                                                                                                                  No annual fee
                                                                                                                                  Annual rewards$120
                                                                                                                                  Net annual value$120
                                                                                                                                  Bilt Blue Card
                                                                                                                                  19

                                                                                                                                  Bilt Blue Card

                                                                                                                                  Cardless

                                                                                                                                  1x Bilt Rewards on All Other
                                                                                                                                  1x × 2.0¢/pt = 2.0¢ per dollar

                                                                                                                                  Why this card

                                                                                                                                    No annual fee

                                                                                                                                    MASTERCARD
                                                                                                                                    2.0¢
                                                                                                                                    per dollar on all other
                                                                                                                                    No annual fee
                                                                                                                                    Annual rewards$120
                                                                                                                                    Net annual value$120
                                                                                                                                    No image
                                                                                                                                    20

                                                                                                                                    Jasper Cash Back Mastercard

                                                                                                                                    Webbank

                                                                                                                                    2% cash back on All Other

                                                                                                                                    Why this card

                                                                                                                                      No annual fee

                                                                                                                                      MASTERCARD
                                                                                                                                      2.0¢
                                                                                                                                      per dollar on all other
                                                                                                                                      No annual fee
                                                                                                                                      Annual rewards$120
                                                                                                                                      Net annual value$120
                                                                                                                                      Rakuten American Express Card
                                                                                                                                      21

                                                                                                                                      Rakuten American Express Card

                                                                                                                                      First Electronic Bank

                                                                                                                                      1% cash back on All Other

                                                                                                                                      Convertible Cash Back — 1.0–2.0¢/$

                                                                                                                                      This card's 1% cash back can be redeemed as cash (1.0¢/$) or converted to Amex Membership Rewards (2.0¢/$) or Bilt Rewards (1.7¢/$).

                                                                                                                                      Why this card

                                                                                                                                      1. 1.Cash back converts at 1.6¢ avg — 1.6× cash value

                                                                                                                                      No annual fee

                                                                                                                                      AMEX
                                                                                                                                      Convertible
                                                                                                                                      1.0–2.0¢
                                                                                                                                      per dollar on all other
                                                                                                                                      depending on redemption
                                                                                                                                      No annual fee
                                                                                                                                      Annual rewards$94
                                                                                                                                      Net annual value$94
                                                                                                                                      Chase Sapphire Preferred Card
                                                                                                                                      22

                                                                                                                                      Chase Sapphire Preferred Card

                                                                                                                                      Chase

                                                                                                                                      1x Ultimate Rewards on All Other
                                                                                                                                      1x × 1.8¢/pt = 1.8¢ per dollar

                                                                                                                                      Why this card

                                                                                                                                        $93 in credits offset the $95 fee

                                                                                                                                        VISA
                                                                                                                                        1.8¢
                                                                                                                                        per dollar on all other
                                                                                                                                        $95/yr($93 in credits)
                                                                                                                                        Annual rewards$108
                                                                                                                                        + Credits$93
                                                                                                                                        \u2212 Annual fee$95
                                                                                                                                        Net annual value$106
                                                                                                                                        No image
                                                                                                                                        23

                                                                                                                                        Bilt Palladium Card

                                                                                                                                        Cardless

                                                                                                                                        1x Bilt Rewards on All Other
                                                                                                                                        1x × 2.0¢/pt = 2.0¢ per dollar

                                                                                                                                        Why this card

                                                                                                                                          $300 in credits offset the $495 fee

                                                                                                                                          MASTERCARD
                                                                                                                                          2.0¢
                                                                                                                                          per dollar on all other
                                                                                                                                          $495/yr($300 in credits)
                                                                                                                                          Annual rewards$120
                                                                                                                                          + Credits$300
                                                                                                                                          \u2212 Annual fee$495
                                                                                                                                          Net annual value-$75
                                                                                                                                          Capital One Quicksilver Student Cash Rewards Credit Card
                                                                                                                                          24

                                                                                                                                          Capital One Quicksilver Student Cash Rewards Credit Card

                                                                                                                                          Capital One

                                                                                                                                          1.5% cash back on All Other

                                                                                                                                          Why this card

                                                                                                                                            No annual fee

                                                                                                                                            MASTERCARD
                                                                                                                                            1.5¢
                                                                                                                                            per dollar on all other
                                                                                                                                            No annual fee($119.88 in credits)
                                                                                                                                            Annual rewards$90
                                                                                                                                            + Credits$119.88
                                                                                                                                            Net annual value$209.88
                                                                                                                                            Hilton Honors American Express Card
                                                                                                                                            25

                                                                                                                                            Hilton Honors American Express Card

                                                                                                                                            Amex

                                                                                                                                            3x Hilton Honors on All Other
                                                                                                                                            3x × 0.5¢/pt = 1.5¢ per dollar

                                                                                                                                            Why this card

                                                                                                                                              No annual fee

                                                                                                                                              AMEX
                                                                                                                                              1.5¢
                                                                                                                                              per dollar on all other
                                                                                                                                              No annual fee
                                                                                                                                              Annual rewards$90
                                                                                                                                              Net annual value$90
                                                                                                                                              Discover it® Miles
                                                                                                                                              26

                                                                                                                                              Discover it® Miles

                                                                                                                                              Discover

                                                                                                                                              1.5x Cashback on All Other
                                                                                                                                              1.5x × 1.0¢/pt = 1.5¢ per dollar

                                                                                                                                              Why this card

                                                                                                                                                No annual fee

                                                                                                                                                DISCOVER
                                                                                                                                                1.5¢
                                                                                                                                                per dollar on all other
                                                                                                                                                No annual fee
                                                                                                                                                Annual rewards$90
                                                                                                                                                Net annual value$90
                                                                                                                                                Chase Freedom Unlimited
                                                                                                                                                27

                                                                                                                                                Chase Freedom Unlimited

                                                                                                                                                Chase

                                                                                                                                                1.5% cash back on All Other

                                                                                                                                                Why this card

                                                                                                                                                  No annual fee

                                                                                                                                                  VISA
                                                                                                                                                  1.5¢
                                                                                                                                                  per dollar on all other
                                                                                                                                                  No annual fee($30 in credits)
                                                                                                                                                  Annual rewards$90
                                                                                                                                                  + Credits$30
                                                                                                                                                  Net annual value$120
                                                                                                                                                  Upgrade Visa Card with Cash Rewards
                                                                                                                                                  28

                                                                                                                                                  Upgrade Visa Card with Cash Rewards

                                                                                                                                                  Upgrade

                                                                                                                                                  1.5% cash back on All Other

                                                                                                                                                  Why this card

                                                                                                                                                    No annual fee

                                                                                                                                                    VISA
                                                                                                                                                    1.5¢
                                                                                                                                                    per dollar on all other
                                                                                                                                                    No annual fee($8 in credits)
                                                                                                                                                    Annual rewards$90
                                                                                                                                                    + Credits$8
                                                                                                                                                    Net annual value$98
                                                                                                                                                    Citi Strata Credit Card
                                                                                                                                                    29

                                                                                                                                                    Citi Strata Credit Card

                                                                                                                                                    Citi

                                                                                                                                                    1x ThankYou Points on All Other
                                                                                                                                                    1x × 1.5¢/pt = 1.5¢ per dollar

                                                                                                                                                    Why this card

                                                                                                                                                      No annual fee

                                                                                                                                                      MASTERCARD
                                                                                                                                                      1.5¢
                                                                                                                                                      per dollar on all other
                                                                                                                                                      No annual fee($162.50 in credits)
                                                                                                                                                      Annual rewards$90
                                                                                                                                                      + Credits$162.50
                                                                                                                                                      Net annual value$252.50
                                                                                                                                                      No image
                                                                                                                                                      30

                                                                                                                                                      Firstcard Secured Credit Builder Card

                                                                                                                                                      Firstcard

                                                                                                                                                      1.5% cash back on All Other

                                                                                                                                                      Why this card

                                                                                                                                                        No annual fee

                                                                                                                                                        VISA
                                                                                                                                                        1.5¢
                                                                                                                                                        per dollar on all other
                                                                                                                                                        No annual fee
                                                                                                                                                        Annual rewards$90
                                                                                                                                                        Net annual value$90