CardRewardsEditorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: July 2026.
Compare 366 cards by benefits, earn rates, and fees
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Synchrony
Synchrony
Synchrony
Synchrony
Synchrony
Capital One
Capital One
Capital One
Lead Bank
Self
Citi
Wells Fargo
U.S. Bank
U.S. Bank
U.S. Bank
U.S. Bank
SoFi
SoFi
SoFi
SoFi
Compare 366 cards by benefits, earn rates, and fees
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Synchrony
Synchrony
Synchrony
Synchrony
Synchrony
Capital One
Capital One
Capital One
Lead Bank
Self
Citi
Wells Fargo
U.S. Bank
U.S. Bank
U.S. Bank
U.S. Bank
SoFi
SoFi
SoFi
SoFi
Compare 366 cards by benefits, earn rates, and fees
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Synchrony
Synchrony
Synchrony
Synchrony
Synchrony
Capital One
Capital One
Capital One
Lead Bank
Self
Citi
Wells Fargo
U.S. Bank
U.S. Bank
U.S. Bank
U.S. Bank
SoFi
SoFi
SoFi
SoFi