Annual Fee

Welcome Bonus

Base Earn Rate

Top Earn Categories

Network

Key Benefits

Pros

• +No annual fee makes it easy to keep long-term for status
• +Automatic Gold status for life of card (free Wi-Fi, late checkout)
• +60,000 point welcome bonus worth up to 8 free nights
• +5x points on Wyndham stays - solid for brand loyalists
• +10% discount when redeeming points for free nights

• +Automatic Platinum status for life of card (normally requires 15 nights or 25,000 points)
• +6x points at Wyndham hotels - strong earning for brand loyalists
• +6x points on gas stations - excellent for road trips
• +4x points on dining and groceries - solid everyday earning
• +45,000 point welcome bonus worth up to 6 free nights

Cons

• −Gold status benefits are basic compared to Platinum or Diamond
• −Anniversary bonus requires $15,000 annual spend (Plus card has no requirement)
• −Only 5x at Wyndham vs 8x with Plus card
• −Only 1x on non-bonus purchases
• −No premium travel protections or lounge access

• −Wyndham portfolio is primarily budget/midscale hotels
• −Points only valuable within Wyndham ecosystem (limited transfer options)
• −No lounge access or premium travel protections
• −Only 1x earning on non-bonus purchases
• −Platinum status benefits are modest (early check-in, car rental upgrades)

Annual Fee

Welcome Bonus

Base Earn Rate

Top Earn Categories

Network

Key Benefits

Pros

• +No annual fee makes it easy to keep long-term for status
• +Automatic Gold status for life of card (free Wi-Fi, late checkout)
• +60,000 point welcome bonus worth up to 8 free nights
• +5x points on Wyndham stays - solid for brand loyalists
• +10% discount when redeeming points for free nights

• +Automatic Platinum status for life of card (normally requires 15 nights or 25,000 points)
• +6x points at Wyndham hotels - strong earning for brand loyalists
• +6x points on gas stations - excellent for road trips
• +4x points on dining and groceries - solid everyday earning
• +45,000 point welcome bonus worth up to 6 free nights

Cons

• −Gold status benefits are basic compared to Platinum or Diamond
• −Anniversary bonus requires $15,000 annual spend (Plus card has no requirement)
• −Only 5x at Wyndham vs 8x with Plus card
• −Only 1x on non-bonus purchases
• −No premium travel protections or lounge access

• −Wyndham portfolio is primarily budget/midscale hotels
• −Points only valuable within Wyndham ecosystem (limited transfer options)
• −No lounge access or premium travel protections
• −Only 1x earning on non-bonus purchases
• −Platinum status benefits are modest (early check-in, car rental upgrades)

Annual Fee

Welcome Bonus

Base Earn Rate

Top Earn Categories

Network

Key Benefits

Pros

• +No annual fee makes it easy to keep long-term for status
• +Automatic Gold status for life of card (free Wi-Fi, late checkout)
• +60,000 point welcome bonus worth up to 8 free nights
• +5x points on Wyndham stays - solid for brand loyalists
• +10% discount when redeeming points for free nights

• +Automatic Platinum status for life of card (normally requires 15 nights or 25,000 points)
• +6x points at Wyndham hotels - strong earning for brand loyalists
• +6x points on gas stations - excellent for road trips
• +4x points on dining and groceries - solid everyday earning
• +45,000 point welcome bonus worth up to 6 free nights

Cons

• −Gold status benefits are basic compared to Platinum or Diamond
• −Anniversary bonus requires $15,000 annual spend (Plus card has no requirement)
• −Only 5x at Wyndham vs 8x with Plus card
• −Only 1x on non-bonus purchases
• −No premium travel protections or lounge access

• −Wyndham portfolio is primarily budget/midscale hotels
• −Points only valuable within Wyndham ecosystem (limited transfer options)
• −No lounge access or premium travel protections
• −Only 1x earning on non-bonus purchases
• −Platinum status benefits are modest (early check-in, car rental upgrades)