Citi Strata Credit Card vs U.S. Bank Altitude Connect Visa Signature Card

A detailed side-by-side comparison to help you choose the right card for your spending.

Citi Strata Credit Card

Citi

U.S. Bank Altitude Connect Visa Signature Card

U.S. Bank

Annual Fee

Welcome Bonus

30,000 Flex point

20,000 Flex point

Base Earn Rate

Top Earn Categories

5X Travel

5X Car Rentals Cititravelcom

5X Hotels Cititravelcom

5X Attractions Cititravelcom

5X Prepaid Car Rental

5X Prepaid Hotel

5X Car Rentals Us Bank

5X Hotels Us Bank

Network

MASTERCARD

VISA

Key Benefits

None

✓Lounge access

✓Global Entry credit

Pros

+No annual fee
+30,000 point welcome bonus
+5X points on travel booked via Citi Travel
+3X points on groceries, transit, gas, and Self-Select category
+Self-Select category flexibility (change quarterly)

+5X points on prepaid hotels/cars via U.S. Bank Travel Center
+4X points on travel and gas (up to $1,000/quarter on gas)
+2X points on dining, streaming, and groceries
+No annual fee
+No foreign transaction fees

Cons

−3% foreign transaction fee
−5X rate requires booking through Citi Travel portal
−Self-Select category can only change quarterly
−Lower transfer value compared to premium ThankYou cards

−5X rate requires booking through U.S. Bank portal
−$1,000 quarterly cap on 4X gas rewards
−Grocery/gas bonus excludes big-box stores and warehouse clubs
−Points expire after 12 months of no activity

Explore More

Citi Strata Credit Card — Full Review All Citi Cards

U.S. Bank Altitude Connect Visa Signature Card — Full Review All U.S. Bank Cards

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Citi Strata Credit Card vs U.S. Bank Altitude Connect Visa Signature Card

A detailed side-by-side comparison to help you choose the right card for your spending.