Capital One Savor Cash Rewards Credit Card vs DoorDash Rewards Mastercard®
Both cards cost $0/yr. The Capital One Savor Cash Rewards Credit Card leads on dining; the DoorDash Rewards Mastercard® on dining.
Card data as of November 13, 2026.
Capital One Savor Cash Rewards Credit CardCapital One · No annual fee
DoorDash Rewards Mastercard®Chase · No annual fee
Overview
- Annual fee
- Capital One Savor Cash Rewards Credit Card$0DoorDash Rewards Mastercard®$0
- Welcome offerCurrent public offer
- Capital One Savor Cash Rewards Credit Card$200 cash backDoorDash Rewards Mastercard®—
- Rewards
- Capital One Savor Cash Rewards Credit CardCash backDoorDash Rewards Mastercard®Cash back
- Foreign transaction fee
- Capital One Savor Cash Rewards Credit CardNoneDoorDash Rewards Mastercard®None
- Network
- Capital One Savor Cash Rewards Credit CardMastercard World EliteDoorDash Rewards Mastercard®Mastercard World Elite
Earn ratesPer $1 spent
- Dining
- Capital One Savor Cash Rewards Credit Card3%DoorDash Rewards Mastercard®3%
- Entertainment
- Capital One Savor Cash Rewards Credit Card3%HighestDoorDash Rewards Mastercard®1%
- Grocery Stores
- Capital One Savor Cash Rewards Credit Card3%HighestDoorDash Rewards Mastercard®2%
- Streaming
- Capital One Savor Cash Rewards Credit Card3%HighestDoorDash Rewards Mastercard®1%
- Everything else
- Capital One Savor Cash Rewards Credit Card1%DoorDash Rewards Mastercard®1%
Statement creditsAs the issuer states them · — means none on record
- Dining & delivery
- Capital One Savor Cash Rewards Credit Card—DoorDash Rewards Mastercard®
- Free DashPass for 1st year ($96 value) · $96 one-time
- $96 anniversary bonus
- 10% off 1 grocery order monthly · $15 monthly
Perks & access— means none on record
- Other perks
- Capital One Savor Cash Rewards Credit Card
- Capital One Dining
- Complimentary Concierge Service
DoorDash Rewards Mastercard®- 24/7 personal concierge at your service
- Curated experiences in 40+ destinations
- No foreign transaction fees worldwide
- Chase Offers
Protections & insuranceLimits where published · — means none on record
- Trip insurance
- Capital One Savor Cash Rewards Credit Card
- Travel accident insurance
DoorDash Rewards Mastercard®- Trip Cancellation and Interruption · up to $1,500
- Rental car
- Capital One Savor Cash Rewards Credit Card—DoorDash Rewards Mastercard®
- Auto Rental Coverage
- Purchase & returns
- Capital One Savor Cash Rewards Credit Card—DoorDash Rewards Mastercard®
- Purchase Protection · up to $500
- Extended warranty
- Capital One Savor Cash Rewards Credit Card
- Extended warranty
DoorDash Rewards Mastercard®- Extended Warranty Protection
- Cell phone
- Capital One Savor Cash Rewards Credit Card—DoorDash Rewards Mastercard®
- Up to $800 per claim
- Other protections
- Capital One Savor Cash Rewards Credit Card
- Credit monitoring
DoorDash Rewards Mastercard®- 24/7 fraud monitoring
Pros & cons
- Pros
- Capital One Savor Cash Rewards Credit Card
- No annual fee for a card with 3% back on dining and entertainment
- 3% cash back at restaurants on a card with no annual fee
- 3% on entertainment covers streaming, concerts, movies, and more
- 3% at grocery stores provides solid everyday value
- 8% back on Capital One Entertainment purchases is exceptional
DoorDash Rewards Mastercard®— - Cons
- Capital One Savor Cash Rewards Credit Card
- Only 1% cash back on purchases outside bonus categories
- No travel-specific benefits like lounge access or trip insurance
- Cash back only - no transfer partners for travel redemptions
- Grocery bonus typically excludes warehouse clubs like Costco
DoorDash Rewards Mastercard®—
Category-by-Category Winner
The Capital One Savor Cash Rewards Credit Card wins in 3 of 3 categories. The DoorDash Rewards Mastercard® leads in 0.
W
Entertainment
Capital One Savor Cash Rewards Credit Card earns 3X vs 1X
W
Grocery Stores
Capital One Savor Cash Rewards Credit Card earns 3X vs 2X
W
Streaming
Capital One Savor Cash Rewards Credit Card earns 3X vs 1X
Year One vs Ongoing Value
Modeled net value (bonus categories at unconditional rates, caps applied). Spend mix: dining 15%, groceries 15%, gas 10%, travel 10%, everything else 50%. Statement credits use the same recurring usable estimates as each card's detail page; first-year-only credits count in year one only. Welcome offers valued at each card's program rate shown on this page.
Close — depends on how much of the credits you use
| Scenario | Capital One Savor Cash Rewards Credit Card | DoorDash Rewards Mastercard® | Ongoing winner | Year-one winner |
|---|---|---|---|---|
| Light spender: $1,000/month | Rewards: $192 Credits (our usable estimate): $0 − Annual fee ($0) Ongoing: $192 Year one: $392 | Rewards: $174 Credits (our usable estimate): $163 − Annual fee ($0) Ongoing: $337 Year one: $428 | DoorDash Rewards Mastercard® | Close — depends on how much of the credits you use |
| Heavy spender: $4,000/month | Rewards: $768 Credits (our usable estimate): $0 − Annual fee ($0) Ongoing: $768 Year one: $968 | Rewards: $696 Credits (our usable estimate): $163 − Annual fee ($0) Ongoing: $859 Year one: $950 | DoorDash Rewards Mastercard® | Close — depends on how much of the credits you use |
The Bottom Line
Close — depends on how much of the credits you use
Frequently Asked Questions
- Which card earns more rewards, the Capital One Savor Cash Rewards Credit Card or DoorDash Rewards Mastercard®?
- Both cards earn 1X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
- What benefits does the Capital One Savor Cash Rewards Credit Card have that the DoorDash Rewards Mastercard® doesn't?
- The Capital One Savor Cash Rewards Credit Card focuses on earn rates, while the DoorDash Rewards Mastercard® offers cell phone protection.
- Should I get the Capital One Savor Cash Rewards Credit Card or the DoorDash Rewards Mastercard®?
- Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.
Related Comparisons
Prime Visa vs Capital One Savor Cash Rewards Credit CardBlue Cash Everyday Card from American Express vs Capital One Savor Cash Rewards Credit CardBlue Cash Preferred Card from American Express vs Capital One Savor Cash Rewards Credit CardAmerican Express Gold Card vs Capital One Savor Cash Rewards Credit Card
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.