Cons

• −Requires Bank of America relationship for best value (Preferred Rewards)
• −Points less flexible than cash back
• −Lower earn rate than category-specific cards
• −Higher credit requirement (Good/Excellent) than other student cards
• −Missing good grades reward that Discover offers

Cons

• −Requires Bank of America relationship for best value (Preferred Rewards)
• −Points less flexible than cash back
• −Lower earn rate than category-specific cards
• −Higher credit requirement (Good/Excellent) than other student cards
• −Missing good grades reward that Discover offers

Cons

• −Requires Bank of America relationship for best value (Preferred Rewards)
• −Points less flexible than cash back
• −Lower earn rate than category-specific cards
• −Higher credit requirement (Good/Excellent) than other student cards
• −Missing good grades reward that Discover offers