Which card earns more rewards, the Bank of America® Unlimited Cash Rewards for Students or Bank of America Travel Rewards Credit Card for Students?

The Bank of America Travel Rewards Credit Card for Students has a higher base earn rate (1.5X vs 0X), but both cards have different bonus categories where they excel.

Should I get the Bank of America® Unlimited Cash Rewards for Students or the Bank of America Travel Rewards Credit Card for Students?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Bank of America® Unlimited Cash Rewards for Students or Bank of America Travel Rewards Credit Card for Students?

The Bank of America Travel Rewards Credit Card for Students has a higher base earn rate (1.5X vs 0X), but both cards have different bonus categories where they excel.

Should I get the Bank of America® Unlimited Cash Rewards for Students or the Bank of America Travel Rewards Credit Card for Students?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Bank of America® Unlimited Cash Rewards for Students or Bank of America Travel Rewards Credit Card for Students?

The Bank of America Travel Rewards Credit Card for Students has a higher base earn rate (1.5X vs 0X), but both cards have different bonus categories where they excel.

Should I get the Bank of America® Unlimited Cash Rewards for Students or the Bank of America Travel Rewards Credit Card for Students?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

CardRewards

Editorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: May 2026.

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Bank of America® Unlimited Cash Rewards for Students vs Bank of America Travel Rewards Credit Card for Students

Both cards cost $0/yr. The Bank of America® Unlimited Cash Rewards for Students is better for everyday spending, while the Bank of America Travel Rewards Credit Card for Students wins on travel. Here's how they compare.

Bank of America® Unlimited Cash Rewards for Students

Bank of America

Bank of America Travel Rewards Credit Card for Students

Bank of America

Fees & Welcome Offer

Annual Fee

Welcome Bonus

—

25,000 Flex point

Earn Rates

Category	Bank of America® Unlimited Cash Rewards for Students	Bank of America Travel Rewards Credit Card for Students
Everything Else	1X

Category-by-Category Winner

The Bank of America Travel Rewards Credit Card for Students wins in 1 of 1 categories. The Bank of America® Unlimited Cash Rewards for Students leads in 0.

Everyday purchases

Bank of America Travel Rewards Credit Card for Students earns 1.5X on all other spending vs 1X

What You Give Up

Choosing one card means missing out on these benefits from the other.

Choosing Bank of America® Unlimited Cash Rewards for Students means losing:

-Purchase protection

Which Card Is Right for You?

Get the Bank of America Travel Rewards Credit Card for Students if you:

+Prefer a high flat rate across all spending

Frequently Asked Questions

Which card earns more rewards, the Bank of America® Unlimited Cash Rewards for Students or Bank of America Travel Rewards Credit Card for Students?: The Bank of America Travel Rewards Credit Card for Students has a higher base earn rate (1.5X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Bank of America® Unlimited Cash Rewards for Students or the Bank of America Travel Rewards Credit Card for Students?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

Bank of America® Unlimited Cash Rewards for Students — Full Review All Bank of America Cards

Bank of America Travel Rewards Credit Card for Students — Full Review All Bank of America Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Bank of America cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.

Bank of America® Unlimited Cash Rewards for Students vs Bank of America Travel Rewards Credit Card for Students

Bank of America® Unlimited Cash Rewards for Students

Bank of America

Bank of America Travel Rewards Credit Card for Students

Bank of America

Fees & Welcome Offer

Annual Fee

Welcome Bonus

—

25,000 Flex point

Earn Rates

Category	Bank of America® Unlimited Cash Rewards for Students	Bank of America Travel Rewards Credit Card for Students
Everything Else	1X

Category-by-Category Winner

The Bank of America Travel Rewards Credit Card for Students wins in 1 of 1 categories. The Bank of America® Unlimited Cash Rewards for Students leads in 0.

Everyday purchases

Bank of America Travel Rewards Credit Card for Students earns 1.5X on all other spending vs 1X

What You Give Up

Choosing one card means missing out on these benefits from the other.

Choosing Bank of America® Unlimited Cash Rewards for Students means losing:

-Purchase protection

Which Card Is Right for You?

Get the Bank of America Travel Rewards Credit Card for Students if you:

+Prefer a high flat rate across all spending

Frequently Asked Questions

Which card earns more rewards, the Bank of America® Unlimited Cash Rewards for Students or Bank of America Travel Rewards Credit Card for Students?: The Bank of America Travel Rewards Credit Card for Students has a higher base earn rate (1.5X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Bank of America® Unlimited Cash Rewards for Students or the Bank of America Travel Rewards Credit Card for Students?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

Bank of America® Unlimited Cash Rewards for Students — Full Review All Bank of America Cards

Bank of America Travel Rewards Credit Card for Students — Full Review All Bank of America Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Bank of America cards

Bank of America® Unlimited Cash Rewards for Students vs Bank of America Travel Rewards Credit Card for Students

Bank of America® Unlimited Cash Rewards for Students

Bank of America

Bank of America Travel Rewards Credit Card for Students

Bank of America

Fees & Welcome Offer

Annual Fee

Welcome Bonus

—

25,000 Flex point

Earn Rates

Category	Bank of America® Unlimited Cash Rewards for Students	Bank of America Travel Rewards Credit Card for Students
Everything Else	1X

Category-by-Category Winner

The Bank of America Travel Rewards Credit Card for Students wins in 1 of 1 categories. The Bank of America® Unlimited Cash Rewards for Students leads in 0.

Everyday purchases

Bank of America Travel Rewards Credit Card for Students earns 1.5X on all other spending vs 1X

What You Give Up

Choosing one card means missing out on these benefits from the other.

Choosing Bank of America® Unlimited Cash Rewards for Students means losing:

-Purchase protection

Which Card Is Right for You?

Get the Bank of America Travel Rewards Credit Card for Students if you:

+Prefer a high flat rate across all spending

Frequently Asked Questions

Which card earns more rewards, the Bank of America® Unlimited Cash Rewards for Students or Bank of America Travel Rewards Credit Card for Students?: The Bank of America Travel Rewards Credit Card for Students has a higher base earn rate (1.5X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Bank of America® Unlimited Cash Rewards for Students or the Bank of America Travel Rewards Credit Card for Students?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

Bank of America® Unlimited Cash Rewards for Students — Full Review All Bank of America Cards

Bank of America Travel Rewards Credit Card for Students — Full Review All Bank of America Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Bank of America cards

Pros & Cons

Pros

—

+25,000 point welcome bonus after $1,000 spend ($250 travel value)
+Flat 1.5 points per dollar on all purchases
+No foreign transaction fee (ideal for study abroad)
+No annual fee
+0% intro APR for 15 billing cycles on purchases and balance transfers

Cons

—

−Requires Bank of America relationship for best value (Preferred Rewards)
−Points less flexible than cash back
−Lower earn rate than category-specific cards
−Higher credit requirement (Good/Excellent) than other student cards
−Missing good grades reward that Discover offers

Pros & Cons

Pros

—

+25,000 point welcome bonus after $1,000 spend ($250 travel value)
+Flat 1.5 points per dollar on all purchases
+No foreign transaction fee (ideal for study abroad)
+No annual fee
+0% intro APR for 15 billing cycles on purchases and balance transfers

Cons

—

−Requires Bank of America relationship for best value (Preferred Rewards)
−Points less flexible than cash back
−Lower earn rate than category-specific cards
−Higher credit requirement (Good/Excellent) than other student cards
−Missing good grades reward that Discover offers

Pros & Cons

Pros

—

+25,000 point welcome bonus after $1,000 spend ($250 travel value)
+Flat 1.5 points per dollar on all purchases
+No foreign transaction fee (ideal for study abroad)
+No annual fee
+0% intro APR for 15 billing cycles on purchases and balance transfers

Cons

—

−Requires Bank of America relationship for best value (Preferred Rewards)
−Points less flexible than cash back
−Lower earn rate than category-specific cards
−Higher credit requirement (Good/Excellent) than other student cards
−Missing good grades reward that Discover offers

Bank of America® Unlimited Cash Rewards for Students vs Bank of America Travel Rewards Credit Card for Students

Bank of America® Unlimited Cash Rewards for Students

Bank of America Travel Rewards Credit Card for Students

Fees & Welcome Offer

Earn Rates

Category-by-Category Winner

What You Give Up

Which Card Is Right for You?

Frequently Asked Questions

Explore More

Bank of America® Unlimited Cash Rewards for Students vs Bank of America Travel Rewards Credit Card for Students

Bank of America® Unlimited Cash Rewards for Students

Bank of America Travel Rewards Credit Card for Students

Fees & Welcome Offer

Earn Rates

Category-by-Category Winner

What You Give Up

Which Card Is Right for You?

Frequently Asked Questions

Explore More

Bank of America® Unlimited Cash Rewards for Students vs Bank of America Travel Rewards Credit Card for Students

Bank of America® Unlimited Cash Rewards for Students

Bank of America Travel Rewards Credit Card for Students

Fees & Welcome Offer

Earn Rates

Category-by-Category Winner

What You Give Up

Which Card Is Right for You?

Frequently Asked Questions

Explore More

Benefits & Features

Pros & Cons

Benefits & Features

Pros & Cons

Benefits & Features

Pros & Cons