Best Credit Cards for Best Western in 2026
Cards ranked by effective value per dollar spent at Best Western.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Ranked by earn rate and redemption value, statement credits minus annual fees (weighted against a typical $30,000/year in total card spend), shopping portal bonuses when we recognize the merchant, matched benefits and promotional earn boosts. The ¢ per dollar column is the reward rate at Best Western. Order can differ from that column because ranking adds the adjustments above.
Top Pick
Citi Strata Premier Card
Citi
10x ThankYou Points on Hotels & Lodging booked through the required portal
10x × 1.7¢/pt = 17.0¢ per dollar
- +10x on Hotels & Lodging booked through the required portal — points worth 1.7¢ each
- +Est. $60/yr value — Annual Hotel Savings Benefit
- +60,000 points bonus (~$1,020 value)
MASTERCARDCore Rate
17.0¢
per dollar on hotels
$95/yr
Welcome: 60,000 points
Runner-Up
Chase Sapphire Reserve
Chase
8x Ultimate Rewards on Hotels & Lodging booked through the required portal
8x × 1.8¢/pt = 14.4¢ per dollar
- +8x on Hotels & Lodging booked through the required portal — points worth 1.8¢ each
- +Est. $240/yr value — Annual Travel Credit
- +Air Canada Maple Leaf Lounge Access
VISACore Rate
14.4¢
per dollar on hotels
$795/yr(est. $588/yr in usable credits)
Welcome: 100,000 points
Also Great
Capital One Venture X Rewards Credit Card
Capital One
10x Capital One Miles on Hotels & Lodging booked through the required portal
10x × 1.3¢/pt = 13.0¢ per dollar
Up to 13.5¢/$ via British Airways Club
- +10x on Hotels & Lodging booked through the required portal — points worth 1.3¢ each
- +Est. $240/yr value — $300 Annual Capital One Travel Credit
- +Capital One Lounge Access
VISACore Rate
13.0¢
per dollar on hotels
$395/yr
Welcome: 75,000 miles
Compare the Top Picks
Quick Comparison
Side-by-side view of the ranked picks.
| Card | Hotels Rate | Effective Value | Annual Fee | Est. Fee Offset | Network |
|---|---|---|---|---|---|
| Citi Strata Premier CardCiti | 10x ThankYou Points | 17.0¢/$ | $95 | — | mastercard |
| Chase Sapphire ReserveChase | 8x Ultimate Rewards | 14.4¢/$ | $795 | $588 | visa |
| Capital One Venture X Rewards Credit CardCapital One | 10x Capital One Miles | 13.0¢/$ | $395 | — | visa |
| Citi / AAdvantage Executive World Legend MastercardCiti | 12x AAdvantage | 12.0¢/$ | $695 | — | mastercard |
| Chase Sapphire Preferred CardChase | 5x Ultimate Rewards | 9.0¢/$ | $95 | — | visa |
| Citi Strata Credit CardCiti | 5x ThankYou Points | 8.5¢/$ | $0 | — | mastercard |
| The Platinum Card from American ExpressAmerican Express | 5x Membership Rewards | 7.5¢/$ | $895 | $632.50 | amex |
| Wells Fargo Autograph Journey Visa Credit CardWells Fargo | 5x Wells Fargo Rewards | 7.3¢/$ | $95 | — | visa |
| Capital One VentureOne Rewards Credit CardCapital One | 5x Capital One Miles | 6.5¢/$ | $0 | — | mastercard |
| American Express Gold CardAmerican Express | 5x Membership Rewards | 7.5¢/$ | $325 | $152 | amex |
More Options
#4Citi / AAdvantage Executive World Legend Mastercard$695/yr
12.0¢/$
#5Chase Sapphire Preferred Card$95/yr
9.0¢/$
#6Citi Strata Credit CardNo fee
8.5¢/$
#7The Platinum Card from American Express$895/yr
7.5¢/$
#8Wells Fargo Autograph Journey Visa Credit Card$95/yr
7.3¢/$
#9Capital One VentureOne Rewards Credit CardNo fee
6.5¢/$
#10American Express Gold Card$325/yr
7.5¢/$
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Open in full search with filters →Brand-specific picks
→Visit the dedicated brand pageEditorial picks, portal stacking, co-brand awarenessGuides for this category
- Card StrategyMonthly versus annual card credits: build a calendar that follows the termsMonthly, half-year, quarterly, anniversary-year, and four-year credits each reset on their own clock. Build a benefit calendar that follows the actual terms.
- TravelHow to choose a travel credit card around the trips you takeStart from the trips you will take in the next twelve months. How to value bags, lounges, protections, and fees in dollars before picking a travel card.
- Card StrategyDining card rewards: restaurants, delivery apps, and statement creditsDining rewards, merchant credits, and delivery perks follow separate rules. How to tell what a meal earns and whether a credit lowers what you spend.
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