Best Credit Cards for Avenue Online in 2026

Cards ranked by effective value per dollar spent at Avenue Online.

Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank

Ranked by earn rate and redemption value, statement credits minus annual fees (weighted against a typical $30,000/year in total card spend), shopping portal bonuses when we recognize the merchant, matched benefits and promotional earn boosts. The ¢ per dollar column is the reward rate at Saks Fifth Avenue. Order can differ from that column because ranking adds the adjustments above.

Top Pick

SaksFirst World Elite Mastercard®

Comenity

2x points on Saks Fifth Avenue

+2x on saks fifth avenue. Up to 4 points per $1 at Saks after $2,500 in calendar-year Saks spend (Elite), up to 6 after $10,000 (Platinum and Diamond)
+No annual fee

MASTERCARDCore Rate

2.0¢

per dollar on saks fifth avenue

No annual fee

Runner-Up

Bilt Palladium Card

Cardless

2x Bilt Rewards on everything

2x × 2.0¢/pt = 4.0¢ per dollar

+2x on everything — points worth 2.0¢ each
+Annual fee $495. Other listed credits: $200 of Bilt Cash (up to $200/yr); $400 Bilt Travel Hotel credit (up to $400). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
+50,000 points bonus (~$1,000 value)

MASTERCARD

4.0¢

per dollar on saks fifth avenue

$495/yr

Welcome: 50,000 points

Also Great

Capital One Venture Rewards Credit Card

Capital One

2x Capital One Miles on everything

2x × 1.3¢/pt = 2.6¢ per dollar

Up to 2.7¢/$ via British Airways Club

+2x on everything — points worth 1.3¢ each
+Annual fee $95. Other listed credits: Global Entry or TSA PreCheck Credit (up to $120/4yr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
+75,000 miles bonus (~$975 value)

MASTERCARD

2.6¢

per dollar on saks fifth avenue

$95/yr

Welcome: 75,000 miles

Compare the Top Picks

SaksFirst World Elite Mastercard® vs Bilt Palladium Card·SaksFirst World Elite Mastercard® vs Capital One Venture Rewards Credit Card·Bilt Palladium Card vs Capital One Venture Rewards Credit Card

Quick Comparison

Side-by-side view of the ranked picks.

Ranked by estimated net annual value: the earn rate on your spending minus the card's annual fee. No fee offset was computed for this ranking.
Card	Applicable Rate	Effective Value	Annual Fee	Network
SaksFirst World Elite Mastercard®Comenity	2x points Saks Fifth Avenue	2.0¢/$	$0	mastercard
Bilt Palladium CardCardless	2x Bilt Rewards All Other	4.0¢/$	$495	mastercard
Capital One Venture Rewards Credit CardCapital One	2x Capital One Miles All Other	2.6¢/$	$95	mastercard
Fidelity Rewards Visa Signature CardElan Financial	2% cash back All Other	2.0¢/$	$0	visa
Citi Double Cash CardCiti	2% cash back All Other	2.0¢/$	$0	mastercard
Capital One Venture X Rewards Credit CardCapital One	2x Capital One Miles All Other	2.6¢/$	$395	visa
SoFi Unlimited 2%SoFi	2% cash back All Other	2.0¢/$	$0	mastercard
Synchrony Premier World Mastercard®Synchrony	2% cash back All Other	2.0¢/$	$0	mastercard
TD Double Up Credit CardTD Bank	2% cash back All Other	2.0¢/$	$0	visa
U.S. Bank Smartly Visa Signature CardU.S. Bank	2% cash back All Other	2.0¢/$	$0	visa