United Gateway Card

United Gateway Card General Travel

No annual fee. 2 general travel benefits, with what each is worth and the limits that apply.

Annual fee
No fee
Estimated value
$60/yr
Benefits
2

Earn 2 Checked Bag Certificates After $10K Spend

Included

Get two first standard checked bag certificates a year (limit two) when you spend $10,000 in a calendar year.

Pro Tips

  1. 1Each certificate expires 12 months after issue - use them or lose them
  2. 2Certificates are for standard checked bags only (not oversized/overweight)
  3. 3Perfect for travelers who only fly 1-2 times per year

Value Analysis

Estimated Value
$60

No Foreign Transaction Fees

Discount

Skip the 3% foreign transaction fee on international purchases. Save $150 on every $5,000 spent abroad.

Pro Tips

  1. 1Save 3% on all international spending compared to cards that charge foreign transaction fees
  2. 2On $5,000 in international spend, you save $150 in fees
  3. 3Works for online purchases from foreign websites, not just in-person transactions

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.