United Club Card

United Club Card General Travel

$695/yr annual fee. 5 general travel benefits, with what each is worth and the limits that apply.

Annual fee
$695/yr
Estimated value
$208/yr
Benefits
5

Global Entry or TSA PreCheck Credit

Credit

Get reimbursed for Global Entry, TSA PreCheck, or NEXUS application fees with automatic statement credits every 4 years.

Pro Tips

  1. 1Choose Global Entry over TSA PreCheck - it costs $120 but includes TSA PreCheck plus expedited customs
  2. 2Credit renews every 4 years, covering renewals as well as initial applications
  3. 3Global Entry gives you access to TSA PreCheck lanes plus faster customs clearance

Value Analysis

Estimated Value
$25

No Foreign Transaction Fees

3% off

Save 3% on every purchase abroad. No fees when using your card internationally or for foreign currency transactions.

Pro Tips

  1. 1This makes the card excellent for international travel
  2. 2Works for both in-person and online purchases in foreign currencies
  3. 3Combine with 4x earning on United flights for strong value on international travel

Premier Access Travel Services

Included

Premier Access at United hubs with priority check-in, security lanes, Group 2 boarding, and priority baggage handling.

Pro Tips

  1. 1Premier Access security lanes can save 15-30 minutes during peak travel times
  2. 2Group 2 boarding ensures overhead bin space on full flights
  3. 3Priority baggage handling often means your bags arrive first at baggage claim
  4. 4Most valuable at busy United hubs like Newark, Chicago, Denver, and San Francisco

Earn up to 20,000-miles in award flight discounts each year

Included

Earn a 10,000-mile discount after spending $20,000 each calendar year with your United ClubSM Card — up to two times per calendar year.

Value Analysis

Estimated Value
$120

Free First and Second Checked Bags

Included

Free first and second checked bags for you plus one companion. Save up to $440 per round-trip on United flights.

Pro Tips

  1. 1Covers both first AND second bags for both travelers - rare among airline cards
  2. 2Works on all United flights, domestic and international
  3. 3Companion must be on same reservation to receive benefit
  4. 4Total savings: $35 + $45 = $80 per person per flight, or $160 round-trip for cardholder

Value Analysis

Face Value
$70
Estimated Value
$63

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.