IHG One Rewards Premier Credit Card

IHG One Rewards Premier Credit Card General Travel

$150/yr annual fee. 3 general travel benefits, with what each is worth and the limits that apply.

Annual fee
$150/yr
Estimated value
$232/yr
Benefits
3

Global Entry, TSA PreCheck or NEXUS Statement Credit

$120/every_4_years

Up to $120 statement credit every 4 years for Global Entry, TSA PreCheck, or NEXUS application fees

Value Analysis

Face Value
$30
Estimated Value
$30

Fourth Night Free on Award Stays

Bonus earning

Get the fourth night free when redeeming points for 4+ consecutive nights, saving 25% on award stays

Value Analysis

Estimated Value
$10

Anniversary Free Night Award (Up to 50,000 Points)

50000x points

Each year, one free standard room night is issued on your account anniversary and must be both booked and used within 12 months. Redemptions are capped at properties pricing at 50,000 points or less, though you can top off with your own points for higher-priced hotels. Resort fees, parking, and other incidentals still apply. The certificate cannot be transferred, extended, or refunded, and standard hotel cancellation penalties apply.

Pro Tips

  1. 1Use the certificate at properties with high cash rates to maximize value, especially hotels priced near or above the 50,000-point threshold.
  2. 2Adding points can unlock pricier stays that deliver strong returns relative to the annual fee.
  3. 3Do not overlook local or short stays.
  4. 4Redeeming for a one-night stay during busy weekends or events in expensive cities can replace an otherwise costly cash booking and preserve points for longer trips.

Value Analysis

Face Value
$50,000
Estimated Value
$192

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.