Chase Sapphire Reserve General Travel

You receive automatic statement credits on qualifying travel purchases, capped at $300 per cardmember year based on your account anniversary. Credits apply only if available when the charge posts, not when you make the purchase, so late-posting expenses can count against the next year’s allotment. Returned or canceled purchases can trigger credit reversals, and credits may be clawed back if you close the account within 90 days. Purchases that receive the credit do not earn points.

Pro Tips

1. 1Book refundable travel in December to trigger the credit, then cancel in January to double-dip across calendar years
2. 2Credits apply to a wide category including tolls, parking, ride-sharing, and public transit—not just flights and hotels
3. 3Authorized users' travel purchases also count toward the $300 limit

Value Analysis

Face Value

$300

Estimated Value

$240

Access 24/7 travel assistance for legal and medical referrals, emergency arrangements, lost passport help, and translation services when traveling.

Pro Tips

1. 1Travel assistance can help rebook flights during irregular operations faster than airline customer service
2. 2Use the service to locate English-speaking doctors or legal help when traveling internationally
3. 3Pre-trip planning assistance includes visa requirements, vaccination information, and embassy locations

Value Analysis

Estimated Value

$10

Up to $1,000,000 coverage for accidental death or dismemberment while traveling on flights, trains, buses, and cruises paid with your card.

Pro Tips

1. 1Coverage extends to spouse and dependent children traveling with you, even if their tickets weren't purchased with the card
2. 2Common carrier includes planes, trains, buses, and cruises—not just flights
3. 3Keep travel documentation and card statements to help beneficiaries file claims if needed

Save 3% on every purchase abroad or from foreign merchants with no foreign transaction fees

Pro Tips

1. 1Always choose to pay in the local currency when given the option—dynamic currency conversion adds hidden fees even though the card has no FTF
2. 2Use the card for online purchases from foreign websites to avoid fees even when not traveling
3. 3Combine with 8x earning on Chase Travel bookings or 4x on direct flights/hotels for maximum international travel value

Emergency roadside assistance for towing, battery, tire, lockout, and fuel delivery with up to $50 reimbursement per incident four times annually.

Value Analysis

Estimated Value

$10

Complimentary personalized travel planning builds custom itineraries with hidden gems and unique experiences worth $300 per trip.

Value Analysis

Estimated Value

$10

Automatic reimbursement for Global Entry, TSA PreCheck, or NEXUS every 4 years

Pro Tips

1. 1Choose Global Entry over TSA PreCheck—it costs $120 (vs $78) but includes TSA PreCheck plus expedited customs clearance
2. 2Credit renews every 4 years with your membership, not just for initial applications
3. 3Authorized users get their own $120 credit, so family members can each apply

Value Analysis

Face Value

$30

Estimated Value

$25