Amtrak Guest Rewards® Mastercard®

Amtrak Guest Rewards® Mastercard® General Travel

No annual fee. 3 general travel benefits, with what each is worth and the limits that apply.

Annual fee
No fee
Estimated value
$55/yr
Benefits
3

10% Onboard Food & Beverage Rebate

Included

Get a 10% statement credit rebate on all food and beverage purchases made onboard Amtrak trains.

Value Analysis

Estimated Value
$30

5% Points Redemption Rebate

Included

Redeem points for Amtrak travel and get 5% of the points credited back to your balance automatically.

Value Analysis

Estimated Value
$25

No Foreign Transaction Fees

Discount

Use your card internationally with no foreign transaction fees on purchases made outside the U.S.

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.