United Quest Card

United Quest Card Online Shopping

$350/yr annual fee. 2 online shopping benefits, with what each is worth and the limits that apply.

Annual fee
$350/yr
Estimated value
$111/yr
Benefits
2

Up to $180 in Instacart credits

$15/mo

Receive one $10 Instacart credit and one $5 Instacart credit monthly, up to $180 total each calendar year, for purchases made directly through

Pro Tips

  1. 1Set a recurring reminder each month to ensure you use your monthly credit before it resets.

Value Analysis

Face Value
$180
Estimated Value
$108

Instacart+ Membership

Credit

Activate with your United Quest Card to get three months of Instacart+ free. After that the membership auto-renews at 50% of the then-current annual rate (currently $99/year) through 12/31/27, billed to your card unless you cancel. An existing Instacart+ membership is paused for the complimentary term and resumes afterward.

Pro Tips

  1. 1Activation is required — the membership is not applied automatically.
  2. 2You must pay the membership with this card to keep the 50% promotional rate.
  3. 3After 12/31/27 the rate reverts to the full annual price, so set a reminder.

Value Analysis

Estimated Value
$3

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.