Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Online Shopping perks across top credit cards, ranked by estimated value.
| # | Card | Benefit | Value | Annual Fee |
|---|---|---|---|---|
| 1 | United Quest Card | Up to $180 in Instacart credits | $108/yr | $350/yr |
| 2 |
| Chase Sapphire Reserve |
| $250 Shops at Chase credit |
| $100/yr |
| $795/yr |
| 3 | Bass Pro Shops® CLUB Card | Instacart+ Membership and Monthly Discount | $72/yr | No fee |
| 4 | United Explorer Card | Up to $120 in Instacart credits | $72/yr | $150/yr |
| 5 | Chase Freedom Flex | Instacart+ Savings | $30/yr | No fee |
| 6 | Citi Strata Premier Card | Instacart+ Savings | $30/yr | $95/yr |
| 7 | GM Business™ Mastercard® | Instacart+ Savings | $30/yr | No fee |
| 8 | GM Rewards™ Mastercard® | Instacart+ Savings | $30/yr | No fee |
| 9 | Hawaiian Airlines® World Elite Business Mastercard® | Instacart+ Savings | $30/yr | $99/yr |
| 10 | MGM Rewards Iconic World Elite Mastercard® | Instacart+ Savings | $30/yr | $249/yr |
| 11 | MGM Rewards World Elite Mastercard® | Instacart+ Savings | $30/yr | No fee |
| 12 | Miles & More® World Elite Mastercard® | Instacart+ Savings | $30/yr | $89/yr |
| 13 | Edward Jones® Everyday Solutions Business World Elite Mastercard® | Instacart+ Savings | $30/yr | No fee |
| 14 | United Gateway Card | Instacart+ Membership & Credit | $20/yr | No fee |
| 15 | The Platinum Card from American Express | Amex Offers | $10/yr | $895/yr |
| 16 | AllModern Mastercard | Free Shipping on Eligible Purchases | $10/yr | No fee |
| 17 | Blue Business Cash Card from American Express | Amex Offers | $10/yr | No fee |
| 18 | Blue Business Plus Credit Card from American Express | Amex Offers | $10/yr | No fee |
| 19 | Blue Cash Everyday Card from American Express | Amex Offers | $10/yr | No fee |
| 20 | Blue Cash Preferred Card from American Express | Amex Offers | $10/yr | $95/yr |
| 21 | Birch Lane Mastercard | Free Shipping on Eligible Purchases | $10/yr | No fee |
| 22 | The Business Platinum Card from American Express | Amex Offers | $10/yr | $895/yr |
| 23 | Hilton Honors American Express Card | Amex Offers | $10/yr | No fee |
| 24 | Marriott Bonvoy Bevy American Express Card | Amex Offers | $10/yr | $250/yr |
| 25 | Marriott Bonvoy Brilliant American Express Card | Amex Offers | $10/yr | $650/yr |
| 26 | Marriott Bonvoy Business American Express Card | Amex Offers | $10/yr | $125/yr |
| 27 | Target Circle Card | Extended Return Window | $5/yr | No fee |
| 28 | American Express Business Gold Card | Amex Offers | Included | $375/yr |
| 29 | American Express Gold Card | Amex Offers | Included | $325/yr |
| 30 | Delta SkyMiles Platinum Business American Express Card | Amex Offers | Included | $350/yr |
| 31 | Delta SkyMiles Blue American Express Card | Amex Offers | Included | No fee |
| 32 | Delta SkyMiles Gold American Express Card | Amex Offers | Included | $150/yr |
| 33 | Delta SkyMiles Gold Business American Express Card | Amex Offers | Included | $150/yr |
| 34 | Delta SkyMiles Platinum American Express Card | Amex Offers | Included | $350/yr |
| 35 | Delta SkyMiles Reserve American Express Card | Amex Offers | Included | $650/yr |
| 36 | Delta SkyMiles Reserve Business American Express Card | Amex Offers | Included | $650/yr |
| 37 | Hilton Honors American Express Aspire Card | Amex Offers | Included | $550/yr |
| 38 | Hilton Honors American Express Surpass Card | Amex Offers | Included | $150/yr |
| 39 | The Hilton Honors American Express Business Card | Amex Offers | Included | $195/yr |
| 40 | Disney Visa Card | 10% Off Disney Merchandise & Dining | $5/yr | No fee |
| 41 | Disney Premier Visa Card | 10% Off Disney Parks & Cruise Merchandise | $50/yr | $49/yr |
