Birch Lane Mastercard

Birch Lane Mastercard Department Stores

No annual fee. One department stores benefit, with what each is worth and the limits that apply.

Annual fee
No fee
Estimated value
$36/yr
Benefit
1

$40 Off First Order

$40/one_time

Get $40 off your qualifying first Birch Lane order of $250+ when you open a new account. Cannot combine with financing or other discounts.

Pro Tips

  1. 1Make sure your first order is at least $250 before tax and shipping to qualify.
  2. 2Do not use promotional financing on your first order or you lose this discount.

Value Analysis

Face Value
$40
Estimated Value
$36

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.