Bilt Palladium Card Department Stores

The full $200 is issued automatically as Bilt Cash each calendar year — on your Account Open Date and again on January 1st of each subsequent year your account is open and in good standing — with no purchase, booking, or checkout toggle required. Up to $100 of unused Bilt Cash rolls over into the next calendar year; Bilt does not prorate or credit partial amounts, and only the primary cardholder receives this benefit.

Pro Tips

1. 1This credit posts automatically on your account-open anniversary and every January 1st — unlike the separate $400 Bilt Travel Hotel credit, there is nothing to book or toggle on to receive it.
2. 2Only $100 of unused Bilt Cash carries into the next year, so redeem the rest (rent unlock, transfers, or partner credits across the Bilt ecosystem) before year-end rather than letting it expire.

Value Analysis

Face Value

$200

Estimated Value

$100