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Mastercard® Black

Mastercard® Black Baggage Protection

$699/yr annual fee. One baggage protection benefit, with what each is worth and the limits that apply.

Annual fee
$699/yr
Benefit
1

Baggage Delay Insurance

$100 coverage

Up to $100/day (max 3 days, $300/year cap) for baggage delayed more than 12 hours after you arrive at your destination.

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.