Surge Mastercard

Surge Mastercard Fee Benefits

Annual fee not published. One fee benefits benefit, with what each is worth and the limits that apply.

Annual fee
Not published
Benefit
1

No Security Deposit Required

Get approved without tying up cash—an unsecured credit building card with no security deposit

Pro Tips

  1. 1Unsecured status is valuable—most cards for bad credit are secured and require deposits
  2. 2You can use savings for emergencies instead of locking them in a deposit
  3. 3Unsecured doesn't mean no consequences—responsible payment is still essential
  4. 4Graduate to premium cards without needing to recover a security deposit

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.