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Discover it Cash Back

Discover it Cash Back Base Earning Rate

No annual fee. One base earning rate benefit, with what each is worth and the limits that apply.

Annual fee
No fee
Benefit
1

1% Cash Back on All Purchases

1x points

Get unlimited 1% back on everything you buy that's not in a quarterly bonus category, with no cap.

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.