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Chase Sapphire Preferred Card

Chase Sapphire Preferred Card Base Earning Rate

$95/yr annual fee. One base earning rate benefit, with what each is worth and the limits that apply.

Annual fee
$95/yr
Benefit
1

1X on All Other Purchases

1x points

Earn 1 Ultimate Rewards point per dollar spent on all other purchases outside of bonus earning categories like dining and travel

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.