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Bilt Blue Card

Bilt Blue Card Base Earning Rate

No annual fee. One base earning rate benefit, with what each is worth and the limits that apply.

Annual fee
No fee
Benefit
1

1X Points on Everyday Spend

1x points

Earn 1 Bilt Point per dollar on all non-housing purchases, stackable with 4% Bilt Cash.

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.