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The Platinum Card from American Express

The Platinum Card from American Express Base Earning Rate

$895/yr annual fee. One base earning rate benefit, with what each is worth and the limits that apply.

Annual fee
$895/yr
Benefit
1

1X on All Other Purchases

1x points

Get 1X Membership Rewards point per dollar on all other eligible purchases that don't qualify for higher category bonuses like flights or hotels

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.