The AARP® Essential Rewards Mastercard® Base Earning Rate
No annual fee. One base earning rate benefit, with what each is worth and the limits that apply.
- Annual fee
- No fee
- Benefit
- 1
Unlimited Cash Back Rewards with No Expiration
Bonus earningEarn unlimited cash back across all categories with no annual caps. Rewards never expire as long as your account is open.
Pro Tips
- 1Maximize earning by using this card for 3% gas and drugstore categories year-round
- 2No need to track quarterly caps or rotating categories like some cash back cards
- 3Rewards won't expire even if you don't use the card for extended periods