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best card for royal caribbean

Here you can add a description about your company or product

© Copyright 2026 CardRewards. All Rights Reserved.

About
  • Blog
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Product
  • Documentation
Legal
  • Terms of Service
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Results from

$6,000

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Resolved as:Celebrity Cruises
card_name
95%
43 matches873ms
Best Match

Royal Caribbean Visa Signature®

Bank Of America · No annual fee

Name match
95% confidence
View full details

Compare with— Celebrity Cruises cards

No image
1

Capital One Venture X Rewards Credit Card

Capital One

2x Venture Miles on Celebrity Cruises
2x × 1.9¢/pt = 3.1¢ per dollar

Why this card

    $315 in credits offset the $395 fee

    VISA
    3.1¢
    per dollar on celebrity cruises
    $395/yr($315 in credits)
    Annual rewards$188.70
    + Credits$315
    \u2212 Annual fee$395
    Net annual value$108.70
    Citi Strata Elite℠ Card
    2

    Citi Strata Elite℠ Card

    Citi

    1.5x ThankYou Points on Celebrity Cruises
    1.5x × 1.5¢/pt = 1.9¢ per dollar

    Why this card

      $762.50 in credits fully offsets the $595 fee

      MASTERCARD
      1.9¢
      per dollar on celebrity cruises
      $595/yr($762.50 in credits)
      Annual rewards$114.75
      + Credits$762.50
      \u2212 Annual fee$595
      Net annual value$282.25
      No image
      3

      The Platinum Card from American Express

      Amex

      1x Membership Rewards on Celebrity Cruises
      1x × 1.8¢/pt = 1.5¢ per dollar

      Why this card

        $1,422 in credits fully offsets the $895 fee

        Amex has limited international acceptance — carry a Visa/Mastercard backup

        AMEX
        1.5¢
        per dollar on celebrity cruises
        $895/yr($1,422 in credits)
        Annual rewards$91.80
        + Credits$1,422
        \u2212 Annual fee$895
        Net annual value$618.80
        Wells Fargo Active Cash Card
        4

        Wells Fargo Active Cash Card

        Wells Fargo

        2% cash back on Celebrity Cruises

        Why this card

          No annual fee

          VISA
          1.7¢
          per dollar on celebrity cruises
          No annual fee($8 in credits)
          Annual rewards$102
          + Credits$8
          Net annual value$110
          Synchrony Premier Mastercard
          5

          Synchrony Premier Mastercard

          Synchrony

          2% cash back on Celebrity Cruises

          Why this card

            No annual fee

            MASTERCARD
            1.7¢
            per dollar on celebrity cruises
            No annual fee
            Annual rewards$102
            Net annual value$102
            Capital One VentureOne Rewards Credit Card
            6

            Capital One VentureOne Rewards Credit Card

            Capital One

            1.25x Venture Miles on Celebrity Cruises
            1.25x × 1.9¢/pt = 2.0¢ per dollar

            Why this card

              No annual fee

              MASTERCARD
              2.0¢
              per dollar on celebrity cruises
              No annual fee
              Annual rewards$117.94
              Net annual value$117.94
              Bilt Obsidian Card
              7

              Bilt Obsidian Card

              Cardless

              1x Bilt Rewards on Celebrity Cruises
              1x × 2.0¢/pt = 1.7¢ per dollar
              MASTERCARD
              1.7¢
              per dollar on celebrity cruises
              $95/yr
              Annual rewards$102
              \u2212 Annual fee$95
              Net annual value$7
              Chase Sapphire Reserve
              8

              Chase Sapphire Reserve

              Chase

              1x Ultimate Rewards on Celebrity Cruises
              1x × 1.8¢/pt = 1.5¢ per dollar

              Why this card

                $968 in credits fully offsets the $795 fee

                VISA
                1.5¢
                per dollar on celebrity cruises
                $795/yr($968 in credits)
                Annual rewards$91.80
                + Credits$968
                \u2212 Annual fee$795
                Net annual value$264.80
                U.S. Bank Smartly Visa Signature Card
                9

                U.S. Bank Smartly Visa Signature Card

                Usbank

                2% cash back on Celebrity Cruises

                Why this card

                  No annual fee

                  VISA
                  1.7¢
                  per dollar on celebrity cruises
                  No annual fee($8 in credits)
                  Annual rewards$102
                  + Credits$8
                  Net annual value$110
                  No image
                  10

                  TD Double Up Credit Card

                  Td Bank

                  2% cash back on Celebrity Cruises

                  Why this card

                    No annual fee

                    VISA
                    1.7¢
                    per dollar on celebrity cruises
                    No annual fee($8 in credits)
                    Annual rewards$102
                    + Credits$8
                    Net annual value$110
                    Bank of America Unlimited Cash Rewards Credit Card
                    11

                    Bank of America Unlimited Cash Rewards Credit Card

                    Bank Of America

                    2% cash back on Celebrity Cruises

                    Why this card

                      No annual fee

                      VISA
                      1.7¢
                      per dollar on celebrity cruises
                      No annual fee($8 in credits)
                      Annual rewards$102
                      + Credits$8
                      Net annual value$110
                      Navy Federal Flagship Rewards® Card
                      12

                      Navy Federal Flagship Rewards® Card

                      Navy Federal

                      2x Navy Federal Nrewards on Celebrity Cruises
                      2x × 1.0¢/pt = 1.7¢ per dollar

                      Why this card

                        No annual fee

                        VISA
                        1.7¢
                        per dollar on celebrity cruises
                        No annual fee($8 in credits)
                        Annual rewards$102
                        + Credits$8
                        Net annual value$110
                        No image
                        13

                        Verizon Visa Card

                        Synchrony

                        2% cash back on Celebrity Cruises

                        Why this card

                          No annual fee

                          VISA
                          1.7¢
                          per dollar on celebrity cruises
                          No annual fee($8 in credits)
                          Annual rewards$102
                          + Credits$8
                          Net annual value$110
                          Fidelity Rewards Visa Signature Card
                          14

                          Fidelity Rewards Visa Signature Card

                          Elan Financial

                          2% cash back on Celebrity Cruises

                          Why this card

                            No annual fee

                            VISA
                            1.7¢
                            per dollar on celebrity cruises
                            No annual fee($8 in credits)
                            Annual rewards$102
                            + Credits$8
                            Net annual value$110
                            No image
                            15

                            One Key+ Card

                            Wells Fargo

                            2% cash back on Celebrity Cruises

                            Why this card

                              No annual fee

                              MASTERCARD
                              1.7¢
                              per dollar on celebrity cruises
                              No annual fee
                              Annual rewards$102
                              Net annual value$102
                              Bank of America® Unlimited Cash Rewards for Students
                              16

                              Bank of America® Unlimited Cash Rewards for Students

                              Bank Of America

                              2% cash back on Celebrity Cruises

                              Why this card

                                No annual fee

                                VISA
                                1.7¢
                                per dollar on celebrity cruises
                                No annual fee($8 in credits)
                                Annual rewards$102
                                + Credits$8
                                Net annual value$110
                                No image
                                17

                                SoFi Credit Card

                                Sofi

                                2% cash back on Celebrity Cruises

                                Why this card

                                  No annual fee

                                  MASTERCARD
                                  1.7¢
                                  per dollar on celebrity cruises
                                  No annual fee
                                  Annual rewards$102
                                  Net annual value$102
                                  Bilt Blue Card
                                  18

                                  Bilt Blue Card

                                  Cardless

                                  1x Bilt Rewards on Celebrity Cruises
                                  1x × 2.0¢/pt = 1.7¢ per dollar

                                  Why this card

                                    No annual fee

                                    MASTERCARD
                                    1.7¢
                                    per dollar on celebrity cruises
                                    No annual fee
                                    Annual rewards$102
                                    Net annual value$102
                                    No image
                                    19

                                    Jasper Cash Back Mastercard

                                    Webbank

                                    2% cash back on Celebrity Cruises

                                    Why this card

                                      No annual fee

                                      MASTERCARD
                                      1.7¢
                                      per dollar on celebrity cruises
                                      No annual fee
                                      Annual rewards$102
                                      Net annual value$102
                                      Citi Double Cash Card
                                      20

                                      Citi Double Cash Card

                                      Citi

                                      2% cash back on Celebrity Cruises

                                      Why this card

                                        No annual fee

                                        MASTERCARD
                                        1.7¢
                                        per dollar on celebrity cruises
                                        No annual fee
                                        Annual rewards$102
                                        Net annual value$102
                                        Rakuten American Express Card
                                        21

                                        Rakuten American Express Card

                                        First Electronic Bank

                                        1% cash back on Celebrity Cruises

                                        Convertible Cash Back — 1.0–2.0¢/$

                                        This card's 1% cash back can be redeemed as cash (1.0¢/$) or converted to Amex Membership Rewards (2.0¢/$) or Bilt Rewards (1.7¢/$).

                                        Why this card

                                        1. 1.Cash back converts at 1.6¢ avg — 1.6× cash value

                                        No annual fee

                                        Amex has limited international acceptance — carry a Visa/Mastercard backup

                                        AMEX
                                        Convertible
                                        1.0–2.0¢
                                        per dollar on celebrity cruises
                                        depending on redemption
                                        No annual fee
                                        Annual rewards$79.90
                                        Net annual value$79.90
                                        Celebrity Cruises Visa Signature®
                                        22

                                        Celebrity Cruises Visa Signature®

                                        Bank Of America

                                        2x points on Celebrity Cruises

                                        Why this card

                                        1. 1.2x on celebrity cruises ($120/yr on $6,000 spend)

                                        No annual fee

                                        VISA
                                        Core Rate
                                        2.0¢
                                        per dollar on celebrity cruises
                                        No annual fee($8 in credits)
                                        Annual rewards$120
                                        + Credits$8
                                        Net annual value$128
                                        Chase Sapphire Preferred Card
                                        23

                                        Chase Sapphire Preferred Card

                                        Chase

                                        1x Ultimate Rewards on Celebrity Cruises
                                        1x × 1.8¢/pt = 1.5¢ per dollar

                                        Why this card

                                          $93 in credits offset the $95 fee

                                          VISA
                                          1.5¢
                                          per dollar on celebrity cruises
                                          $95/yr($93 in credits)
                                          Annual rewards$91.80
                                          + Credits$93
                                          \u2212 Annual fee$95
                                          Net annual value$89.80
                                          Capital One QuicksilverOne Cash Rewards Credit Card
                                          24

                                          Capital One QuicksilverOne Cash Rewards Credit Card

                                          Capital One

                                          1.5x Cashback on Celebrity Cruises
                                          1.5x × 1.0¢/pt = 1.3¢ per dollar

                                          Why this card

                                            $29.97 in credits offset the $39 fee

                                            MASTERCARD
                                            1.3¢
                                            per dollar on celebrity cruises
                                            $39/yr($29.97 in credits)
                                            Annual rewards$76.50
                                            + Credits$29.97
                                            \u2212 Annual fee$39
                                            Net annual value$67.47
                                            No image
                                            25

                                            Bilt Palladium Card

                                            Cardless

                                            1x Bilt Rewards on Celebrity Cruises
                                            1x × 2.0¢/pt = 1.7¢ per dollar

                                            Why this card

                                              $300 in credits offset the $495 fee

                                              MASTERCARD
                                              1.7¢
                                              per dollar on celebrity cruises
                                              $495/yr($300 in credits)
                                              Annual rewards$102
                                              + Credits$300
                                              \u2212 Annual fee$495
                                              Net annual value-$93
                                              Capital One Quicksilver Student Cash Rewards Credit Card
                                              26

                                              Capital One Quicksilver Student Cash Rewards Credit Card

                                              Capital One

                                              1.5% cash back on Celebrity Cruises

                                              Why this card

                                                No annual fee

                                                MASTERCARD
                                                1.3¢
                                                per dollar on celebrity cruises
                                                No annual fee($119.88 in credits)
                                                Annual rewards$76.50
                                                + Credits$119.88
                                                Net annual value$196.38
                                                Hilton Honors American Express Card
                                                27

                                                Hilton Honors American Express Card

                                                Amex

                                                3x Hilton Honors on Celebrity Cruises
                                                3x × 0.5¢/pt = 1.3¢ per dollar

                                                Why this card

                                                  No annual fee

                                                  Amex has limited international acceptance — carry a Visa/Mastercard backup

                                                  AMEX
                                                  1.3¢
                                                  per dollar on celebrity cruises
                                                  No annual fee
                                                  Annual rewards$76.50
                                                  Net annual value$76.50
                                                  Discover it® Miles
                                                  28

                                                  Discover it® Miles

                                                  Discover

                                                  1.5x Cashback on Celebrity Cruises
                                                  1.5x × 1.0¢/pt = 1.3¢ per dollar

                                                  Why this card

                                                    No annual fee

                                                    Discover has very limited international acceptance

                                                    DISCOVER
                                                    1.3¢
                                                    per dollar on celebrity cruises
                                                    No annual fee
                                                    Annual rewards$76.50
                                                    Net annual value$76.50
                                                    Chase Freedom Unlimited
                                                    29

                                                    Chase Freedom Unlimited

                                                    Chase

                                                    1.5% cash back on Celebrity Cruises

                                                    Why this card

                                                      No annual fee

                                                      VISA
                                                      1.3¢
                                                      per dollar on celebrity cruises
                                                      No annual fee($30 in credits)
                                                      Annual rewards$76.50
                                                      + Credits$30
                                                      Net annual value$106.50

                                                      Results from

                                                      $6,000

                                                      Scoring mode

                                                      Options

                                                      Point valuation

                                                      Booking

                                                      Rewards

                                                      Programs

                                                      Networks

                                                      Refine results

                                                      No annual fee only?

                                                      Avoid Amex network?

                                                      Already have a premium card?

                                                      Resolved as:Celebrity Cruises
                                                      card_name
                                                      95%
                                                      43 matches873ms
                                                      Best Match

                                                      Royal Caribbean Visa Signature®

                                                      Bank Of America · No annual fee

                                                      Name match
                                                      95% confidence
                                                      View full details

                                                      Compare with— Celebrity Cruises cards

                                                      No image
                                                      1

                                                      Capital One Venture X Rewards Credit Card

                                                      Capital One

                                                      2x Venture Miles on Celebrity Cruises
                                                      2x × 1.9¢/pt = 3.1¢ per dollar

                                                      Why this card

                                                        $315 in credits offset the $395 fee

                                                        VISA
                                                        3.1¢
                                                        per dollar on celebrity cruises
                                                        $395/yr($315 in credits)
                                                        Annual rewards$188.70
                                                        + Credits$315
                                                        \u2212 Annual fee$395
                                                        Net annual value$108.70
                                                        Citi Strata Elite℠ Card
                                                        2

                                                        Citi Strata Elite℠ Card

                                                        Citi

                                                        1.5x ThankYou Points on Celebrity Cruises
                                                        1.5x × 1.5¢/pt = 1.9¢ per dollar

                                                        Why this card

                                                          $762.50 in credits fully offsets the $595 fee

                                                          MASTERCARD
                                                          1.9¢
                                                          per dollar on celebrity cruises
                                                          $595/yr($762.50 in credits)
                                                          Annual rewards$114.75
                                                          + Credits$762.50
                                                          \u2212 Annual fee$595
                                                          Net annual value$282.25
                                                          No image
                                                          3

                                                          The Platinum Card from American Express

                                                          Amex

                                                          1x Membership Rewards on Celebrity Cruises
                                                          1x × 1.8¢/pt = 1.5¢ per dollar

                                                          Why this card

                                                            $1,422 in credits fully offsets the $895 fee

                                                            Amex has limited international acceptance — carry a Visa/Mastercard backup

                                                            AMEX
                                                            1.5¢
                                                            per dollar on celebrity cruises
                                                            $895/yr($1,422 in credits)
                                                            Annual rewards$91.80
                                                            + Credits$1,422
                                                            \u2212 Annual fee$895
                                                            Net annual value$618.80
                                                            Wells Fargo Active Cash Card
                                                            4

                                                            Wells Fargo Active Cash Card

                                                            Wells Fargo

                                                            2% cash back on Celebrity Cruises

                                                            Why this card

                                                              No annual fee

                                                              VISA
                                                              1.7¢
                                                              per dollar on celebrity cruises
                                                              No annual fee($8 in credits)
                                                              Annual rewards$102
                                                              + Credits$8
                                                              Net annual value$110
                                                              Synchrony Premier Mastercard
                                                              5

                                                              Synchrony Premier Mastercard

                                                              Synchrony

                                                              2% cash back on Celebrity Cruises

                                                              Why this card

                                                                No annual fee

                                                                MASTERCARD
                                                                1.7¢
                                                                per dollar on celebrity cruises
                                                                No annual fee
                                                                Annual rewards$102
                                                                Net annual value$102
                                                                Capital One VentureOne Rewards Credit Card
                                                                6

                                                                Capital One VentureOne Rewards Credit Card

                                                                Capital One

                                                                1.25x Venture Miles on Celebrity Cruises
                                                                1.25x × 1.9¢/pt = 2.0¢ per dollar

                                                                Why this card

                                                                  No annual fee

                                                                  MASTERCARD
                                                                  2.0¢
                                                                  per dollar on celebrity cruises
                                                                  No annual fee
                                                                  Annual rewards$117.94
                                                                  Net annual value$117.94
                                                                  Bilt Obsidian Card
                                                                  7

                                                                  Bilt Obsidian Card

                                                                  Cardless

                                                                  1x Bilt Rewards on Celebrity Cruises
                                                                  1x × 2.0¢/pt = 1.7¢ per dollar
                                                                  MASTERCARD
                                                                  1.7¢
                                                                  per dollar on celebrity cruises
                                                                  $95/yr
                                                                  Annual rewards$102
                                                                  \u2212 Annual fee$95
                                                                  Net annual value$7
                                                                  Chase Sapphire Reserve
                                                                  8

                                                                  Chase Sapphire Reserve

                                                                  Chase

                                                                  1x Ultimate Rewards on Celebrity Cruises
                                                                  1x × 1.8¢/pt = 1.5¢ per dollar

                                                                  Why this card

                                                                    $968 in credits fully offsets the $795 fee

                                                                    VISA
                                                                    1.5¢
                                                                    per dollar on celebrity cruises
                                                                    $795/yr($968 in credits)
                                                                    Annual rewards$91.80
                                                                    + Credits$968
                                                                    \u2212 Annual fee$795
                                                                    Net annual value$264.80
                                                                    U.S. Bank Smartly Visa Signature Card
                                                                    9

                                                                    U.S. Bank Smartly Visa Signature Card

                                                                    Usbank

                                                                    2% cash back on Celebrity Cruises

                                                                    Why this card

                                                                      No annual fee

                                                                      VISA
                                                                      1.7¢
                                                                      per dollar on celebrity cruises
                                                                      No annual fee($8 in credits)
                                                                      Annual rewards$102
                                                                      + Credits$8
                                                                      Net annual value$110
                                                                      No image
                                                                      10

                                                                      TD Double Up Credit Card

                                                                      Td Bank

                                                                      2% cash back on Celebrity Cruises

                                                                      Why this card

                                                                        No annual fee

                                                                        VISA
                                                                        1.7¢
                                                                        per dollar on celebrity cruises
                                                                        No annual fee($8 in credits)
                                                                        Annual rewards$102
                                                                        + Credits$8
                                                                        Net annual value$110
                                                                        Bank of America Unlimited Cash Rewards Credit Card
                                                                        11

                                                                        Bank of America Unlimited Cash Rewards Credit Card

                                                                        Bank Of America

                                                                        2% cash back on Celebrity Cruises

                                                                        Why this card

                                                                          No annual fee

                                                                          VISA
                                                                          1.7¢
                                                                          per dollar on celebrity cruises
                                                                          No annual fee($8 in credits)
                                                                          Annual rewards$102
                                                                          + Credits$8
                                                                          Net annual value$110
                                                                          Navy Federal Flagship Rewards® Card
                                                                          12

                                                                          Navy Federal Flagship Rewards® Card

                                                                          Navy Federal

                                                                          2x Navy Federal Nrewards on Celebrity Cruises
                                                                          2x × 1.0¢/pt = 1.7¢ per dollar

                                                                          Why this card

                                                                            No annual fee

                                                                            VISA
                                                                            1.7¢
                                                                            per dollar on celebrity cruises
                                                                            No annual fee($8 in credits)
                                                                            Annual rewards$102
                                                                            + Credits$8
                                                                            Net annual value$110
                                                                            No image
                                                                            13

                                                                            Verizon Visa Card

                                                                            Synchrony

                                                                            2% cash back on Celebrity Cruises

                                                                            Why this card

                                                                              No annual fee

                                                                              VISA
                                                                              1.7¢
                                                                              per dollar on celebrity cruises
                                                                              No annual fee($8 in credits)
                                                                              Annual rewards$102
                                                                              + Credits$8
                                                                              Net annual value$110
                                                                              Fidelity Rewards Visa Signature Card
                                                                              14

                                                                              Fidelity Rewards Visa Signature Card

                                                                              Elan Financial

                                                                              2% cash back on Celebrity Cruises

                                                                              Why this card

                                                                                No annual fee

                                                                                VISA
                                                                                1.7¢
                                                                                per dollar on celebrity cruises
                                                                                No annual fee($8 in credits)
                                                                                Annual rewards$102
                                                                                + Credits$8
                                                                                Net annual value$110
                                                                                No image
                                                                                15

                                                                                One Key+ Card

                                                                                Wells Fargo

                                                                                2% cash back on Celebrity Cruises

                                                                                Why this card

                                                                                  No annual fee

                                                                                  MASTERCARD
                                                                                  1.7¢
                                                                                  per dollar on celebrity cruises
                                                                                  No annual fee
                                                                                  Annual rewards$102
                                                                                  Net annual value$102
                                                                                  Bank of America® Unlimited Cash Rewards for Students
                                                                                  16

                                                                                  Bank of America® Unlimited Cash Rewards for Students

                                                                                  Bank Of America

                                                                                  2% cash back on Celebrity Cruises

                                                                                  Why this card

                                                                                    No annual fee

                                                                                    VISA
                                                                                    1.7¢
                                                                                    per dollar on celebrity cruises
                                                                                    No annual fee($8 in credits)
                                                                                    Annual rewards$102
                                                                                    + Credits$8
                                                                                    Net annual value$110
                                                                                    No image
                                                                                    17

                                                                                    SoFi Credit Card

                                                                                    Sofi

                                                                                    2% cash back on Celebrity Cruises

                                                                                    Why this card

                                                                                      No annual fee

                                                                                      MASTERCARD
                                                                                      1.7¢
                                                                                      per dollar on celebrity cruises
                                                                                      No annual fee
                                                                                      Annual rewards$102
                                                                                      Net annual value$102
                                                                                      Bilt Blue Card
                                                                                      18

                                                                                      Bilt Blue Card

                                                                                      Cardless

                                                                                      1x Bilt Rewards on Celebrity Cruises
                                                                                      1x × 2.0¢/pt = 1.7¢ per dollar

                                                                                      Why this card

                                                                                        No annual fee

                                                                                        MASTERCARD
                                                                                        1.7¢
                                                                                        per dollar on celebrity cruises
                                                                                        No annual fee
                                                                                        Annual rewards$102
                                                                                        Net annual value$102
                                                                                        No image
                                                                                        19

                                                                                        Jasper Cash Back Mastercard

                                                                                        Webbank

                                                                                        2% cash back on Celebrity Cruises

                                                                                        Why this card

                                                                                          No annual fee

                                                                                          MASTERCARD
                                                                                          1.7¢
                                                                                          per dollar on celebrity cruises
                                                                                          No annual fee
                                                                                          Annual rewards$102
                                                                                          Net annual value$102
                                                                                          Citi Double Cash Card
                                                                                          20

                                                                                          Citi Double Cash Card

                                                                                          Citi

                                                                                          2% cash back on Celebrity Cruises

                                                                                          Why this card

                                                                                            No annual fee

                                                                                            MASTERCARD
                                                                                            1.7¢
                                                                                            per dollar on celebrity cruises
                                                                                            No annual fee
                                                                                            Annual rewards$102
                                                                                            Net annual value$102
                                                                                            Rakuten American Express Card
                                                                                            21

                                                                                            Rakuten American Express Card

                                                                                            First Electronic Bank

                                                                                            1% cash back on Celebrity Cruises

                                                                                            Convertible Cash Back — 1.0–2.0¢/$

                                                                                            This card's 1% cash back can be redeemed as cash (1.0¢/$) or converted to Amex Membership Rewards (2.0¢/$) or Bilt Rewards (1.7¢/$).

                                                                                            Why this card

                                                                                            1. 1.Cash back converts at 1.6¢ avg — 1.6× cash value

                                                                                            No annual fee

                                                                                            Amex has limited international acceptance — carry a Visa/Mastercard backup

                                                                                            AMEX
                                                                                            Convertible
                                                                                            1.0–2.0¢
                                                                                            per dollar on celebrity cruises
                                                                                            depending on redemption
                                                                                            No annual fee
                                                                                            Annual rewards$79.90
                                                                                            Net annual value$79.90
                                                                                            Celebrity Cruises Visa Signature®
                                                                                            22

                                                                                            Celebrity Cruises Visa Signature®

                                                                                            Bank Of America

                                                                                            2x points on Celebrity Cruises

                                                                                            Why this card

                                                                                            1. 1.2x on celebrity cruises ($120/yr on $6,000 spend)

                                                                                            No annual fee

                                                                                            VISA
                                                                                            Core Rate
                                                                                            2.0¢
                                                                                            per dollar on celebrity cruises
                                                                                            No annual fee($8 in credits)
                                                                                            Annual rewards$120
                                                                                            + Credits$8
                                                                                            Net annual value$128
                                                                                            Chase Sapphire Preferred Card
                                                                                            23

                                                                                            Chase Sapphire Preferred Card

                                                                                            Chase

                                                                                            1x Ultimate Rewards on Celebrity Cruises
                                                                                            1x × 1.8¢/pt = 1.5¢ per dollar

                                                                                            Why this card

                                                                                              $93 in credits offset the $95 fee

                                                                                              VISA
                                                                                              1.5¢
                                                                                              per dollar on celebrity cruises
                                                                                              $95/yr($93 in credits)
                                                                                              Annual rewards$91.80
                                                                                              + Credits$93
                                                                                              \u2212 Annual fee$95
                                                                                              Net annual value$89.80
                                                                                              Capital One QuicksilverOne Cash Rewards Credit Card
                                                                                              24

                                                                                              Capital One QuicksilverOne Cash Rewards Credit Card

                                                                                              Capital One

                                                                                              1.5x Cashback on Celebrity Cruises
                                                                                              1.5x × 1.0¢/pt = 1.3¢ per dollar

                                                                                              Why this card

                                                                                                $29.97 in credits offset the $39 fee

                                                                                                MASTERCARD
                                                                                                1.3¢
                                                                                                per dollar on celebrity cruises
                                                                                                $39/yr($29.97 in credits)
                                                                                                Annual rewards$76.50
                                                                                                + Credits$29.97
                                                                                                \u2212 Annual fee$39
                                                                                                Net annual value$67.47
                                                                                                No image
                                                                                                25

                                                                                                Bilt Palladium Card

                                                                                                Cardless

                                                                                                1x Bilt Rewards on Celebrity Cruises
                                                                                                1x × 2.0¢/pt = 1.7¢ per dollar

                                                                                                Why this card

                                                                                                  $300 in credits offset the $495 fee

                                                                                                  MASTERCARD
                                                                                                  1.7¢
                                                                                                  per dollar on celebrity cruises
                                                                                                  $495/yr($300 in credits)
                                                                                                  Annual rewards$102
                                                                                                  + Credits$300
                                                                                                  \u2212 Annual fee$495
                                                                                                  Net annual value-$93
                                                                                                  Capital One Quicksilver Student Cash Rewards Credit Card
                                                                                                  26

                                                                                                  Capital One Quicksilver Student Cash Rewards Credit Card

                                                                                                  Capital One

                                                                                                  1.5% cash back on Celebrity Cruises

                                                                                                  Why this card

                                                                                                    No annual fee

                                                                                                    MASTERCARD
                                                                                                    1.3¢
                                                                                                    per dollar on celebrity cruises
                                                                                                    No annual fee($119.88 in credits)
                                                                                                    Annual rewards$76.50
                                                                                                    + Credits$119.88
                                                                                                    Net annual value$196.38
                                                                                                    Hilton Honors American Express Card
                                                                                                    27

                                                                                                    Hilton Honors American Express Card

                                                                                                    Amex

                                                                                                    3x Hilton Honors on Celebrity Cruises
                                                                                                    3x × 0.5¢/pt = 1.3¢ per dollar

                                                                                                    Why this card

                                                                                                      No annual fee

                                                                                                      Amex has limited international acceptance — carry a Visa/Mastercard backup

                                                                                                      AMEX
                                                                                                      1.3¢
                                                                                                      per dollar on celebrity cruises
                                                                                                      No annual fee
                                                                                                      Annual rewards$76.50
                                                                                                      Net annual value$76.50
                                                                                                      Discover it® Miles
                                                                                                      28

                                                                                                      Discover it® Miles

                                                                                                      Discover

                                                                                                      1.5x Cashback on Celebrity Cruises
                                                                                                      1.5x × 1.0¢/pt = 1.3¢ per dollar

                                                                                                      Why this card

                                                                                                        No annual fee

                                                                                                        Discover has very limited international acceptance

                                                                                                        DISCOVER
                                                                                                        1.3¢
                                                                                                        per dollar on celebrity cruises
                                                                                                        No annual fee
                                                                                                        Annual rewards$76.50
                                                                                                        Net annual value$76.50
                                                                                                        Chase Freedom Unlimited
                                                                                                        29

                                                                                                        Chase Freedom Unlimited

                                                                                                        Chase

                                                                                                        1.5% cash back on Celebrity Cruises

                                                                                                        Why this card

                                                                                                          No annual fee

                                                                                                          VISA
                                                                                                          1.3¢
                                                                                                          per dollar on celebrity cruises
                                                                                                          No annual fee($30 in credits)
                                                                                                          Annual rewards$76.50
                                                                                                          + Credits$30
                                                                                                          Net annual value$106.50

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                                                                                                          Royal Caribbean Visa Signature®

                                                                                                          Bank Of America · No annual fee

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                                                                                                          Compare with— Celebrity Cruises cards

                                                                                                          No image
                                                                                                          1

                                                                                                          Capital One Venture X Rewards Credit Card

                                                                                                          Capital One

                                                                                                          2x Venture Miles on Celebrity Cruises
                                                                                                          2x × 1.9¢/pt = 3.1¢ per dollar

                                                                                                          Why this card

                                                                                                            $315 in credits offset the $395 fee

                                                                                                            VISA
                                                                                                            3.1¢
                                                                                                            per dollar on celebrity cruises
                                                                                                            $395/yr($315 in credits)
                                                                                                            Annual rewards$188.70
                                                                                                            + Credits$315
                                                                                                            \u2212 Annual fee$395
                                                                                                            Net annual value$108.70
                                                                                                            Citi Strata Elite℠ Card
                                                                                                            2

                                                                                                            Citi Strata Elite℠ Card

                                                                                                            Citi

                                                                                                            1.5x ThankYou Points on Celebrity Cruises
                                                                                                            1.5x × 1.5¢/pt = 1.9¢ per dollar

                                                                                                            Why this card

                                                                                                              $762.50 in credits fully offsets the $595 fee

                                                                                                              MASTERCARD
                                                                                                              1.9¢
                                                                                                              per dollar on celebrity cruises
                                                                                                              $595/yr($762.50 in credits)
                                                                                                              Annual rewards$114.75
                                                                                                              + Credits$762.50
                                                                                                              \u2212 Annual fee$595
                                                                                                              Net annual value$282.25
                                                                                                              No image
                                                                                                              3

                                                                                                              The Platinum Card from American Express

                                                                                                              Amex

                                                                                                              1x Membership Rewards on Celebrity Cruises
                                                                                                              1x × 1.8¢/pt = 1.5¢ per dollar

                                                                                                              Why this card

                                                                                                                $1,422 in credits fully offsets the $895 fee

                                                                                                                Amex has limited international acceptance — carry a Visa/Mastercard backup

                                                                                                                AMEX
                                                                                                                1.5¢
                                                                                                                per dollar on celebrity cruises
                                                                                                                $895/yr($1,422 in credits)
                                                                                                                Annual rewards$91.80
                                                                                                                + Credits$1,422
                                                                                                                \u2212 Annual fee$895
                                                                                                                Net annual value$618.80
                                                                                                                Wells Fargo Active Cash Card
                                                                                                                4

                                                                                                                Wells Fargo Active Cash Card

                                                                                                                Wells Fargo

                                                                                                                2% cash back on Celebrity Cruises

                                                                                                                Why this card

                                                                                                                  No annual fee

                                                                                                                  VISA
                                                                                                                  1.7¢
                                                                                                                  per dollar on celebrity cruises
                                                                                                                  No annual fee($8 in credits)
                                                                                                                  Annual rewards$102
                                                                                                                  + Credits$8
                                                                                                                  Net annual value$110
                                                                                                                  Synchrony Premier Mastercard
                                                                                                                  5

                                                                                                                  Synchrony Premier Mastercard

                                                                                                                  Synchrony

                                                                                                                  2% cash back on Celebrity Cruises

                                                                                                                  Why this card

                                                                                                                    No annual fee

                                                                                                                    MASTERCARD
                                                                                                                    1.7¢
                                                                                                                    per dollar on celebrity cruises
                                                                                                                    No annual fee
                                                                                                                    Annual rewards$102
                                                                                                                    Net annual value$102
                                                                                                                    Capital One VentureOne Rewards Credit Card
                                                                                                                    6

                                                                                                                    Capital One VentureOne Rewards Credit Card

                                                                                                                    Capital One

                                                                                                                    1.25x Venture Miles on Celebrity Cruises
                                                                                                                    1.25x × 1.9¢/pt = 2.0¢ per dollar

                                                                                                                    Why this card

                                                                                                                      No annual fee

                                                                                                                      MASTERCARD
                                                                                                                      2.0¢
                                                                                                                      per dollar on celebrity cruises
                                                                                                                      No annual fee
                                                                                                                      Annual rewards$117.94
                                                                                                                      Net annual value$117.94
                                                                                                                      Bilt Obsidian Card
                                                                                                                      7

                                                                                                                      Bilt Obsidian Card

                                                                                                                      Cardless

                                                                                                                      1x Bilt Rewards on Celebrity Cruises
                                                                                                                      1x × 2.0¢/pt = 1.7¢ per dollar
                                                                                                                      MASTERCARD
                                                                                                                      1.7¢
                                                                                                                      per dollar on celebrity cruises
                                                                                                                      $95/yr
                                                                                                                      Annual rewards$102
                                                                                                                      \u2212 Annual fee$95
                                                                                                                      Net annual value$7
                                                                                                                      Chase Sapphire Reserve
                                                                                                                      8

                                                                                                                      Chase Sapphire Reserve

                                                                                                                      Chase

                                                                                                                      1x Ultimate Rewards on Celebrity Cruises
                                                                                                                      1x × 1.8¢/pt = 1.5¢ per dollar

                                                                                                                      Why this card

                                                                                                                        $968 in credits fully offsets the $795 fee

                                                                                                                        VISA
                                                                                                                        1.5¢
                                                                                                                        per dollar on celebrity cruises
                                                                                                                        $795/yr($968 in credits)
                                                                                                                        Annual rewards$91.80
                                                                                                                        + Credits$968
                                                                                                                        \u2212 Annual fee$795
                                                                                                                        Net annual value$264.80
                                                                                                                        U.S. Bank Smartly Visa Signature Card
                                                                                                                        9

                                                                                                                        U.S. Bank Smartly Visa Signature Card

                                                                                                                        Usbank

                                                                                                                        2% cash back on Celebrity Cruises

                                                                                                                        Why this card

                                                                                                                          No annual fee

                                                                                                                          VISA
                                                                                                                          1.7¢
                                                                                                                          per dollar on celebrity cruises
                                                                                                                          No annual fee($8 in credits)
                                                                                                                          Annual rewards$102
                                                                                                                          + Credits$8
                                                                                                                          Net annual value$110
                                                                                                                          No image
                                                                                                                          10

                                                                                                                          TD Double Up Credit Card

                                                                                                                          Td Bank

                                                                                                                          2% cash back on Celebrity Cruises

                                                                                                                          Why this card

                                                                                                                            No annual fee

                                                                                                                            VISA
                                                                                                                            1.7¢
                                                                                                                            per dollar on celebrity cruises
                                                                                                                            No annual fee($8 in credits)
                                                                                                                            Annual rewards$102
                                                                                                                            + Credits$8
                                                                                                                            Net annual value$110
                                                                                                                            Bank of America Unlimited Cash Rewards Credit Card
                                                                                                                            11

                                                                                                                            Bank of America Unlimited Cash Rewards Credit Card

                                                                                                                            Bank Of America

                                                                                                                            2% cash back on Celebrity Cruises

                                                                                                                            Why this card

                                                                                                                              No annual fee

                                                                                                                              VISA
                                                                                                                              1.7¢
                                                                                                                              per dollar on celebrity cruises
                                                                                                                              No annual fee($8 in credits)
                                                                                                                              Annual rewards$102
                                                                                                                              + Credits$8
                                                                                                                              Net annual value$110
                                                                                                                              Navy Federal Flagship Rewards® Card
                                                                                                                              12

                                                                                                                              Navy Federal Flagship Rewards® Card

                                                                                                                              Navy Federal

                                                                                                                              2x Navy Federal Nrewards on Celebrity Cruises
                                                                                                                              2x × 1.0¢/pt = 1.7¢ per dollar

                                                                                                                              Why this card

                                                                                                                                No annual fee

                                                                                                                                VISA
                                                                                                                                1.7¢
                                                                                                                                per dollar on celebrity cruises
                                                                                                                                No annual fee($8 in credits)
                                                                                                                                Annual rewards$102
                                                                                                                                + Credits$8
                                                                                                                                Net annual value$110
                                                                                                                                No image
                                                                                                                                13

                                                                                                                                Verizon Visa Card

                                                                                                                                Synchrony

                                                                                                                                2% cash back on Celebrity Cruises

                                                                                                                                Why this card

                                                                                                                                  No annual fee

                                                                                                                                  VISA
                                                                                                                                  1.7¢
                                                                                                                                  per dollar on celebrity cruises
                                                                                                                                  No annual fee($8 in credits)
                                                                                                                                  Annual rewards$102
                                                                                                                                  + Credits$8
                                                                                                                                  Net annual value$110
                                                                                                                                  Fidelity Rewards Visa Signature Card
                                                                                                                                  14

                                                                                                                                  Fidelity Rewards Visa Signature Card

                                                                                                                                  Elan Financial

                                                                                                                                  2% cash back on Celebrity Cruises

                                                                                                                                  Why this card

                                                                                                                                    No annual fee

                                                                                                                                    VISA
                                                                                                                                    1.7¢
                                                                                                                                    per dollar on celebrity cruises
                                                                                                                                    No annual fee($8 in credits)
                                                                                                                                    Annual rewards$102
                                                                                                                                    + Credits$8
                                                                                                                                    Net annual value$110
                                                                                                                                    No image
                                                                                                                                    15

                                                                                                                                    One Key+ Card

                                                                                                                                    Wells Fargo

                                                                                                                                    2% cash back on Celebrity Cruises

                                                                                                                                    Why this card

                                                                                                                                      No annual fee

                                                                                                                                      MASTERCARD
                                                                                                                                      1.7¢
                                                                                                                                      per dollar on celebrity cruises
                                                                                                                                      No annual fee
                                                                                                                                      Annual rewards$102
                                                                                                                                      Net annual value$102
                                                                                                                                      Bank of America® Unlimited Cash Rewards for Students
                                                                                                                                      16

                                                                                                                                      Bank of America® Unlimited Cash Rewards for Students

                                                                                                                                      Bank Of America

                                                                                                                                      2% cash back on Celebrity Cruises

                                                                                                                                      Why this card

                                                                                                                                        No annual fee

                                                                                                                                        VISA
                                                                                                                                        1.7¢
                                                                                                                                        per dollar on celebrity cruises
                                                                                                                                        No annual fee($8 in credits)
                                                                                                                                        Annual rewards$102
                                                                                                                                        + Credits$8
                                                                                                                                        Net annual value$110
                                                                                                                                        No image
                                                                                                                                        17

                                                                                                                                        SoFi Credit Card

                                                                                                                                        Sofi

                                                                                                                                        2% cash back on Celebrity Cruises

                                                                                                                                        Why this card

                                                                                                                                          No annual fee

                                                                                                                                          MASTERCARD
                                                                                                                                          1.7¢
                                                                                                                                          per dollar on celebrity cruises
                                                                                                                                          No annual fee
                                                                                                                                          Annual rewards$102
                                                                                                                                          Net annual value$102
                                                                                                                                          Bilt Blue Card
                                                                                                                                          18

                                                                                                                                          Bilt Blue Card

                                                                                                                                          Cardless

                                                                                                                                          1x Bilt Rewards on Celebrity Cruises
                                                                                                                                          1x × 2.0¢/pt = 1.7¢ per dollar

                                                                                                                                          Why this card

                                                                                                                                            No annual fee

                                                                                                                                            MASTERCARD
                                                                                                                                            1.7¢
                                                                                                                                            per dollar on celebrity cruises
                                                                                                                                            No annual fee
                                                                                                                                            Annual rewards$102
                                                                                                                                            Net annual value$102
                                                                                                                                            No image
                                                                                                                                            19

                                                                                                                                            Jasper Cash Back Mastercard

                                                                                                                                            Webbank

                                                                                                                                            2% cash back on Celebrity Cruises

                                                                                                                                            Why this card

                                                                                                                                              No annual fee

                                                                                                                                              MASTERCARD
                                                                                                                                              1.7¢
                                                                                                                                              per dollar on celebrity cruises
                                                                                                                                              No annual fee
                                                                                                                                              Annual rewards$102
                                                                                                                                              Net annual value$102
                                                                                                                                              Citi Double Cash Card
                                                                                                                                              20

                                                                                                                                              Citi Double Cash Card

                                                                                                                                              Citi

                                                                                                                                              2% cash back on Celebrity Cruises

                                                                                                                                              Why this card

                                                                                                                                                No annual fee

                                                                                                                                                MASTERCARD
                                                                                                                                                1.7¢
                                                                                                                                                per dollar on celebrity cruises
                                                                                                                                                No annual fee
                                                                                                                                                Annual rewards$102
                                                                                                                                                Net annual value$102
                                                                                                                                                Rakuten American Express Card
                                                                                                                                                21

                                                                                                                                                Rakuten American Express Card

                                                                                                                                                First Electronic Bank

                                                                                                                                                1% cash back on Celebrity Cruises

                                                                                                                                                Convertible Cash Back — 1.0–2.0¢/$

                                                                                                                                                This card's 1% cash back can be redeemed as cash (1.0¢/$) or converted to Amex Membership Rewards (2.0¢/$) or Bilt Rewards (1.7¢/$).

                                                                                                                                                Why this card

                                                                                                                                                1. 1.Cash back converts at 1.6¢ avg — 1.6× cash value

                                                                                                                                                No annual fee

                                                                                                                                                Amex has limited international acceptance — carry a Visa/Mastercard backup

                                                                                                                                                AMEX
                                                                                                                                                Convertible
                                                                                                                                                1.0–2.0¢
                                                                                                                                                per dollar on celebrity cruises
                                                                                                                                                depending on redemption
                                                                                                                                                No annual fee
                                                                                                                                                Annual rewards$79.90
                                                                                                                                                Net annual value$79.90
                                                                                                                                                Celebrity Cruises Visa Signature®
                                                                                                                                                22

                                                                                                                                                Celebrity Cruises Visa Signature®

                                                                                                                                                Bank Of America

                                                                                                                                                2x points on Celebrity Cruises

                                                                                                                                                Why this card

                                                                                                                                                1. 1.2x on celebrity cruises ($120/yr on $6,000 spend)

                                                                                                                                                No annual fee

                                                                                                                                                VISA
                                                                                                                                                Core Rate
                                                                                                                                                2.0¢
                                                                                                                                                per dollar on celebrity cruises
                                                                                                                                                No annual fee($8 in credits)
                                                                                                                                                Annual rewards$120
                                                                                                                                                + Credits$8
                                                                                                                                                Net annual value$128
                                                                                                                                                Chase Sapphire Preferred Card
                                                                                                                                                23

                                                                                                                                                Chase Sapphire Preferred Card

                                                                                                                                                Chase

                                                                                                                                                1x Ultimate Rewards on Celebrity Cruises
                                                                                                                                                1x × 1.8¢/pt = 1.5¢ per dollar

                                                                                                                                                Why this card

                                                                                                                                                  $93 in credits offset the $95 fee

                                                                                                                                                  VISA
                                                                                                                                                  1.5¢
                                                                                                                                                  per dollar on celebrity cruises
                                                                                                                                                  $95/yr($93 in credits)
                                                                                                                                                  Annual rewards$91.80
                                                                                                                                                  + Credits$93
                                                                                                                                                  \u2212 Annual fee$95
                                                                                                                                                  Net annual value$89.80
                                                                                                                                                  Capital One QuicksilverOne Cash Rewards Credit Card
                                                                                                                                                  24

                                                                                                                                                  Capital One QuicksilverOne Cash Rewards Credit Card

                                                                                                                                                  Capital One

                                                                                                                                                  1.5x Cashback on Celebrity Cruises
                                                                                                                                                  1.5x × 1.0¢/pt = 1.3¢ per dollar

                                                                                                                                                  Why this card

                                                                                                                                                    $29.97 in credits offset the $39 fee

                                                                                                                                                    MASTERCARD
                                                                                                                                                    1.3¢
                                                                                                                                                    per dollar on celebrity cruises
                                                                                                                                                    $39/yr($29.97 in credits)
                                                                                                                                                    Annual rewards$76.50
                                                                                                                                                    + Credits$29.97
                                                                                                                                                    \u2212 Annual fee$39
                                                                                                                                                    Net annual value$67.47
                                                                                                                                                    No image
                                                                                                                                                    25

                                                                                                                                                    Bilt Palladium Card

                                                                                                                                                    Cardless

                                                                                                                                                    1x Bilt Rewards on Celebrity Cruises
                                                                                                                                                    1x × 2.0¢/pt = 1.7¢ per dollar

                                                                                                                                                    Why this card

                                                                                                                                                      $300 in credits offset the $495 fee

                                                                                                                                                      MASTERCARD
                                                                                                                                                      1.7¢
                                                                                                                                                      per dollar on celebrity cruises
                                                                                                                                                      $495/yr($300 in credits)
                                                                                                                                                      Annual rewards$102
                                                                                                                                                      + Credits$300
                                                                                                                                                      \u2212 Annual fee$495
                                                                                                                                                      Net annual value-$93
                                                                                                                                                      Capital One Quicksilver Student Cash Rewards Credit Card
                                                                                                                                                      26

                                                                                                                                                      Capital One Quicksilver Student Cash Rewards Credit Card

                                                                                                                                                      Capital One

                                                                                                                                                      1.5% cash back on Celebrity Cruises

                                                                                                                                                      Why this card

                                                                                                                                                        No annual fee

                                                                                                                                                        MASTERCARD
                                                                                                                                                        1.3¢
                                                                                                                                                        per dollar on celebrity cruises
                                                                                                                                                        No annual fee($119.88 in credits)
                                                                                                                                                        Annual rewards$76.50
                                                                                                                                                        + Credits$119.88
                                                                                                                                                        Net annual value$196.38
                                                                                                                                                        Hilton Honors American Express Card
                                                                                                                                                        27

                                                                                                                                                        Hilton Honors American Express Card

                                                                                                                                                        Amex

                                                                                                                                                        3x Hilton Honors on Celebrity Cruises
                                                                                                                                                        3x × 0.5¢/pt = 1.3¢ per dollar

                                                                                                                                                        Why this card

                                                                                                                                                          No annual fee

                                                                                                                                                          Amex has limited international acceptance — carry a Visa/Mastercard backup

                                                                                                                                                          AMEX
                                                                                                                                                          1.3¢
                                                                                                                                                          per dollar on celebrity cruises
                                                                                                                                                          No annual fee
                                                                                                                                                          Annual rewards$76.50
                                                                                                                                                          Net annual value$76.50
                                                                                                                                                          Discover it® Miles
                                                                                                                                                          28

                                                                                                                                                          Discover it® Miles

                                                                                                                                                          Discover

                                                                                                                                                          1.5x Cashback on Celebrity Cruises
                                                                                                                                                          1.5x × 1.0¢/pt = 1.3¢ per dollar

                                                                                                                                                          Why this card

                                                                                                                                                            No annual fee

                                                                                                                                                            Discover has very limited international acceptance

                                                                                                                                                            DISCOVER
                                                                                                                                                            1.3¢
                                                                                                                                                            per dollar on celebrity cruises
                                                                                                                                                            No annual fee
                                                                                                                                                            Annual rewards$76.50
                                                                                                                                                            Net annual value$76.50
                                                                                                                                                            Chase Freedom Unlimited
                                                                                                                                                            29

                                                                                                                                                            Chase Freedom Unlimited

                                                                                                                                                            Chase

                                                                                                                                                            1.5% cash back on Celebrity Cruises

                                                                                                                                                            Why this card

                                                                                                                                                              No annual fee

                                                                                                                                                              VISA
                                                                                                                                                              1.3¢
                                                                                                                                                              per dollar on celebrity cruises
                                                                                                                                                              No annual fee($30 in credits)
                                                                                                                                                              Annual rewards$76.50
                                                                                                                                                              + Credits$30
                                                                                                                                                              Net annual value$106.50