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best card for ralphs online

Here you can add a description about your company or product

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About
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Results from

$6,000

Scoring mode

Options

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Booking

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Avoid Amex network?

Already have a premium card?

Resolved as:Digital Wallet
card_name
95%
51 matches2101ms
Best Match

Ralphs Rewards World Elite Mastercard®

Usbank · No annual fee

Name match
95% confidence
View full details

Compare with— Digital Wallet cards

No image
1

Capital One Venture X Rewards Credit Card

Capital One

2x Venture Miles on Digital Wallet
2x × 1.9¢/pt = 3.1¢ per dollar

Why this card

    $315 in credits offset the $395 fee

    VISA
    3.1¢
    per dollar on digital wallet
    $395/yr($315 in credits)
    Annual rewards$188.70
    + Credits$315
    \u2212 Annual fee$395
    Net annual value$108.70
    No image
    2

    The Platinum Card from American Express

    Amex

    1x Membership Rewards on Digital Wallet
    1x × 1.8¢/pt = 1.5¢ per dollar

    Why this card

      $1,422 in credits fully offsets the $895 fee

      AMEX
      1.5¢
      per dollar on digital wallet
      $895/yr($1,422 in credits)
      Annual rewards$91.80
      + Credits$1,422
      \u2212 Annual fee$895
      Net annual value$618.80
      Citi Strata Elite℠ Card
      3

      Citi Strata Elite℠ Card

      Citi

      1.5x ThankYou Points on Digital Wallet
      1.5x × 1.5¢/pt = 1.9¢ per dollar

      Why this card

        $762.50 in credits fully offsets the $595 fee

        MASTERCARD
        1.9¢
        per dollar on digital wallet
        $595/yr($762.50 in credits)
        Annual rewards$114.75
        + Credits$762.50
        \u2212 Annual fee$595
        Net annual value$282.25
        No image
        4

        Verizon Visa Card

        Synchrony

        2% cash back on Digital Wallet

        Why this card

          No annual fee

          VISA
          1.7¢
          per dollar on digital wallet
          No annual fee($8 in credits)
          Annual rewards$102
          + Credits$8
          Net annual value$110
          Capital One VentureOne Rewards Credit Card
          5

          Capital One VentureOne Rewards Credit Card

          Capital One

          1.25x Venture Miles on Digital Wallet
          1.25x × 1.9¢/pt = 2.0¢ per dollar

          Why this card

            No annual fee

            MASTERCARD
            2.0¢
            per dollar on digital wallet
            No annual fee
            Annual rewards$117.94
            Net annual value$117.94
            Harris Teeter Rewards World Elite Mastercard®
            6

            Harris Teeter Rewards World Elite Mastercard®

            Usbank

            5x points on Digital Wallet

            Why this card

            1. 1.5x on Digital Services ($180/yr on $6,000 spend)

            No annual fee

            Your spend ($6,000) is 200% of the $3,000 annual cap

            MASTERCARD
            Core Rate
            5.0¢
            per dollar on digital wallet
            No annual fee($50 in credits)
            Annual rewards$180
            + Credits$50
            Net annual value$230

            Bonus rate on first $3,000/annual, then base rate

            Pick 'n Save/Metro Market Rewards World Elite Mastercard®
            7

            Pick 'n Save/Metro Market Rewards World Elite Mastercard®

            Usbank

            5x points on Digital Wallet

            Why this card

            1. 1.5x on Digital Services ($180/yr on $6,000 spend)

            No annual fee

            Your spend ($6,000) is 200% of the $3,000 annual cap

            MASTERCARD
            Core Rate
            5.0¢
            per dollar on digital wallet
            No annual fee($50 in credits)
            Annual rewards$180
            + Credits$50
            Net annual value$230

            Bonus rate on first $3,000/annual, then base rate

            Smith's Rewards World Elite Mastercard®
            8

            Smith's Rewards World Elite Mastercard®

            Usbank

            5x points on Digital Wallet

            Why this card

            1. 1.5x on Digital Services ($180/yr on $6,000 spend)

            No annual fee

            Your spend ($6,000) is 200% of the $3,000 annual cap

            MASTERCARD
            Core Rate
            5.0¢
            per dollar on digital wallet
            No annual fee
            Annual rewards$180
            Net annual value$180

            Bonus rate on first $3,000/annual, then base rate

            Kroger Rewards World Elite Mastercard®
            9

            Kroger Rewards World Elite Mastercard®

            Usbank

            5x points on Digital Wallet

            Why this card

            1. 1.5x on Digital Services ($180/yr on $6,000 spend)

            No annual fee

            Your spend ($6,000) is 200% of the $3,000 annual cap

            MASTERCARD
            Core Rate
            5.0¢
            per dollar on digital wallet
            No annual fee
            Annual rewards$180
            Net annual value$180

            Bonus rate on first $3,000/annual, then base rate

            King Soopers Rewards World Elite Mastercard®
            10

            King Soopers Rewards World Elite Mastercard®

            Usbank

            5x points on Digital Wallet

            Why this card

            1. 1.5x on Digital Services ($180/yr on $6,000 spend)

            No annual fee

            Your spend ($6,000) is 200% of the $3,000 annual cap

            MASTERCARD
            Core Rate
            5.0¢
            per dollar on digital wallet
            No annual fee
            Annual rewards$180
            Net annual value$180

            Bonus rate on first $3,000/annual, then base rate

            QFC Rewards World Elite Mastercard®
            11

            QFC Rewards World Elite Mastercard®

            Usbank

            5x points on Digital Wallet

            Why this card

            1. 1.5x on Digital Services ($180/yr on $6,000 spend)

            No annual fee

            Your spend ($6,000) is 200% of the $3,000 annual cap

            MASTERCARD
            Core Rate
            5.0¢
            per dollar on digital wallet
            No annual fee
            Annual rewards$180
            Net annual value$180

            Bonus rate on first $3,000/annual, then base rate

            Fry's REWARDS World Mastercard®
            12

            Fry's REWARDS World Mastercard®

            Usbank

            5x points on Digital Wallet

            Why this card

            1. 1.5x on Digital Services ($180/yr on $6,000 spend)

            No annual fee

            Your spend ($6,000) is 200% of the $3,000 annual cap

            MASTERCARD
            Core Rate
            5.0¢
            per dollar on digital wallet
            No annual fee
            Annual rewards$180
            Net annual value$180

            Bonus rate on first $3,000/annual, then base rate

            Fred Meyer Rewards® World Elite Mastercard®
            13

            Fred Meyer Rewards® World Elite Mastercard®

            Usbank

            5x points on Digital Wallet

            Why this card

            1. 1.5x on Digital Services ($180/yr on $6,000 spend)

            No annual fee

            Your spend ($6,000) is 200% of the $3,000 annual cap

            MASTERCARD
            Core Rate
            5.0¢
            per dollar on digital wallet
            No annual fee
            Annual rewards$180
            Net annual value$180

            Bonus rate on first $3,000/annual, then base rate

            Dillons REWARDS World Mastercard®
            14

            Dillons REWARDS World Mastercard®

            Usbank

            5x points on Digital Wallet

            Why this card

            1. 1.5x on Digital Services ($180/yr on $6,000 spend)

            No annual fee

            Your spend ($6,000) is 200% of the $3,000 annual cap

            MASTERCARD
            Core Rate
            5.0¢
            per dollar on digital wallet
            No annual fee
            Annual rewards$180
            Net annual value$180

            Bonus rate on first $3,000/annual, then base rate

            Bilt Obsidian Card
            15

            Bilt Obsidian Card

            Cardless

            1x Bilt Rewards on Digital Wallet
            1x × 2.0¢/pt = 1.7¢ per dollar
            MASTERCARD
            1.7¢
            per dollar on digital wallet
            $95/yr
            Annual rewards$102
            \u2212 Annual fee$95
            Net annual value$7
            Chase Sapphire Reserve
            16

            Chase Sapphire Reserve

            Chase

            1x Ultimate Rewards on Digital Wallet
            1x × 1.8¢/pt = 1.5¢ per dollar

            Why this card

              $968 in credits fully offsets the $795 fee

              VISA
              1.5¢
              per dollar on digital wallet
              $795/yr($968 in credits)
              Annual rewards$91.80
              + Credits$968
              \u2212 Annual fee$795
              Net annual value$264.80
              Wells Fargo Active Cash Card
              17

              Wells Fargo Active Cash Card

              Wells Fargo

              2% cash back on Digital Wallet

              Why this card

                No annual fee

                VISA
                1.7¢
                per dollar on digital wallet
                No annual fee($8 in credits)
                Annual rewards$102
                + Credits$8
                Net annual value$110
                U.S. Bank Smartly Visa Signature Card
                18

                U.S. Bank Smartly Visa Signature Card

                Usbank

                2% cash back on Digital Wallet

                Why this card

                  No annual fee

                  VISA
                  1.7¢
                  per dollar on digital wallet
                  No annual fee($8 in credits)
                  Annual rewards$102
                  + Credits$8
                  Net annual value$110
                  No image
                  19

                  TD Double Up Credit Card

                  Td Bank

                  2% cash back on Digital Wallet

                  Why this card

                    No annual fee

                    VISA
                    1.7¢
                    per dollar on digital wallet
                    No annual fee($8 in credits)
                    Annual rewards$102
                    + Credits$8
                    Net annual value$110
                    Bank of America Unlimited Cash Rewards Credit Card
                    20

                    Bank of America Unlimited Cash Rewards Credit Card

                    Bank Of America

                    2% cash back on Digital Wallet

                    Why this card

                      No annual fee

                      VISA
                      1.7¢
                      per dollar on digital wallet
                      No annual fee($8 in credits)
                      Annual rewards$102
                      + Credits$8
                      Net annual value$110
                      Navy Federal Flagship Rewards® Card
                      21

                      Navy Federal Flagship Rewards® Card

                      Navy Federal

                      2x Navy Federal Nrewards on Digital Wallet
                      2x × 1.0¢/pt = 1.7¢ per dollar

                      Why this card

                        No annual fee

                        VISA
                        1.7¢
                        per dollar on digital wallet
                        No annual fee($8 in credits)
                        Annual rewards$102
                        + Credits$8
                        Net annual value$110
                        Fidelity Rewards Visa Signature Card
                        22

                        Fidelity Rewards Visa Signature Card

                        Elan Financial

                        2% cash back on Digital Wallet

                        Why this card

                          No annual fee

                          VISA
                          1.7¢
                          per dollar on digital wallet
                          No annual fee($8 in credits)
                          Annual rewards$102
                          + Credits$8
                          Net annual value$110
                          Synchrony Premier Mastercard
                          23

                          Synchrony Premier Mastercard

                          Synchrony

                          2% cash back on Digital Wallet

                          Why this card

                            No annual fee

                            MASTERCARD
                            1.7¢
                            per dollar on digital wallet
                            No annual fee
                            Annual rewards$102
                            Net annual value$102
                            No image
                            24

                            One Key+ Card

                            Wells Fargo

                            2% cash back on Digital Wallet

                            Why this card

                              No annual fee

                              MASTERCARD
                              1.7¢
                              per dollar on digital wallet
                              No annual fee
                              Annual rewards$102
                              Net annual value$102
                              Rakuten American Express Card
                              25

                              Rakuten American Express Card

                              First Electronic Bank

                              1% cash back on Digital Wallet

                              Convertible Cash Back — 1.0–2.0¢/$

                              This card's 1% cash back can be redeemed as cash (1.0¢/$) or converted to Amex Membership Rewards (2.0¢/$) or Bilt Rewards (1.7¢/$).

                              Why this card

                              1. 1.Cash back converts at 1.6¢ avg — 1.6× cash value

                              No annual fee

                              AMEX
                              Convertible
                              1.0–2.0¢
                              per dollar on digital wallet
                              depending on redemption
                              No annual fee
                              Annual rewards$79.90
                              Net annual value$79.90
                              Bank of America® Unlimited Cash Rewards for Students
                              26

                              Bank of America® Unlimited Cash Rewards for Students

                              Bank Of America

                              2% cash back on Digital Wallet

                              Why this card

                                No annual fee

                                VISA
                                1.7¢
                                per dollar on digital wallet
                                No annual fee($8 in credits)
                                Annual rewards$102
                                + Credits$8
                                Net annual value$110
                                Citi Double Cash Card
                                27

                                Citi Double Cash Card

                                Citi

                                2% cash back on Digital Wallet

                                Why this card

                                  No annual fee

                                  MASTERCARD
                                  1.7¢
                                  per dollar on digital wallet
                                  No annual fee
                                  Annual rewards$102
                                  Net annual value$102
                                  No image
                                  28

                                  SoFi Credit Card

                                  Sofi

                                  2% cash back on Digital Wallet

                                  Why this card

                                    No annual fee

                                    MASTERCARD
                                    1.7¢
                                    per dollar on digital wallet
                                    No annual fee
                                    Annual rewards$102
                                    Net annual value$102
                                    Bilt Blue Card
                                    29

                                    Bilt Blue Card

                                    Cardless

                                    1x Bilt Rewards on Digital Wallet
                                    1x × 2.0¢/pt = 1.7¢ per dollar

                                    Why this card

                                      No annual fee

                                      MASTERCARD
                                      1.7¢
                                      per dollar on digital wallet
                                      No annual fee
                                      Annual rewards$102
                                      Net annual value$102

                                      Results from

                                      $6,000

                                      Scoring mode

                                      Options

                                      Point valuation

                                      Booking

                                      Rewards

                                      Programs

                                      Networks

                                      Refine results

                                      No annual fee only?

                                      Avoid Amex network?

                                      Already have a premium card?

                                      Resolved as:Digital Wallet
                                      card_name
                                      95%
                                      51 matches2101ms
                                      Best Match

                                      Ralphs Rewards World Elite Mastercard®

                                      Usbank · No annual fee

                                      Name match
                                      95% confidence
                                      View full details

                                      Compare with— Digital Wallet cards

                                      No image
                                      1

                                      Capital One Venture X Rewards Credit Card

                                      Capital One

                                      2x Venture Miles on Digital Wallet
                                      2x × 1.9¢/pt = 3.1¢ per dollar

                                      Why this card

                                        $315 in credits offset the $395 fee

                                        VISA
                                        3.1¢
                                        per dollar on digital wallet
                                        $395/yr($315 in credits)
                                        Annual rewards$188.70
                                        + Credits$315
                                        \u2212 Annual fee$395
                                        Net annual value$108.70
                                        No image
                                        2

                                        The Platinum Card from American Express

                                        Amex

                                        1x Membership Rewards on Digital Wallet
                                        1x × 1.8¢/pt = 1.5¢ per dollar

                                        Why this card

                                          $1,422 in credits fully offsets the $895 fee

                                          AMEX
                                          1.5¢
                                          per dollar on digital wallet
                                          $895/yr($1,422 in credits)
                                          Annual rewards$91.80
                                          + Credits$1,422
                                          \u2212 Annual fee$895
                                          Net annual value$618.80
                                          Citi Strata Elite℠ Card
                                          3

                                          Citi Strata Elite℠ Card

                                          Citi

                                          1.5x ThankYou Points on Digital Wallet
                                          1.5x × 1.5¢/pt = 1.9¢ per dollar

                                          Why this card

                                            $762.50 in credits fully offsets the $595 fee

                                            MASTERCARD
                                            1.9¢
                                            per dollar on digital wallet
                                            $595/yr($762.50 in credits)
                                            Annual rewards$114.75
                                            + Credits$762.50
                                            \u2212 Annual fee$595
                                            Net annual value$282.25
                                            No image
                                            4

                                            Verizon Visa Card

                                            Synchrony

                                            2% cash back on Digital Wallet

                                            Why this card

                                              No annual fee

                                              VISA
                                              1.7¢
                                              per dollar on digital wallet
                                              No annual fee($8 in credits)
                                              Annual rewards$102
                                              + Credits$8
                                              Net annual value$110
                                              Capital One VentureOne Rewards Credit Card
                                              5

                                              Capital One VentureOne Rewards Credit Card

                                              Capital One

                                              1.25x Venture Miles on Digital Wallet
                                              1.25x × 1.9¢/pt = 2.0¢ per dollar

                                              Why this card

                                                No annual fee

                                                MASTERCARD
                                                2.0¢
                                                per dollar on digital wallet
                                                No annual fee
                                                Annual rewards$117.94
                                                Net annual value$117.94
                                                Harris Teeter Rewards World Elite Mastercard®
                                                6

                                                Harris Teeter Rewards World Elite Mastercard®

                                                Usbank

                                                5x points on Digital Wallet

                                                Why this card

                                                1. 1.5x on Digital Services ($180/yr on $6,000 spend)

                                                No annual fee

                                                Your spend ($6,000) is 200% of the $3,000 annual cap

                                                MASTERCARD
                                                Core Rate
                                                5.0¢
                                                per dollar on digital wallet
                                                No annual fee($50 in credits)
                                                Annual rewards$180
                                                + Credits$50
                                                Net annual value$230

                                                Bonus rate on first $3,000/annual, then base rate

                                                Pick 'n Save/Metro Market Rewards World Elite Mastercard®
                                                7

                                                Pick 'n Save/Metro Market Rewards World Elite Mastercard®

                                                Usbank

                                                5x points on Digital Wallet

                                                Why this card

                                                1. 1.5x on Digital Services ($180/yr on $6,000 spend)

                                                No annual fee

                                                Your spend ($6,000) is 200% of the $3,000 annual cap

                                                MASTERCARD
                                                Core Rate
                                                5.0¢
                                                per dollar on digital wallet
                                                No annual fee($50 in credits)
                                                Annual rewards$180
                                                + Credits$50
                                                Net annual value$230

                                                Bonus rate on first $3,000/annual, then base rate

                                                Smith's Rewards World Elite Mastercard®
                                                8

                                                Smith's Rewards World Elite Mastercard®

                                                Usbank

                                                5x points on Digital Wallet

                                                Why this card

                                                1. 1.5x on Digital Services ($180/yr on $6,000 spend)

                                                No annual fee

                                                Your spend ($6,000) is 200% of the $3,000 annual cap

                                                MASTERCARD
                                                Core Rate
                                                5.0¢
                                                per dollar on digital wallet
                                                No annual fee
                                                Annual rewards$180
                                                Net annual value$180

                                                Bonus rate on first $3,000/annual, then base rate

                                                Kroger Rewards World Elite Mastercard®
                                                9

                                                Kroger Rewards World Elite Mastercard®

                                                Usbank

                                                5x points on Digital Wallet

                                                Why this card

                                                1. 1.5x on Digital Services ($180/yr on $6,000 spend)

                                                No annual fee

                                                Your spend ($6,000) is 200% of the $3,000 annual cap

                                                MASTERCARD
                                                Core Rate
                                                5.0¢
                                                per dollar on digital wallet
                                                No annual fee
                                                Annual rewards$180
                                                Net annual value$180

                                                Bonus rate on first $3,000/annual, then base rate

                                                King Soopers Rewards World Elite Mastercard®
                                                10

                                                King Soopers Rewards World Elite Mastercard®

                                                Usbank

                                                5x points on Digital Wallet

                                                Why this card

                                                1. 1.5x on Digital Services ($180/yr on $6,000 spend)

                                                No annual fee

                                                Your spend ($6,000) is 200% of the $3,000 annual cap

                                                MASTERCARD
                                                Core Rate
                                                5.0¢
                                                per dollar on digital wallet
                                                No annual fee
                                                Annual rewards$180
                                                Net annual value$180

                                                Bonus rate on first $3,000/annual, then base rate

                                                QFC Rewards World Elite Mastercard®
                                                11

                                                QFC Rewards World Elite Mastercard®

                                                Usbank

                                                5x points on Digital Wallet

                                                Why this card

                                                1. 1.5x on Digital Services ($180/yr on $6,000 spend)

                                                No annual fee

                                                Your spend ($6,000) is 200% of the $3,000 annual cap

                                                MASTERCARD
                                                Core Rate
                                                5.0¢
                                                per dollar on digital wallet
                                                No annual fee
                                                Annual rewards$180
                                                Net annual value$180

                                                Bonus rate on first $3,000/annual, then base rate

                                                Fry's REWARDS World Mastercard®
                                                12

                                                Fry's REWARDS World Mastercard®

                                                Usbank

                                                5x points on Digital Wallet

                                                Why this card

                                                1. 1.5x on Digital Services ($180/yr on $6,000 spend)

                                                No annual fee

                                                Your spend ($6,000) is 200% of the $3,000 annual cap

                                                MASTERCARD
                                                Core Rate
                                                5.0¢
                                                per dollar on digital wallet
                                                No annual fee
                                                Annual rewards$180
                                                Net annual value$180

                                                Bonus rate on first $3,000/annual, then base rate

                                                Fred Meyer Rewards® World Elite Mastercard®
                                                13

                                                Fred Meyer Rewards® World Elite Mastercard®

                                                Usbank

                                                5x points on Digital Wallet

                                                Why this card

                                                1. 1.5x on Digital Services ($180/yr on $6,000 spend)

                                                No annual fee

                                                Your spend ($6,000) is 200% of the $3,000 annual cap

                                                MASTERCARD
                                                Core Rate
                                                5.0¢
                                                per dollar on digital wallet
                                                No annual fee
                                                Annual rewards$180
                                                Net annual value$180

                                                Bonus rate on first $3,000/annual, then base rate

                                                Dillons REWARDS World Mastercard®
                                                14

                                                Dillons REWARDS World Mastercard®

                                                Usbank

                                                5x points on Digital Wallet

                                                Why this card

                                                1. 1.5x on Digital Services ($180/yr on $6,000 spend)

                                                No annual fee

                                                Your spend ($6,000) is 200% of the $3,000 annual cap

                                                MASTERCARD
                                                Core Rate
                                                5.0¢
                                                per dollar on digital wallet
                                                No annual fee
                                                Annual rewards$180
                                                Net annual value$180

                                                Bonus rate on first $3,000/annual, then base rate

                                                Bilt Obsidian Card
                                                15

                                                Bilt Obsidian Card

                                                Cardless

                                                1x Bilt Rewards on Digital Wallet
                                                1x × 2.0¢/pt = 1.7¢ per dollar
                                                MASTERCARD
                                                1.7¢
                                                per dollar on digital wallet
                                                $95/yr
                                                Annual rewards$102
                                                \u2212 Annual fee$95
                                                Net annual value$7
                                                Chase Sapphire Reserve
                                                16

                                                Chase Sapphire Reserve

                                                Chase

                                                1x Ultimate Rewards on Digital Wallet
                                                1x × 1.8¢/pt = 1.5¢ per dollar

                                                Why this card

                                                  $968 in credits fully offsets the $795 fee

                                                  VISA
                                                  1.5¢
                                                  per dollar on digital wallet
                                                  $795/yr($968 in credits)
                                                  Annual rewards$91.80
                                                  + Credits$968
                                                  \u2212 Annual fee$795
                                                  Net annual value$264.80
                                                  Wells Fargo Active Cash Card
                                                  17

                                                  Wells Fargo Active Cash Card

                                                  Wells Fargo

                                                  2% cash back on Digital Wallet

                                                  Why this card

                                                    No annual fee

                                                    VISA
                                                    1.7¢
                                                    per dollar on digital wallet
                                                    No annual fee($8 in credits)
                                                    Annual rewards$102
                                                    + Credits$8
                                                    Net annual value$110
                                                    U.S. Bank Smartly Visa Signature Card
                                                    18

                                                    U.S. Bank Smartly Visa Signature Card

                                                    Usbank

                                                    2% cash back on Digital Wallet

                                                    Why this card

                                                      No annual fee

                                                      VISA
                                                      1.7¢
                                                      per dollar on digital wallet
                                                      No annual fee($8 in credits)
                                                      Annual rewards$102
                                                      + Credits$8
                                                      Net annual value$110
                                                      No image
                                                      19

                                                      TD Double Up Credit Card

                                                      Td Bank

                                                      2% cash back on Digital Wallet

                                                      Why this card

                                                        No annual fee

                                                        VISA
                                                        1.7¢
                                                        per dollar on digital wallet
                                                        No annual fee($8 in credits)
                                                        Annual rewards$102
                                                        + Credits$8
                                                        Net annual value$110
                                                        Bank of America Unlimited Cash Rewards Credit Card
                                                        20

                                                        Bank of America Unlimited Cash Rewards Credit Card

                                                        Bank Of America

                                                        2% cash back on Digital Wallet

                                                        Why this card

                                                          No annual fee

                                                          VISA
                                                          1.7¢
                                                          per dollar on digital wallet
                                                          No annual fee($8 in credits)
                                                          Annual rewards$102
                                                          + Credits$8
                                                          Net annual value$110
                                                          Navy Federal Flagship Rewards® Card
                                                          21

                                                          Navy Federal Flagship Rewards® Card

                                                          Navy Federal

                                                          2x Navy Federal Nrewards on Digital Wallet
                                                          2x × 1.0¢/pt = 1.7¢ per dollar

                                                          Why this card

                                                            No annual fee

                                                            VISA
                                                            1.7¢
                                                            per dollar on digital wallet
                                                            No annual fee($8 in credits)
                                                            Annual rewards$102
                                                            + Credits$8
                                                            Net annual value$110
                                                            Fidelity Rewards Visa Signature Card
                                                            22

                                                            Fidelity Rewards Visa Signature Card

                                                            Elan Financial

                                                            2% cash back on Digital Wallet

                                                            Why this card

                                                              No annual fee

                                                              VISA
                                                              1.7¢
                                                              per dollar on digital wallet
                                                              No annual fee($8 in credits)
                                                              Annual rewards$102
                                                              + Credits$8
                                                              Net annual value$110
                                                              Synchrony Premier Mastercard
                                                              23

                                                              Synchrony Premier Mastercard

                                                              Synchrony

                                                              2% cash back on Digital Wallet

                                                              Why this card

                                                                No annual fee

                                                                MASTERCARD
                                                                1.7¢
                                                                per dollar on digital wallet
                                                                No annual fee
                                                                Annual rewards$102
                                                                Net annual value$102
                                                                No image
                                                                24

                                                                One Key+ Card

                                                                Wells Fargo

                                                                2% cash back on Digital Wallet

                                                                Why this card

                                                                  No annual fee

                                                                  MASTERCARD
                                                                  1.7¢
                                                                  per dollar on digital wallet
                                                                  No annual fee
                                                                  Annual rewards$102
                                                                  Net annual value$102
                                                                  Rakuten American Express Card
                                                                  25

                                                                  Rakuten American Express Card

                                                                  First Electronic Bank

                                                                  1% cash back on Digital Wallet

                                                                  Convertible Cash Back — 1.0–2.0¢/$

                                                                  This card's 1% cash back can be redeemed as cash (1.0¢/$) or converted to Amex Membership Rewards (2.0¢/$) or Bilt Rewards (1.7¢/$).

                                                                  Why this card

                                                                  1. 1.Cash back converts at 1.6¢ avg — 1.6× cash value

                                                                  No annual fee

                                                                  AMEX
                                                                  Convertible
                                                                  1.0–2.0¢
                                                                  per dollar on digital wallet
                                                                  depending on redemption
                                                                  No annual fee
                                                                  Annual rewards$79.90
                                                                  Net annual value$79.90
                                                                  Bank of America® Unlimited Cash Rewards for Students
                                                                  26

                                                                  Bank of America® Unlimited Cash Rewards for Students

                                                                  Bank Of America

                                                                  2% cash back on Digital Wallet

                                                                  Why this card

                                                                    No annual fee

                                                                    VISA
                                                                    1.7¢
                                                                    per dollar on digital wallet
                                                                    No annual fee($8 in credits)
                                                                    Annual rewards$102
                                                                    + Credits$8
                                                                    Net annual value$110
                                                                    Citi Double Cash Card
                                                                    27

                                                                    Citi Double Cash Card

                                                                    Citi

                                                                    2% cash back on Digital Wallet

                                                                    Why this card

                                                                      No annual fee

                                                                      MASTERCARD
                                                                      1.7¢
                                                                      per dollar on digital wallet
                                                                      No annual fee
                                                                      Annual rewards$102
                                                                      Net annual value$102
                                                                      No image
                                                                      28

                                                                      SoFi Credit Card

                                                                      Sofi

                                                                      2% cash back on Digital Wallet

                                                                      Why this card

                                                                        No annual fee

                                                                        MASTERCARD
                                                                        1.7¢
                                                                        per dollar on digital wallet
                                                                        No annual fee
                                                                        Annual rewards$102
                                                                        Net annual value$102
                                                                        Bilt Blue Card
                                                                        29

                                                                        Bilt Blue Card

                                                                        Cardless

                                                                        1x Bilt Rewards on Digital Wallet
                                                                        1x × 2.0¢/pt = 1.7¢ per dollar

                                                                        Why this card

                                                                          No annual fee

                                                                          MASTERCARD
                                                                          1.7¢
                                                                          per dollar on digital wallet
                                                                          No annual fee
                                                                          Annual rewards$102
                                                                          Net annual value$102

                                                                          Results from

                                                                          $6,000

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                                                                          Ralphs Rewards World Elite Mastercard®

                                                                          Usbank · No annual fee

                                                                          Name match
                                                                          95% confidence
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                                                                          Compare with— Digital Wallet cards

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                                                                          1

                                                                          Capital One Venture X Rewards Credit Card

                                                                          Capital One

                                                                          2x Venture Miles on Digital Wallet
                                                                          2x × 1.9¢/pt = 3.1¢ per dollar

                                                                          Why this card

                                                                            $315 in credits offset the $395 fee

                                                                            VISA
                                                                            3.1¢
                                                                            per dollar on digital wallet
                                                                            $395/yr($315 in credits)
                                                                            Annual rewards$188.70
                                                                            + Credits$315
                                                                            \u2212 Annual fee$395
                                                                            Net annual value$108.70
                                                                            No image
                                                                            2

                                                                            The Platinum Card from American Express

                                                                            Amex

                                                                            1x Membership Rewards on Digital Wallet
                                                                            1x × 1.8¢/pt = 1.5¢ per dollar

                                                                            Why this card

                                                                              $1,422 in credits fully offsets the $895 fee

                                                                              AMEX
                                                                              1.5¢
                                                                              per dollar on digital wallet
                                                                              $895/yr($1,422 in credits)
                                                                              Annual rewards$91.80
                                                                              + Credits$1,422
                                                                              \u2212 Annual fee$895
                                                                              Net annual value$618.80
                                                                              Citi Strata Elite℠ Card
                                                                              3

                                                                              Citi Strata Elite℠ Card

                                                                              Citi

                                                                              1.5x ThankYou Points on Digital Wallet
                                                                              1.5x × 1.5¢/pt = 1.9¢ per dollar

                                                                              Why this card

                                                                                $762.50 in credits fully offsets the $595 fee

                                                                                MASTERCARD
                                                                                1.9¢
                                                                                per dollar on digital wallet
                                                                                $595/yr($762.50 in credits)
                                                                                Annual rewards$114.75
                                                                                + Credits$762.50
                                                                                \u2212 Annual fee$595
                                                                                Net annual value$282.25
                                                                                No image
                                                                                4

                                                                                Verizon Visa Card

                                                                                Synchrony

                                                                                2% cash back on Digital Wallet

                                                                                Why this card

                                                                                  No annual fee

                                                                                  VISA
                                                                                  1.7¢
                                                                                  per dollar on digital wallet
                                                                                  No annual fee($8 in credits)
                                                                                  Annual rewards$102
                                                                                  + Credits$8
                                                                                  Net annual value$110
                                                                                  Capital One VentureOne Rewards Credit Card
                                                                                  5

                                                                                  Capital One VentureOne Rewards Credit Card

                                                                                  Capital One

                                                                                  1.25x Venture Miles on Digital Wallet
                                                                                  1.25x × 1.9¢/pt = 2.0¢ per dollar

                                                                                  Why this card

                                                                                    No annual fee

                                                                                    MASTERCARD
                                                                                    2.0¢
                                                                                    per dollar on digital wallet
                                                                                    No annual fee
                                                                                    Annual rewards$117.94
                                                                                    Net annual value$117.94
                                                                                    Harris Teeter Rewards World Elite Mastercard®
                                                                                    6

                                                                                    Harris Teeter Rewards World Elite Mastercard®

                                                                                    Usbank

                                                                                    5x points on Digital Wallet

                                                                                    Why this card

                                                                                    1. 1.5x on Digital Services ($180/yr on $6,000 spend)

                                                                                    No annual fee

                                                                                    Your spend ($6,000) is 200% of the $3,000 annual cap

                                                                                    MASTERCARD
                                                                                    Core Rate
                                                                                    5.0¢
                                                                                    per dollar on digital wallet
                                                                                    No annual fee($50 in credits)
                                                                                    Annual rewards$180
                                                                                    + Credits$50
                                                                                    Net annual value$230

                                                                                    Bonus rate on first $3,000/annual, then base rate

                                                                                    Pick 'n Save/Metro Market Rewards World Elite Mastercard®
                                                                                    7

                                                                                    Pick 'n Save/Metro Market Rewards World Elite Mastercard®

                                                                                    Usbank

                                                                                    5x points on Digital Wallet

                                                                                    Why this card

                                                                                    1. 1.5x on Digital Services ($180/yr on $6,000 spend)

                                                                                    No annual fee

                                                                                    Your spend ($6,000) is 200% of the $3,000 annual cap

                                                                                    MASTERCARD
                                                                                    Core Rate
                                                                                    5.0¢
                                                                                    per dollar on digital wallet
                                                                                    No annual fee($50 in credits)
                                                                                    Annual rewards$180
                                                                                    + Credits$50
                                                                                    Net annual value$230

                                                                                    Bonus rate on first $3,000/annual, then base rate

                                                                                    Smith's Rewards World Elite Mastercard®
                                                                                    8

                                                                                    Smith's Rewards World Elite Mastercard®

                                                                                    Usbank

                                                                                    5x points on Digital Wallet

                                                                                    Why this card

                                                                                    1. 1.5x on Digital Services ($180/yr on $6,000 spend)

                                                                                    No annual fee

                                                                                    Your spend ($6,000) is 200% of the $3,000 annual cap

                                                                                    MASTERCARD
                                                                                    Core Rate
                                                                                    5.0¢
                                                                                    per dollar on digital wallet
                                                                                    No annual fee
                                                                                    Annual rewards$180
                                                                                    Net annual value$180

                                                                                    Bonus rate on first $3,000/annual, then base rate

                                                                                    Kroger Rewards World Elite Mastercard®
                                                                                    9

                                                                                    Kroger Rewards World Elite Mastercard®

                                                                                    Usbank

                                                                                    5x points on Digital Wallet

                                                                                    Why this card

                                                                                    1. 1.5x on Digital Services ($180/yr on $6,000 spend)

                                                                                    No annual fee

                                                                                    Your spend ($6,000) is 200% of the $3,000 annual cap

                                                                                    MASTERCARD
                                                                                    Core Rate
                                                                                    5.0¢
                                                                                    per dollar on digital wallet
                                                                                    No annual fee
                                                                                    Annual rewards$180
                                                                                    Net annual value$180

                                                                                    Bonus rate on first $3,000/annual, then base rate

                                                                                    King Soopers Rewards World Elite Mastercard®
                                                                                    10

                                                                                    King Soopers Rewards World Elite Mastercard®

                                                                                    Usbank

                                                                                    5x points on Digital Wallet

                                                                                    Why this card

                                                                                    1. 1.5x on Digital Services ($180/yr on $6,000 spend)

                                                                                    No annual fee

                                                                                    Your spend ($6,000) is 200% of the $3,000 annual cap

                                                                                    MASTERCARD
                                                                                    Core Rate
                                                                                    5.0¢
                                                                                    per dollar on digital wallet
                                                                                    No annual fee
                                                                                    Annual rewards$180
                                                                                    Net annual value$180

                                                                                    Bonus rate on first $3,000/annual, then base rate

                                                                                    QFC Rewards World Elite Mastercard®
                                                                                    11

                                                                                    QFC Rewards World Elite Mastercard®

                                                                                    Usbank

                                                                                    5x points on Digital Wallet

                                                                                    Why this card

                                                                                    1. 1.5x on Digital Services ($180/yr on $6,000 spend)

                                                                                    No annual fee

                                                                                    Your spend ($6,000) is 200% of the $3,000 annual cap

                                                                                    MASTERCARD
                                                                                    Core Rate
                                                                                    5.0¢
                                                                                    per dollar on digital wallet
                                                                                    No annual fee
                                                                                    Annual rewards$180
                                                                                    Net annual value$180

                                                                                    Bonus rate on first $3,000/annual, then base rate

                                                                                    Fry's REWARDS World Mastercard®
                                                                                    12

                                                                                    Fry's REWARDS World Mastercard®

                                                                                    Usbank

                                                                                    5x points on Digital Wallet

                                                                                    Why this card

                                                                                    1. 1.5x on Digital Services ($180/yr on $6,000 spend)

                                                                                    No annual fee

                                                                                    Your spend ($6,000) is 200% of the $3,000 annual cap

                                                                                    MASTERCARD
                                                                                    Core Rate
                                                                                    5.0¢
                                                                                    per dollar on digital wallet
                                                                                    No annual fee
                                                                                    Annual rewards$180
                                                                                    Net annual value$180

                                                                                    Bonus rate on first $3,000/annual, then base rate

                                                                                    Fred Meyer Rewards® World Elite Mastercard®
                                                                                    13

                                                                                    Fred Meyer Rewards® World Elite Mastercard®

                                                                                    Usbank

                                                                                    5x points on Digital Wallet

                                                                                    Why this card

                                                                                    1. 1.5x on Digital Services ($180/yr on $6,000 spend)

                                                                                    No annual fee

                                                                                    Your spend ($6,000) is 200% of the $3,000 annual cap

                                                                                    MASTERCARD
                                                                                    Core Rate
                                                                                    5.0¢
                                                                                    per dollar on digital wallet
                                                                                    No annual fee
                                                                                    Annual rewards$180
                                                                                    Net annual value$180

                                                                                    Bonus rate on first $3,000/annual, then base rate

                                                                                    Dillons REWARDS World Mastercard®
                                                                                    14

                                                                                    Dillons REWARDS World Mastercard®

                                                                                    Usbank

                                                                                    5x points on Digital Wallet

                                                                                    Why this card

                                                                                    1. 1.5x on Digital Services ($180/yr on $6,000 spend)

                                                                                    No annual fee

                                                                                    Your spend ($6,000) is 200% of the $3,000 annual cap

                                                                                    MASTERCARD
                                                                                    Core Rate
                                                                                    5.0¢
                                                                                    per dollar on digital wallet
                                                                                    No annual fee
                                                                                    Annual rewards$180
                                                                                    Net annual value$180

                                                                                    Bonus rate on first $3,000/annual, then base rate

                                                                                    Bilt Obsidian Card
                                                                                    15

                                                                                    Bilt Obsidian Card

                                                                                    Cardless

                                                                                    1x Bilt Rewards on Digital Wallet
                                                                                    1x × 2.0¢/pt = 1.7¢ per dollar
                                                                                    MASTERCARD
                                                                                    1.7¢
                                                                                    per dollar on digital wallet
                                                                                    $95/yr
                                                                                    Annual rewards$102
                                                                                    \u2212 Annual fee$95
                                                                                    Net annual value$7
                                                                                    Chase Sapphire Reserve
                                                                                    16

                                                                                    Chase Sapphire Reserve

                                                                                    Chase

                                                                                    1x Ultimate Rewards on Digital Wallet
                                                                                    1x × 1.8¢/pt = 1.5¢ per dollar

                                                                                    Why this card

                                                                                      $968 in credits fully offsets the $795 fee

                                                                                      VISA
                                                                                      1.5¢
                                                                                      per dollar on digital wallet
                                                                                      $795/yr($968 in credits)
                                                                                      Annual rewards$91.80
                                                                                      + Credits$968
                                                                                      \u2212 Annual fee$795
                                                                                      Net annual value$264.80
                                                                                      Wells Fargo Active Cash Card
                                                                                      17

                                                                                      Wells Fargo Active Cash Card

                                                                                      Wells Fargo

                                                                                      2% cash back on Digital Wallet

                                                                                      Why this card

                                                                                        No annual fee

                                                                                        VISA
                                                                                        1.7¢
                                                                                        per dollar on digital wallet
                                                                                        No annual fee($8 in credits)
                                                                                        Annual rewards$102
                                                                                        + Credits$8
                                                                                        Net annual value$110
                                                                                        U.S. Bank Smartly Visa Signature Card
                                                                                        18

                                                                                        U.S. Bank Smartly Visa Signature Card

                                                                                        Usbank

                                                                                        2% cash back on Digital Wallet

                                                                                        Why this card

                                                                                          No annual fee

                                                                                          VISA
                                                                                          1.7¢
                                                                                          per dollar on digital wallet
                                                                                          No annual fee($8 in credits)
                                                                                          Annual rewards$102
                                                                                          + Credits$8
                                                                                          Net annual value$110
                                                                                          No image
                                                                                          19

                                                                                          TD Double Up Credit Card

                                                                                          Td Bank

                                                                                          2% cash back on Digital Wallet

                                                                                          Why this card

                                                                                            No annual fee

                                                                                            VISA
                                                                                            1.7¢
                                                                                            per dollar on digital wallet
                                                                                            No annual fee($8 in credits)
                                                                                            Annual rewards$102
                                                                                            + Credits$8
                                                                                            Net annual value$110
                                                                                            Bank of America Unlimited Cash Rewards Credit Card
                                                                                            20

                                                                                            Bank of America Unlimited Cash Rewards Credit Card

                                                                                            Bank Of America

                                                                                            2% cash back on Digital Wallet

                                                                                            Why this card

                                                                                              No annual fee

                                                                                              VISA
                                                                                              1.7¢
                                                                                              per dollar on digital wallet
                                                                                              No annual fee($8 in credits)
                                                                                              Annual rewards$102
                                                                                              + Credits$8
                                                                                              Net annual value$110
                                                                                              Navy Federal Flagship Rewards® Card
                                                                                              21

                                                                                              Navy Federal Flagship Rewards® Card

                                                                                              Navy Federal

                                                                                              2x Navy Federal Nrewards on Digital Wallet
                                                                                              2x × 1.0¢/pt = 1.7¢ per dollar

                                                                                              Why this card

                                                                                                No annual fee

                                                                                                VISA
                                                                                                1.7¢
                                                                                                per dollar on digital wallet
                                                                                                No annual fee($8 in credits)
                                                                                                Annual rewards$102
                                                                                                + Credits$8
                                                                                                Net annual value$110
                                                                                                Fidelity Rewards Visa Signature Card
                                                                                                22

                                                                                                Fidelity Rewards Visa Signature Card

                                                                                                Elan Financial

                                                                                                2% cash back on Digital Wallet

                                                                                                Why this card

                                                                                                  No annual fee

                                                                                                  VISA
                                                                                                  1.7¢
                                                                                                  per dollar on digital wallet
                                                                                                  No annual fee($8 in credits)
                                                                                                  Annual rewards$102
                                                                                                  + Credits$8
                                                                                                  Net annual value$110
                                                                                                  Synchrony Premier Mastercard
                                                                                                  23

                                                                                                  Synchrony Premier Mastercard

                                                                                                  Synchrony

                                                                                                  2% cash back on Digital Wallet

                                                                                                  Why this card

                                                                                                    No annual fee

                                                                                                    MASTERCARD
                                                                                                    1.7¢
                                                                                                    per dollar on digital wallet
                                                                                                    No annual fee
                                                                                                    Annual rewards$102
                                                                                                    Net annual value$102
                                                                                                    No image
                                                                                                    24

                                                                                                    One Key+ Card

                                                                                                    Wells Fargo

                                                                                                    2% cash back on Digital Wallet

                                                                                                    Why this card

                                                                                                      No annual fee

                                                                                                      MASTERCARD
                                                                                                      1.7¢
                                                                                                      per dollar on digital wallet
                                                                                                      No annual fee
                                                                                                      Annual rewards$102
                                                                                                      Net annual value$102
                                                                                                      Rakuten American Express Card
                                                                                                      25

                                                                                                      Rakuten American Express Card

                                                                                                      First Electronic Bank

                                                                                                      1% cash back on Digital Wallet

                                                                                                      Convertible Cash Back — 1.0–2.0¢/$

                                                                                                      This card's 1% cash back can be redeemed as cash (1.0¢/$) or converted to Amex Membership Rewards (2.0¢/$) or Bilt Rewards (1.7¢/$).

                                                                                                      Why this card

                                                                                                      1. 1.Cash back converts at 1.6¢ avg — 1.6× cash value

                                                                                                      No annual fee

                                                                                                      AMEX
                                                                                                      Convertible
                                                                                                      1.0–2.0¢
                                                                                                      per dollar on digital wallet
                                                                                                      depending on redemption
                                                                                                      No annual fee
                                                                                                      Annual rewards$79.90
                                                                                                      Net annual value$79.90
                                                                                                      Bank of America® Unlimited Cash Rewards for Students
                                                                                                      26

                                                                                                      Bank of America® Unlimited Cash Rewards for Students

                                                                                                      Bank Of America

                                                                                                      2% cash back on Digital Wallet

                                                                                                      Why this card

                                                                                                        No annual fee

                                                                                                        VISA
                                                                                                        1.7¢
                                                                                                        per dollar on digital wallet
                                                                                                        No annual fee($8 in credits)
                                                                                                        Annual rewards$102
                                                                                                        + Credits$8
                                                                                                        Net annual value$110
                                                                                                        Citi Double Cash Card
                                                                                                        27

                                                                                                        Citi Double Cash Card

                                                                                                        Citi

                                                                                                        2% cash back on Digital Wallet

                                                                                                        Why this card

                                                                                                          No annual fee

                                                                                                          MASTERCARD
                                                                                                          1.7¢
                                                                                                          per dollar on digital wallet
                                                                                                          No annual fee
                                                                                                          Annual rewards$102
                                                                                                          Net annual value$102
                                                                                                          No image
                                                                                                          28

                                                                                                          SoFi Credit Card

                                                                                                          Sofi

                                                                                                          2% cash back on Digital Wallet

                                                                                                          Why this card

                                                                                                            No annual fee

                                                                                                            MASTERCARD
                                                                                                            1.7¢
                                                                                                            per dollar on digital wallet
                                                                                                            No annual fee
                                                                                                            Annual rewards$102
                                                                                                            Net annual value$102
                                                                                                            Bilt Blue Card
                                                                                                            29

                                                                                                            Bilt Blue Card

                                                                                                            Cardless

                                                                                                            1x Bilt Rewards on Digital Wallet
                                                                                                            1x × 2.0¢/pt = 1.7¢ per dollar

                                                                                                            Why this card

                                                                                                              No annual fee

                                                                                                              MASTERCARD
                                                                                                              1.7¢
                                                                                                              per dollar on digital wallet
                                                                                                              No annual fee
                                                                                                              Annual rewards$102
                                                                                                              Net annual value$102