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Best Credit Cards for Antivirus & Security Software

Ranked by real value with filters for fees, issuers, rewards, and transfer programs.

CardRewards.ai helps you find the best credit card for your spending with data-driven recommendations, side-by-side comparisons, and expert analysis.

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Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.

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Best Credit Cards for Antivirus & Security Software

Ranked by real value with filters for fees, issuers, rewards, and transfer programs.

Resolved as:Protection+1 moreCachedBase rates
70%
No cards offer a bonus rate for this category. Results are ranked by base earn rate.
129 matches1161ms

Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank

1

Bilt Palladium Card

Cardless

2x Bilt Rewards on Protection
2x × 2.2¢/pt = 4.4¢ per dollar

Why this card

  1. 1.Cellular Wireless Telephone Protection
  2. 2.Trip Delay
  3. 3.Purchase Assurance
  4. 4.Mastercard ID Theft Protection

$300 in credits offset the $495 fee

MASTERCARD
4.4¢
per dollar on protection
$495/yr($300 in credits)
Annual rewards$264.00
+ Credits$300
− Annual fee$495
Net annual value$69
2

Capital One Venture X Rewards Credit Card

Capital One

2x Venture Miles on Protection
2x × 1.9¢/pt = 3.7¢ per dollar

Why this card

  1. 1.Purchase Security
  2. 2.Return Protection
  3. 3.Travel & Emergency Assistance Services

$315 in credits offset the $395 fee

VISA
3.7¢
per dollar on protection
$395/yr($315 in credits)
Annual rewards$222
+ Credits$315
− Annual fee$395
Net annual value$142
3

The Platinum Card from American Express

Amex

1x Membership Rewards on Protection
1x × 1.5¢/pt = 1.5¢ per dollar

Why this card

  1. 1.Premium Car Rental Protection (Optional)
  2. 2.Cell Phone Protection
  3. 3.Extended Warranty
  4. 4.Purchase Protection
  5. 5.Return Protection

$1,397 in credits fully offsets the $895 fee

AMEX
1.5¢
per dollar on protection
$895/yr($1,397 in credits)
Annual rewards$90
+ Credits$1,397
− Annual fee$895
Net annual value$592
4

SoFi Credit Card

Sofi

2% cash back on Protection

Why this card

  1. 1.Purchase Assurance
  2. 2.Cell Phone Protection
  3. 3.Extended Warranty
  4. 4.Mastercard ID Theft Protection

No annual fee

MASTERCARD
2.0¢
per dollar on protection
No annual fee
Annual rewards$120
Net annual value$120
Citi Strata Elite℠ Card
5

Citi Strata Elite℠ Card

Citi

1.5x ThankYou Points on Protection
1.5x × 1.6¢/pt = 2.4¢ per dollar

Why this card

  1. 1.Access FICO® Score
  2. 2.HealthLock Medical Monitor
  3. 3.Mastercard ID Theft Protection

$762.50 in credits fully offsets the $595 fee

MASTERCARD
2.4¢
per dollar on protection
$595/yr($762.50 in credits)
Annual rewards$144
+ Credits$762.50
− Annual fee$595
Net annual value$311.50
Wells Fargo Active Cash Card
6

Wells Fargo Active Cash Card

Wells Fargo

2% cash back on Protection
Up to 3.2¢/$ (1.6¢/pt)via Choice Privileges

Why this card

  1. 1.Cell Phone Protection
  2. 2.Trip Delay Reimbursement
  3. 3.Baggage Delay Insurance
  4. 4.Credit Close-Up (Free FICO Score)
  5. 5.Extended Warranty Protection
VISA
2.0¢
per dollar on protection
No annual fee
Annual rewards$120
Net annual value$120
Chase Sapphire Preferred Card
7

Chase Sapphire Preferred Card

Chase

1x Ultimate Rewards on Protection
1x × 1.8¢/pt = 1.8¢ per dollar

Why this card

  1. 1.Trip Delay Reimbursement
  2. 2.Roadside Dispatch Assistance
  3. 3.Baggage Delay Insurance
  4. 4.Extended Warranty Protection
  5. 5.Lost Luggage Reimbursement

$134 in credits fully offsets the $95 fee

VISA
1.8¢
per dollar on protection
$95/yr($134 in credits)
Annual rewards$108
+ Credits$134
− Annual fee$95
Net annual value$147
Capital One VentureOne Rewards Credit Card
8

Capital One VentureOne Rewards Credit Card

Capital One

1.25x Venture Miles on Protection
1.25x × 1.9¢/pt = 2.3¢ per dollar

Why this card

  1. 1.Mastercard ID Theft Protection

No annual fee

MASTERCARD
2.3¢
per dollar on protection
No annual fee
Annual rewards$138.75
Net annual value$138.75
9

One Key+ Card

Wells Fargo

2% cash back on Protection

Why this card

  1. 1.Cell Phone Protection
  2. 2.Trip Cancellation and Interruption
  3. 3.Mastercard ID Theft Protection
  4. 4.HealthLock Medical Monitor
MASTERCARD
2.0¢
per dollar on protection
$99/yr
Annual rewards$120
− Annual fee$99
Net annual value$21
10

TD Double Up Credit Card

Td Bank

2% cash back on Protection

Why this card

  1. 1.Cell Phone Protection
  2. 2.Trip Delay Reimbursement
  3. 3.Roadside Dispatch Assistance
  4. 4.Baggage Delay Insurance
  5. 5.Extended Warranty Protection

No annual fee

VISA
2.0¢
per dollar on protection
No annual fee
Annual rewards$120
Net annual value$120
U.S. Bank Smartly Visa Signature Card
11

U.S. Bank Smartly Visa Signature Card

Usbank

2% cash back on Protection

Why this card

  1. 1.Trip Cancellation and Interruption Insurance
  2. 2.Trip Delay Reimbursement
  3. 3.Roadside Dispatch Assistance
  4. 4.Baggage Delay Insurance
  5. 5.Extended Warranty Protection

No annual fee

VISA
2.0¢
per dollar on protection
No annual fee
Annual rewards$120
Net annual value$120
Fidelity Rewards Visa Signature Card
12

Fidelity Rewards Visa Signature Card

Elan Financial

2% cash back on Protection

Why this card

  1. 1.Trip Cancellation and Interruption Insurance
  2. 2.Trip Delay Reimbursement
  3. 3.Roadside Dispatch Assistance
  4. 4.Baggage Delay Insurance
  5. 5.Extended Warranty Protection

No annual fee

VISA
2.0¢
per dollar on protection
No annual fee
Annual rewards$120
Net annual value$120
Synchrony Premier Mastercard
13

Synchrony Premier Mastercard

Synchrony

2% cash back on Protection

Why this card

  1. 1.Purchase Assurance
  2. 2.Extended Warranty
  3. 3.Mastercard ID Theft Protection
  4. 4.Extended Warranty Protection

No annual fee

MASTERCARD
2.0¢
per dollar on protection
No annual fee
Annual rewards$120
Net annual value$120
Bilt Blue Card
14

Bilt Blue Card

Cardless

1x Bilt Rewards on Protection
1x × 2.2¢/pt = 2.2¢ per dollar

Why this card

  1. 1.Cellular Wireless Telephone Protection
  2. 2.Purchase Assurance
  3. 3.Mastercard ID Theft Protection

No annual fee

MASTERCARD
2.2¢
per dollar on protection
No annual fee
Annual rewards$132.00
Net annual value$132.00
Bilt Obsidian Card
15

Bilt Obsidian Card

Cardless

1x Bilt Rewards on Protection
1x × 2.2¢/pt = 2.2¢ per dollar

Why this card

  1. 1.Cellular Wireless Telephone Protection
  2. 2.Trip Delay
  3. 3.Purchase Assurance
  4. 4.HealthLock Medical Monitor
  5. 5.Mastercard ID Theft Protection

$20 in credits offset the $95 fee

MASTERCARD
2.2¢
per dollar on protection
$95/yr($20 in credits)
Annual rewards$132.00
+ Credits$20
− Annual fee$95
Net annual value$57.00
Rakuten American Express Card
16

Rakuten American Express Card

First Electronic Bank

1% cash back on Protection

Convertible Cash Back — 1.0–2.0¢/$

This card's 1% cash back can be redeemed as cash (1.0¢/$) or converted to Amex Membership Rewards (2.0¢/$) or Bilt Rewards (1.7¢/$).

Why this card

  1. 1.Cash back converts at 1.6¢ avg — 1.6× cash value

No annual fee

AMEXConvertible
1.0–2.0¢
per dollar on protection
depending on redemption
No annual fee
Annual rewards$94
Net annual value$94
Citi Strata Premier Card
17

Citi Strata Premier Card

Citi

1x ThankYou Points on Protection
1x × 1.6¢/pt = 1.6¢ per dollar

Why this card

  1. 1.Lost or Damaged Luggage Insurance
  2. 2.Trip Delay Protection
  3. 3.Free FICO Score Access
  4. 4.Extended Warranty Protection
  5. 5.Trip Cancellation and Interruption Insurance

$50 in credits offset the $95 fee

MASTERCARD
1.6¢
per dollar on protection
$95/yr($50 in credits)
Annual rewards$96
+ Credits$50
− Annual fee$95
Net annual value$51
Chase Sapphire Reserve
18

Chase Sapphire Reserve

Chase

1x Ultimate Rewards on Protection
1x × 1.8¢/pt = 1.8¢ per dollar

Why this card

  1. 1.Baggage Delay and Lost Luggage Insurance
  2. 2.Emergency Evacuation & Transportation
  3. 3.Emergency Medical and Dental
  4. 4.Extended Warranty Protection
  5. 5.Purchase Protection

$960 in credits fully offsets the $795 fee

VISA
1.8¢
per dollar on protection
$795/yr($960 in credits)
Annual rewards$108
+ Credits$960
− Annual fee$795
Net annual value$273
Bank of America® Unlimited Cash Rewards Secured
19

Bank of America® Unlimited Cash Rewards Secured

Bank Of America

1.5% cash back on Protection

Why this card

  1. 1.1.5% cash back on Protection & Insurance ($90/yr on $6,000 spend)

No annual fee

VISACore Rate
1.5¢
per dollar on protection
No annual fee
Annual rewards$90
Net annual value$90
BJ's One+™ Mastercard®
20

BJ's One+™ Mastercard®

Capital One

2% cash back on Protection

Why this card

  1. 1.Cell Phone Protection
  2. 2.Mastercard ID Theft Protection
  3. 3.HealthLock Medical Monitor

No annual fee

MASTERCARD
2.0¢
per dollar on protection
No annual fee
Annual rewards$120
Net annual value$120
Citi Double Cash Card
21

Citi Double Cash Card

Citi

2% cash back on Protection

Why this card

  1. 1.Free Monthly FICO Score
  2. 2.Damage & Theft Purchase Protection
  3. 3.24-Hour Fraud Protection
  4. 4.Citi Identity Theft Solutions
  5. 5.Mastercard ID Theft Protection

No annual fee

MASTERCARD
2.0¢
per dollar on protection
No annual fee
Annual rewards$120
Net annual value$120
Bank of America® Travel Rewards
22

Bank of America® Travel Rewards

Bank Of America

1.5x Bank of America Points on Protection
1.5x × 1.0¢/pt = 1.5¢ per dollar

Why this card

  1. 1.Trip Cancellation and Interruption Insurance
  2. 2.Trip Delay Reimbursement
  3. 3.Roadside Dispatch Assistance
  4. 4.Baggage Delay Insurance
  5. 5.Balance Connect Overdraft Protection

No annual fee

VISA
1.5¢
per dollar on protection
No annual fee
Annual rewards$90
Net annual value$90
Navy Federal Visa cashRewards Card
23

Navy Federal Visa cashRewards Card

Navy Federal

1.5% cash back on Protection

Why this card

  1. 1.Trip Delay Reimbursement
  2. 2.Roadside Dispatch Assistance
  3. 3.Baggage Delay Insurance
  4. 4.Extended Warranty Protection
  5. 5.Return Protection

No annual fee

VISA
1.5¢
per dollar on protection
No annual fee
Annual rewards$90
Net annual value$90
Discover it® Miles
24

Discover it® Miles

Discover

1.5x Cashback on Protection
1.5x × 1.0¢/pt = 1.5¢ per dollar

Why this card

  1. 1.Freeze It
  2. 2.Freeze It Account Control

No annual fee

DISCOVER
1.5¢
per dollar on protection
No annual fee
Annual rewards$90
Net annual value$90
25

PenFed Pathfinder Rewards Visa Signature Card

Penfed

1.5x Penfed Honors Advantage on Protection
1.5x × 0.9¢/pt = 1.3¢ per dollar

Why this card

  1. 1.Cell Phone Protection
  2. 2.Trip Delay Reimbursement
  3. 3.Roadside Dispatch Assistance
  4. 4.Baggage Delay Insurance
  5. 5.Extended Warranty Protection

$50 in credits offset the $95 fee

VISA
1.3¢
per dollar on protection
$95/yr($50 in credits)
Annual rewards$80.10
+ Credits$50
− Annual fee$95
Net annual value$35.10
Capital One QuicksilverOne Cash Rewards Credit Card
26

Capital One QuicksilverOne Cash Rewards Credit Card

Capital One

1.5% cash back on Protection

Why this card

  1. 1.Purchase Assurance
  2. 2.Mastercard ID Theft Protection
  3. 3.HealthLock Medical Identity Protection
MASTERCARD
1.5¢
per dollar on protection
$39/yr
Annual rewards$90
− Annual fee$39
Net annual value$51
DoorDash Rewards Mastercard®
27

DoorDash Rewards Mastercard®

Chase

1% cash back on Protection

Why this card

  1. 1.24/7 Fraud Monitoring
  2. 2.Cell Phone Protection
  3. 3.Trip Cancellation and Interruption
  4. 4.Extended Warranty Protection
  5. 5.Purchase Protection

No annual fee

MASTERCARD
1.0¢
per dollar on protection
No annual fee($276 in credits)
Annual rewards$60
+ Credits$276
Net annual value$336
Chase Freedom Unlimited
28

Chase Freedom Unlimited

Chase

1.5% cash back on Protection

Why this card

  1. 1.Trip Delay Reimbursement
  2. 2.Roadside Dispatch Assistance
  3. 3.Baggage Delay Insurance
  4. 4.Extended Warranty Protection
  5. 5.Purchase Protection

No annual fee

VISA
1.5¢
per dollar on protection
No annual fee($30 in credits)
Annual rewards$90
+ Credits$30
Net annual value$120
Bank of America® Unlimited Cash Rewards for Students
29

Bank of America® Unlimited Cash Rewards for Students

Bank Of America

1.5% cash back on Protection

Why this card

  1. 1.Trip Cancellation and Interruption Insurance
  2. 2.Trip Delay Reimbursement
  3. 3.Roadside Dispatch Assistance
  4. 4.Baggage Delay Insurance
  5. 5.Extended Warranty Protection

No annual fee

VISA
1.5¢
per dollar on protection
No annual fee
Annual rewards$90
Net annual value$90
Marriott Bonvoy Bountiful Credit Card
30

Marriott Bonvoy Bountiful Credit Card

Chase

2x Marriott Bonvoy on Protection
2x × 0.7¢/pt = 1.4¢ per dollar

Why this card

  1. 1.Roadside Dispatch Assistance
  2. 2.Lost Luggage Reimbursement
  3. 3.Return Protection
  4. 4.Purchase Protection
  5. 5.Trip Delay Reimbursement

$135 in credits offset the $250 fee

VISA
1.4¢
per dollar on protection
$250/yr($135 in credits)
Annual rewards$84
+ Credits$135
− Annual fee$250
Net annual value-$31