Ess-a-Bagel
up to12%Bagels · $$ · Koreatown
American Express Gold Card + Upside
New York has 38 Bagels restaurants in our listings: 38 take a dining program and none has a card perk. Most common price: $$ (moderate). Top neighborhoods: Bergen (4), Financial District (3), and Midtown West (3).
38 restaurants
Bagels · $$ · Koreatown
American Express Gold Card + Upside
Bagels · $$ · Theater District
American Express Gold Card + Upside
Bagels · $$ · Essex
American Express Gold Card + Upside
Bagels · $$ · Prospect Heights
American Express Gold Card + Upside
Bagels · $$ · Hell's Kitchen
American Express Gold Card + Upside
American · $$ · Garment District
American Express Gold Card + Upside
Bagels · $$ · West Village
American Express Gold Card + Upside
Bagels · $ · Gravesend
American Express Gold Card + Upside
Bagels · $$ · Financial District
American Express Gold Card + Rakuten Dining
Bagels · $ · Union
American Express Gold Card + Rakuten Dining
Bagels · $$ · Murray Hill
American Express Gold Card + Rakuten Dining
Bagels · $$ · Queens
American Express Gold Card + Rakuten Dining
Ranked by what each card earns across this city's restaurants at our point valuations, counting the dining program that pays most at each one. Card credits aren't counted. Eat Around Town (22 restaurants) and Rakuten Dining (22) are the most widespread dining programs here, out of 38 restaurants. American Express Gold Card tops the list here on its own dining rate — ≈$6.00 on a $100 dinner before any program.

American Express Gold Card
$325 annual fee
≈$6.00 on a $100 dinner
Card details
Chase Sapphire Reserve
$795 annual fee
≈$5.40 on a $100 dinner
Card details
Chase Sapphire Preferred Card
$95 annual fee
≈$5.40 on a $100 dinner
Card detailsDining programs pay on top of your card. Join one, link a card, and every meal at a participating restaurant earns twice.
Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses Some opening hours, phone numbers, websites and cuisines are © OpenStreetMap contributors (ODbL 1.0). OpenStreetMap copyright
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.