Café Crèmerie
up to20%Dessert/Bakery · $ · West Loop
American Express Gold Card + inKind
Chicago has 13 Coffee/Tea restaurants in our listings: 13 take a dining program and none has a card perk. Most common price: $$ (moderate). Top neighborhoods: Niles (2), Belmont Cragin (1), and Bridgeview (1).
13 restaurants
Dessert/Bakery · $ · West Loop
American Express Gold Card + inKind
Bagels · $$ · Humboldt Park
American Express Gold Card + inKind
Coffee/Tea · $ · Loop
American Express Gold Card + Upside
Breakfast · $$ · Logan Square
American Express Gold Card + Upside
Café · $ · Oak Lawn
American Express Gold Card + Upside
Bagels · $$ · Far North
American Express Gold Card + Upside
Coffee/Tea · $$ · Bridgeview
American Express Gold Card + Upside
Coffee/Tea · $$ · Niles
American Express Gold Card + Upside
Coffee/Tea · $$ · Truman Square
American Express Gold Card + Upside
Coffee/Tea · $$ · Des Plaines
American Express Gold Card + Rakuten Dining
Coffee/Tea · $ · Belmont Cragin
American Express Gold Card + Rakuten Dining
Coffee/Tea · $$ · Niles
American Express Gold Card + Rakuten Dining
Dessert/Bakery · $$ · Hyde Park
American Express Gold Card + Rakuten Dining
Ranked by what each card earns across this city's restaurants at our point valuations, counting the dining program that pays most at each one. Card credits aren't counted. AAdvantage Dining (13 restaurants) and TrueBlue Dining (13) are the most widespread dining programs here, out of 13 restaurants. American Express Gold Card tops the list here on its own dining rate — ≈$6.00 on a $100 dinner before any program.

American Express Gold Card
$325 annual fee
≈$6.00 on a $100 dinner
Card details
Chase Sapphire Reserve
$795 annual fee
≈$5.40 on a $100 dinner
Card details
Chase Sapphire Preferred Card
$95 annual fee
≈$5.40 on a $100 dinner
Card detailsDining programs pay on top of your card. Join one, link a card, and every meal at a participating restaurant earns twice.
Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses Some opening hours, phone numbers, websites and cuisines are © OpenStreetMap contributors (ODbL 1.0). OpenStreetMap copyright
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.