30 Chicago restaurants where the J.P. Morgan Reserve® unlocks more

The J.P. Morgan Reserve®'s dining credits or reservation access apply at these restaurants. Figures are what the card earns here; a credit is listed beside them, never added. Top neighborhoods: West Loop (9), River North (Chicago) (6), and West Town (4).

30 restaurants

  • Contemporary Italian · $$$ · West Loop

    J.P. Morgan Reserve® · 20% with inKind

    Sapphire Reserve Exclusive Tables creditinKind20%Bilt Dining1x
  • Gingie

    5.4%

    American · $$$$ · River North (Chicago)

    J.P. Morgan Reserve® · 20% with inKind

    Sapphire Reserve Exclusive Tables creditinKind20%Bilt Dining1x
  • Mexican · $$ · Pilsen

    J.P. Morgan Reserve® · 20% with inKind

    Sapphire Reserve Exclusive Tables creditinKind20%
  • Steakhouse · $$ · West Loop

    J.P. Morgan Reserve® · 20% with inKind

    Sapphire Reserve Exclusive Tables creditinKind20%Bilt Dining1x
  • Contemporary Latin · $$$$ · West Town

    J.P. Morgan Reserve® · 8.2% with Eat Around Town

    Sapphire Reserve Exclusive Tables creditHilton Honors Dining8xIHG Dine & Earn8x+5 more
  • Boka

    5.4%

    American · $$$ · Lincoln Park

    J.P. Morgan Reserve® · 7.4% with Bilt Dining

    Sapphire Reserve Exclusive Tables creditBilt Dining1x
  • Japanese · West Loop

    J.P. Morgan Reserve® · 7.4% with Bilt Dining

    Sapphire Reserve Exclusive Tables creditBilt Dining1x
  • After

    5.4%

    Cocktail bar · West Loop

    J.P. Morgan Reserve®

    Sapphire Reserve Exclusive Tables credit
  • Alinea

    5.4%

    American · Lincoln Park

    J.P. Morgan Reserve®

    Sapphire Reserve Exclusive Tables credit
  • Anelya

    5.4%

    Ukrainian · Avondale

    J.P. Morgan Reserve®

    Sapphire Reserve Exclusive Tables credit
  • Mediterranean · $$$ · River North (Chicago)

    J.P. Morgan Reserve®

    Sapphire Reserve Exclusive Tables credit
  • Mediterranean · $$$ · West Loop

    J.P. Morgan Reserve®

    Sapphire Reserve Exclusive Tables credit
  • Latin American · Uptown

    J.P. Morgan Reserve®

    Sapphire Reserve Exclusive Tables credit
  • Steakhouse · River North (Chicago)

    J.P. Morgan Reserve®

    Sapphire Reserve Exclusive Tables credit
  • American · Logan Square

    J.P. Morgan Reserve®

    Sapphire Reserve Exclusive Tables credit
  • Elske

    5.4%

    American · West Loop

    J.P. Morgan Reserve®

    Sapphire Reserve Exclusive Tables credit
  • Ever

    5.4%

    American · West Loop

    J.P. Morgan Reserve®

    Sapphire Reserve Exclusive Tables credit
  • Steakhouse · West Loop

    J.P. Morgan Reserve®

    Sapphire Reserve Exclusive Tables credit
  • Steakhouse · $$ · River North (Chicago)

    J.P. Morgan Reserve®

    Sapphire Reserve Exclusive Tables credit
  • Kasama

    5.4%

    Filipino · West Town

    J.P. Morgan Reserve®

    Sapphire Reserve Exclusive Tables credit
  • American · Logan Square

    J.P. Morgan Reserve®

    Sapphire Reserve Exclusive Tables credit
  • Mirra

    5.4%

    Mexican · Bucktown

    J.P. Morgan Reserve®

    Sapphire Reserve Exclusive Tables credit
  • Asian · Noble Square

    J.P. Morgan Reserve®

    Sapphire Reserve Exclusive Tables credit
  • NORIKO

    5.4%

    Japanese · West Town

    J.P. Morgan Reserve®

    Sapphire Reserve Exclusive Tables credit
Restaurants
30
Neighborhoods
12
Cuisines
27
Dining programs
9
With a card perk
30

The 3 best cards to bring to dinner in Chicago

Ranked by what each card earns across this city's restaurants at our point valuations, counting the dining program that pays most at each one. Card credits aren't counted. Bilt Dining (5 restaurants) and inKind (4) are the most widespread dining programs here, out of 30 restaurants. American Express Gold Card tops the list here on its own dining rate — ≈$6.00 on a $100 dinner before any program.

All the best cards for dining

9 dining programs that pay in Chicago

Dining programs pay on top of your card. Join one, link a card, and every meal at a participating restaurant earns twice.

27 cuisines in Chicago

218 neighborhoods in Chicago

254 more cities and towns in Illinois

Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses Some opening hours, phone numbers, websites and cuisines are © OpenStreetMap contributors (ODbL 1.0). OpenStreetMap copyright

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.