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4 restaurants in Bay City, MI that earn more on your cards

11 dining programs and card perks like Resy credits apply across Bay City, MI. Pick your cards to see what each restaurant earns you.

4 restaurants

  • Old City Hall

    up to8.8%

    American · $$ · Mid-Michigan

    American Express Gold Card + Eat Around Town

    Hilton Honors Dining8xIHG Dine & Earn8xEat Around Town6x+7 more

  • Tavern 101

    up to8.8%

    American · $$ · Mid-Michigan

    American Express Gold Card + Eat Around Town

    Hilton Honors Dining8xIHG Dine & Earn8xEat Around Town6x+7 more
Restaurants
4
Neighborhoods
3
Cuisines
2
Dining programs
11
With a card perk
1

The 3 best cards to bring to dinner in Bay City

Ranked by what each card earns across this city's restaurants at our point valuations, counting the dining program that pays most at each one. Card credits aren't counted.

All the best cards for dining

11 dining programs that pay in Bay City

Dining programs pay on top of your card. Join one, link a card, and every meal at a participating restaurant earns twice.

2 cuisines in Bay City

3 neighborhoods in Bay City

230 more cities and towns in Michigan

Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses Some opening hours, phone numbers, websites and cuisines are © OpenStreetMap contributors (ODbL 1.0). OpenStreetMap copyright

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.