Bank PointsTransferable Points

Discover it Miles

Currencypoints

Point Value1 cpp

Range1–1 cpp

At a Glance

Discover it Miles offers a straightforward, beginner-friendly rewards program with a unique first-year match feature that doubles your earning. The flat 1.5 miles per dollar on all purchases means no bonus categories to track, and miles retain consistent value across all redemption methods. While the lack of transfer partners limits maximum value optimization, the simplicity, no annual fee, and flexible redemption options make it an excellent choice for beginners and casual travelers who value ease over optimization.

Type

Bank Points

Currency

points

Avg Value

1 cpp

Value Range

1–1 cpp

Valuation Source

multiple

Program Ratings

PointsNav

5.4/10#29

Broad Coverage

5/10

Everyday Usefulness

4/10

Earn/Redeem Efficiency

4/10

Policy Fairness

6/10

Ease Of Holding

8/10

Product/Transfer Quality

2/10

NerdWallet

4/5

The Points Guy

4/5