10 Best Credit Cards for Level of November 2026
Top picks for Level from our scoring engine.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Ranked by earn rate and redemption value, statement credits minus annual fees (weighted against a typical $30,000/year in total card spend), shopping portal bonuses when we recognize the merchant, matched benefits and promotional earn boosts, co-brand fit for this brand. The ¢ per dollar column is the reward rate at Level, after spend caps. Order can differ from that column because ranking adds the adjustments above.
Chase Sapphire Reserve earns the top spot for Level purchases at 14.4¢ per dollar on flights — a $795 annual fee. We ranked every card in our database against Level purchases using the same scoring engine that powers our search. See the note above the list for what drives order versus the ¢ per dollar column. Cards 4–10 are still solid picks; they just trade off some headline earn rate for fewer fees, broader networks, or simpler redemptions.
Chase Sapphire Reserve
Chase
- +8x on Flights booked through the required portal — points worth 1.8¢ each
- +Est. $240/yr value — Annual Travel Credit
- +Air Canada Maple Leaf Lounge Access
Chase Sapphire Preferred Card
Chase
- +5x on Flights booked through the required portal — points worth 1.8¢ each
- +Est. $50/yr value — $100 Annual Hotel Credit
- +Est. $25/yr value — Global Entry, TSA PreCheck or NEXUS Credit
The Platinum Card from American Express
American Express
- +5x on Flights — points worth 1.5¢ each
- +Est. $300/yr value — $600 Lodging Credit (FHR / Hotel Collection / Airbnb Luxe)
- +Est. $100/yr value — Airline Fee Credit
Why Chase Sapphire Reserve wins for Level
Chase Sapphire Reserve earns 14.4¢ per dollar on flights when you shop at Level, the highest marginal rate in our list for this brand. At 14.4¢ per dollar, rewards cover the $795 fee after about $5,520 a year in Level spending. To come out ahead of Chase Freedom Flex (5.0¢), you'd need about $8,460 a year here. It's the right pick if you want maximum earn rate on this category and don't mind paying for a premium card.
Compare the Top Picks
Quick Comparison
Side-by-side view of the ranked picks.
| Card | Applicable Rate | Effective Value | Annual Fee | Est. Fee Offset | Network |
|---|---|---|---|---|---|
| Chase Sapphire ReserveChase | 8x Ultimate Rewards Flights | 14.4¢/$ | $795 | $588 | visa |
| Chase Sapphire Preferred CardChase | 5x Ultimate Rewards Flights | 9.0¢/$ | $95 | — | visa |
| The Platinum Card from American ExpressAmerican Express | 5x Membership Rewards Flights | 7.5¢/$ | $895 | $632.50 | amex |
| Capital One Venture X Rewards Credit CardCapital One | 5x Capital One Miles Flights | 6.5¢/$ | $395 | — | visa |
| Wells Fargo Autograph Journey Visa Credit CardWells Fargo | 4x Wells Fargo Rewards Flights | 5.8¢/$ | $95 | — | visa |
| Citi Strata Premier CardCiti | 3x ThankYou Points Flights | 5.1¢/$ | $95 | — | mastercard |
| Chase Freedom FlexChase | 5% cash back Flights | 5.0¢/$ | $0 | $20 | mastercard |
| Chase Freedom UnlimitedChase | 5% cash back Flights | 5.0¢/$ | $0 | — | visa |
| Wells Fargo Autograph Visa Credit CardWells Fargo | 3x Wells Fargo Rewards Travel | 4.3¢/$ | $0 | — | visa |
| U.S. Bank Shield Visa CardU.S. Bank | 4% cash back Flights | 4.0¢/$ | $0 | $10 | visa |
More Options
How to maximize value at Level
- Use Chase Sapphire Reserve for Level purchases — it earns 14.4¢ per dollar on flights at Level in our scoring.
- Shopping portals sometimes offer extra rewards at Level; check current portal rates before you buy.
- Pair Chase Sapphire Reserve with Chase Sapphire Preferred Card to cover categories where it earns more — diversifying your spend can lift your blended return.
- Plan a major Level purchase around your card's welcome offer window — Chase Sapphire Reserve's sign-up bonus is worth roughly $1800 on top of base rewards.
- Pay your statement in full each month — interest charges almost always exceed the rewards you'd earn.
Similar Brands
Other brands in Shopping where the top picks above also earn well.
Frequently asked
- What credit card earns the most at Level?
- Chase Sapphire Reserve ranks #1 for Level in our list at 14.4¢ per dollar on flights (including Level) — $795 annual fee. Order uses the full scoring key described above the list (earn rate, redemption value, fee/credit balance, portals, and co-brand fit); welcome offers are not part of that default brand ranking.
- Can I stack a shopping portal with my credit card at Level?
- Shopping portals sometimes offer extra rewards at Level; check current portal rates before you buy.
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