United Club Card: lounge access, guests and enrollment

The card includes a United Club card membership: entry included for the primary cardmember with 1 adult guest and dependent children under 18 at each United Club visit. After $50,000 in calendar-year spend or Premier Gold status, All Access membership allows 2 adult guests and adds Star Alliance lounges. Authorized users get no membership of their own. The membership activates about 2 weeks after account opening.

$695 annual fee · Reviewed 2026-10-10 · Full United Club Card review

Lounges reached
47
Airports
30
Countries
5
Other experiences
0

Ways this card gets you in

Each path is separate: its own guests, visit limit and enrollment. One path's terms never carry over to another.

  • Membership from the card

    United Club card membership

    United Club card membership · issued by United Airlines through the Chase United Club Card

    Guests
    1 guest included per visit. (United Club All Access membership after more than $50,000 in net purchases on the card in a calendar year, or Premier Gold status or higher: 2 adult guests (or 1 adult guest and dependent children under 18) per visit, plus Star Alliance lounge access. Valid for the rest of that year and the next calendar year.)
    Visits
    No visit limit.
    Before your first visit
    Membership is issued automatically; find it in your issuer's app.
    Bring
    United Club card membership card in the United app
    Timing
    Flight requirement not confirmed.
    Authorized users
    Authorized users aren't covered.
    • Star Alliance lounges are not included with the standard card membership.
    • With All Access and an authorized user, 4 United Club one-time passes are deposited after each card anniversary.

    Sources: United Club Card - benefit terms (checked 2026-10-10)

Where it gets you in

Airports with a lounge this card reaches through a reviewed path, by country. Each physical lounge is counted once, whichever path reaches it.

United States · 26 airports

Guam · 1 airport

Hong Kong SAR China · 1 airport

Japan · 1 airport

United Kingdom · 1 airport

Lounge access comes from the issuer's and program's terms as of the review date. Entry is still up to the lounge on the day: lounges can limit entry when full, and a scheduled opening isn't a reservation. Annual fees are counted once on the card's own page, never as an entry charge.

Find lounges at an airport

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.