Delta SkyMiles Reserve Business American Express Card: lounge access, guests and enrollment

Delta Sky Club: 15 Visits a year on same-day Delta flights (not Main Basic), unlimited after $75,000 in calendar-year spend; guests cost $50 each, with 4 One-Time Guest Passes a year. Entry included at Centurion Lounges, Sidecar by The Centurion Lounge and Escape Lounges when flying Delta on a same-day flight; Centurion and Sidecar guests cost $50 ($30 ages 2-17). Additional Reserve Business Cards get their own 15 Visits.

$650 annual fee · Reviewed 2026-10-10 · Full Delta SkyMiles Reserve Business American Express Card review

Lounges reached
143
Airports
84
Countries
21
Other experiences
0

Ways this card gets you in

Each path is separate: its own guests, visit limit and enrollment. One path's terms never carry over to another.

  • Direct with the card

    Delta Sky Club

    Guests
    No complimentary guests; guests pay $50 (guest age 2 and over).
    Visits
    15 visit days per membership year. (Unlimited Delta Sky Club Access after $75,000 in eligible purchases on the account in a calendar year, for the rest of that year, the next calendar year and through January 31 of the year after.)
    Before your first visit
    Nothing to enroll in.
    Bring
    Valid Reserve Business Card, government ID and same-day Delta boarding pass
    Timing
    Needs a same-day Delta-marketed or Delta-operated flight, not on a Delta Main Basic fare. Entry up to 3 hours before departure.
    Authorized users
    Authorized users are covered.

    Delta Sky Club and Grab and Go only; partner lounges are not included.

    • Any time during a layover; within 3 hours of a departing flight's scheduled time.
    • No club entry within 3 hours of a previous Grab and Go use at the same airport.
    • Entry under 18 only with a supervising adult who has access.

    Sources: Delta Sky Club Access & Policies (checked 2026-10-10); Delta SkyMiles Reserve Business American Express Card (checked 2026-10-10)

  • Direct with the card

    The Centurion Lounge (when flying Delta)

    Guests
    No complimentary guests; guests pay $50 (guest 18 and over), $30 (child 2-17).
    Visits
    No visit limit.
    Before your first visit
    Nothing to enroll in.
    Bring
    Valid Reserve Business Card and boarding pass; government ID may be requested
    Timing
    Needs a same-day Delta-marketed or Delta-operated flight booked on a US-issued American Express Card. Entry up to 3 hours before departure.
    Authorized users
    Authorized users are covered.

    All US locations and select international locations listed on the Centurion Lounge website.

    • Up to 5 hours before a connecting flight during a layover.
    • Card Members under 18 need a parent or legal guardian.

    Sources: Global Lounge Collection Terms & Conditions (checked 2026-10-10)

  • Direct with the card

    Sidecar by The Centurion Lounge (when flying Delta)

    Guests
    No complimentary guests; guests pay $50 (guest 18 and over), $30 (child 2-17).
    Visits
    No visit limit.
    Before your first visit
    Nothing to enroll in.
    Bring
    Valid Reserve Business Card and boarding pass; government ID may be requested
    Timing
    Needs a same-day Delta-marketed or Delta-operated flight booked on a US-issued American Express Card. Entry up to 1.5 hours before departure.
    Authorized users
    Authorized users are covered.
    • Entry no earlier than 90 minutes before departure, including layovers.

    Sources: Global Lounge Collection Terms & Conditions (checked 2026-10-10)

  • Direct with the card

    Escape Lounges (when flying Delta)

    Guests
    No complimentary guests; guest charge not confirmed.
    Visits
    No visit limit.
    Before your first visit
    Nothing to enroll in.
    Bring
    Valid physical Reserve Business Card, government ID and same-day Delta boarding pass
    Timing
    Needs a same-day Delta-marketed or Delta-operated flight booked on a US-issued American Express Card.
    Authorized users
    Authorized users are covered.
    • At select locations entry is limited to 3 hours before departure; during a layover any time.

    Sources: Global Lounge Collection Terms & Conditions (checked 2026-10-10)

  • Direct with the card

    Escape Lounges - The Centurion Studio Partner (when flying Delta)

    Guests
    No complimentary guests; guest charge not confirmed.
    Visits
    No visit limit.
    Before your first visit
    Nothing to enroll in.
    Bring
    Valid physical Reserve Business Card, government ID and same-day Delta boarding pass
    Timing
    Needs a same-day Delta-marketed or Delta-operated flight booked on a US-issued American Express Card.
    Authorized users
    Authorized users are covered.

    Sources: Global Lounge Collection Terms & Conditions (checked 2026-10-10)

Where it gets you in

Airports with a lounge this card reaches through a reviewed path, by country. Each physical lounge is counted once, whichever path reaches it.

United States · 49 airports

Australia · 4 airports

Japan · 2 airports

South Korea · 2 airports

Argentina · 1 airport

Hong Kong SAR China · 1 airport

Ireland · 1 airport

Israel · 1 airport

Kenya · 1 airport

Mexico · 1 airport

Morocco · 1 airport

Philippines · 1 airport

Puerto Rico · 1 airport

South Africa · 1 airport

Taiwan · 1 airport

Lounge access comes from the issuer's and program's terms as of the review date. Entry is still up to the lounge on the day: lounges can limit entry when full, and a scheduled opening isn't a reservation. Annual fees are counted once on the card's own page, never as an entry charge.

Find lounges at an airport

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.