Best USAA Credit Cards (2026)

Compare all 8 USAA credit cards ranked by rewards, benefits, and annual fee value.

USAA official site

Mid-Tier USAA Cards

$1–$249 annual fee

USAA Eagle Navigator™ Visa Signature®

Visa Signature

Fee: $95
Bonus: 50,000 points
Base: 2X

3X Ridesharing · 3X Transit · 3X Travel

No Annual Fee USAA Cards

$0 annual fee

USAA Cashback Rewards Plus American Express Card

AMEX

Fee: $0
Bonus: $200 cash back

5X Gas Stations · 5X Military Base · 3X Grocery Stores

USAA Preferred Cash Rewards Visa Card

Visa Signature

Fee: $0
Bonus: $200 cash back
Base: 1.5X

USAA Rewards™ Visa Signature®

Visa Signature

Fee: $0
Bonus: 2,500 points
Base: 1X

2X Dining · 2X Gas Stations

USAA Secured American Express®

AMEX

Fee: $0

USAA Rate Advantage Visa Card

Visa Traditional

Fee: $0

USAA Cashback Rewards Plus American Express®

AMEX

Fee: $0
Bonus: $200 cash back
Base: 1X

5X Gas Stations · 5X Military Base · 3X Grocery Stores

USAA Rewards™ American Express®

AMEX

Fee: $0
Bonus: 2,500 points
Base: 1X

3X Dining · 2X Gas Stations · 2X Grocery Stores

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Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.